00:00Do you support joined accounts? With discipline. With holding each other accountable, yes.
00:05Okay. If it just causes more division and fights, maybe not. See a couple therapists
00:11once a month based on the financial issue alone. Because 24% car debt's insane.
00:17So when we bought the van, I had to take out a loan through CarMax for the van,
00:20and then I refinanced it. CarMax is evil. Yeah. And her mother jointly did the van with me.
00:25Plus I love it. Yeah. So that's why I have a good interest rate on the van.
00:28What's the interest rate? I think it's three something.
00:31Oh, okay. Yeah. It's a credit union just because we're teachers. And the proudest thing we've done
00:36is the purchase of the Kia because we were able to get the interest to where it needed to be so that
00:42we could manually do it. But the extra cars are unnecessary and those need to go. I feel nervous
00:48about only having one car. No, no, no. We don't have emergency cars. We have emergency funds.
00:53Emergency funds cover issues with cars. Yes. Emergency funds can cover a rental car.
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