00:00How have you had enough time to be as stupid as this pile of debt suggests?
00:0363% interest loan. 63%!
00:07Okay, I didn't know that that was the interest rate until I sent you all the documents.
00:11What? How long have you had it?
00:12Two years.
00:13Two years?
00:14And I've barely paid anything off.
00:16What could this possibly be for?
00:18This is insane.
00:19You're gonna love it.
00:20I went out and bought a brand new 2022 Kia.
00:23I got that loan to do like the registration and all that.
00:27No, f*** you.
00:28Why?
00:28At 18?
00:30Yeah.
00:31From where?
00:32Do you walk into like a sketchy place with a bunch of mobsters and be like,
00:36yo, I need to pay for my registration?
00:38What?
00:39Sun loan?
00:40Dude, you're bringing in 6,500 bucks in the middle of nowhere.
00:44You can pay this off today.
00:48I have a lot of things to pay for.
00:50Yeah, and most of that is going out to eat.
00:52Food is important.
00:53You don't need to be going out to eat every second of your life.
00:55Have you heard of this grand concept called the sandwich?
00:57It's an amazing new invention.
00:592020.
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