00:00I use a card and max out a f***ing credit card in order to make the afterpay payment.
00:06That's where you are.
00:07That's where we are.
00:08And then all of a sudden we're going to be in a position where I can't pay my minimum monthly payment for a credit card.
00:12So I'm going to transfer that debt to a consolidation.
00:16So we're going to consolidate a credit card debt for a f***ing afterpay debt because we don't know how to budget in our damn mother f***ing checking account.
00:26What the f***?
00:26Why would we be paying for this on a credit card?
00:30It was already in my Google account.
00:32And then so for like afterpay, are you talking about afterpay?
00:36So I just like connect the card into the afterpay because it was so easy.
00:40I love afterpay.
00:41No s***.
00:42You're f***ing addicted to it, but you don't pay it.
00:44You put it on a max out f***ing credit card.
00:46That is getting worse.
00:47I mean, you lost $250 in interest on this card last year.
00:50Oh.
00:51And you didn't even have it for the full year.
00:52So it would have been like $500 if it was the full year.
00:54Stolen from you.
00:55Ripped from your existence.
00:57Zero dollars in retirement.
00:58Headed into our 30s.
00:59Well done.
01:00Get it.
01:09You're following us on Patreon.
01:16I love you.
01:19You're the best.
01:20Love you.
01:22Bye.
01:24Bye.
01:26Bye.
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