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Transcript
00:00Interest charge $87.25. You didn't purchase, did you? Good!
00:05Yeah. Finally a card you didn't purchase on.
00:07Because I realized how high that card was. I was like, I'm tired.
00:09What about the other cards? The first card that you spent more on is higher.
00:12Yeah, that was like, I think the Quilxilver. Yeah, I saw that I could get like more points if I...
00:17Points? Like rewards. Points? What points?
00:21Dude, what are you gonna get? What are you gonna get the max if you break things down?
00:25Max, max, max. 5% on your purchases, but you're losing 30%. There's a 25% differential there.
00:32And that is a one-time thing as well. It doesn't compound the interest rate on that does.
00:37You don't get 5% every single month on what you purchased a month ago.
00:41I just saw it as a good opportunity to be like, oh look, I can have rewards money and just put...
00:46But I know the interest is really ridiculous. It's not just about that. I need to make sure you understand.
00:51It's not even comparable. What? You're not gaining anything from these points.
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