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00:00We're sitting here with a balance of $6,360.17, basically three months of what comes in net,
00:06a thousand hours away from being at your credit limit there, which you could get to overnight
00:12because you only put your minimum monthly payment down on it, but then you went and spent $1,095.
00:18Well, interest of $146.26 was accruing.
00:22Yeah, the interest is really bad on that.
00:24I don't realize-
00:25So why do we spend? Why do we spend $1,000?
00:26Yeah, the interest is really bad on that, so you acknowledge that.
00:28So why would we spend on it? That doesn't make any sense.
00:30Nice things, like little knickknacks and stuff.
00:33Nice things like f***ing our entire future.
00:36Things are nice to look at. There's nice things to hang up.
00:38I like to look at your credit card balance as being zero. That looks pretty nice.
00:42I'll frame that.
00:43That's nice, too. That used to be me, but now I'm just kind of-
00:46Well, it's not, and you're not a credit card person, obviously.
00:48No, I'm not.
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