00:00If you live in the UK, you've probably heard people talking about ISAs, but what exactly are
00:05they? And more importantly, why should you care? It stands for an individual savings account and
00:11it's basically your ticket to tax-free savings and investments. And one of the new rules with
00:16ISAs is that if you already have a stocks and shares ISA with a certain provider, you can also
00:22have another stocks and shares ISA with another provider in the same tax year. I've linked some
00:27investment platforms that I personally use and given we're approaching the new tax year,
00:31they're offering different bonuses and perks, which you might as well make use of. One of my
00:35favorites is Trading 2 on 2. I've been using it for years now. You simply download the app,
00:40you choose your country of residence, you pick stocks and shares ISA, and then you fill in all
00:45of your details. If you're a new customer, you can also get a free fractional share worth up to 100
00:51pounds or 100 euros by using the code NICHA, N-I-S-C-H-A. Put that in here, you just need
00:58to deposit one pound within the first 10 days of opening your account to be able to get that.
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