00:00and no way do you have a good credit score you're not doing anything that would suggest so
00:04three thousand nine hundred seventy dollars and thirty one cents with it did you just laugh
00:09it's not funny it's just how i work through it okay no it's okay help laugh it just me every
00:17time because i just want to make sure that you're taking it seriously i am i believe you are i just
00:21also believe that maybe you're just okay so you're over it by seventy dollars and 31 cents
00:27because the credit limit is three thousand nine hundred dollars fees fees oh what is the fee
00:31please for all oh it's a past due fee three in a row what are we doing here what is your life
00:37three in a row ninety six dollars of interest three hundred dollars this year so far what is
00:42happening this is disgusting just look at it just look at it look at that just look at it how can
00:50you accept that how do you go to sleep knowing your past due on bills peacefully because i don't think
00:55about it but this is forcing me to think about it and i thank you for that
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