00:00I can say that you are completely aligned with the government's vision
00:03government bhi yahi chahati hai ki insurance sector ka penetration
00:06badeh zyada se zyada log johan
00:07wo life or health insurance ko afford kar pahen
00:11lakin
00:11jab pehle se baat ho righ thi
00:13jis se n'e elan hua uske baad bhi
00:15hum nne kai sara experts se baat ki
00:16to ek main concern nikal ke a raha tha
00:18ki everything is fine
00:20they are happy ki GST rates
00:21slash kie jayen, kam kie jayen
00:24lakin jab bat insurance ki a righ thi
00:26to companyo ke demand thi ki
00:27isko 5 ya 18 persen me nala karke
00:29beach ka koji raastah 12 persen nikala jaya
00:31so that unko input tax credit ka
00:34fayda mil sake
00:34kyunki ab jabki ye zero ho chuka hai
00:37to companyo koi costing badeh jayegi
00:40insurance companyo per
00:42is kadam ka kaisa aar sal padeh ka
00:44aur kya aap ko lagta hai
00:46ki customers
00:48pehle aap ye bata hai ki
00:49kaisa aar sal padeh ka
00:51phil mai apni or bat e puchhati ho
00:52so dekhi praagriti ji
00:54isko ma na dho dho part me
00:56divide karta ho
00:57pehla hai ki
00:59hamara objective ki hai
01:00hamara
01:00sabse pehla objective hai as a
01:02a
01:03a
01:03a
01:03you know
01:04samaj as a desh ki
01:05insurance ka penetration
01:06badeh
01:07aur joh
01:07aek
01:07serkar ka vision
01:08mania regulator ka
01:10eek vision
01:10ki insurance for all
01:11twenty forty seven
01:12ki traf
01:13hamara
01:13ba na hai
01:13ah
01:14kyunki abhi bhi bharat
01:15me insurance ka
01:16penetration
01:17bhoat hi
01:17kam hai
01:18ah
01:18agar hama ba
01:19ki dhisho
01:19se vixit dhisho
01:20se baat
01:20kare
01:20to abhi bhi
01:21am
01:21tín se
01:21čára
01:22percent ki
01:22dhare
01:23operate
01:24karta
01:24ya
01:24ho
01:24saktay
01:25usse
01:25kam bhi
01:25ho
01:25gha
01:25so
01:26sabse
01:26pahla vision
01:27hai
01:27so I think
01:28ye
01:51tax credit
01:51ka
01:51joh
01:52aap
01:52ne
01:52you
01:53know
01:53mudda
01:53bata
01:53ya
01:54ho
01:55saktay
01:55hai
01:55ki
01:55input
01:56tax credit
01:56ki
01:56wajay
01:57se
01:57kuch
01:57cost
01:58agar
01:58badeh
01:58pata
01:58nii
01:59pahle
01:59toh
01:59kitna
01:59badeh
01:59ghi
02:00jitna
02:00joki
02:01ki
02:01alag
02:02alag
02:02alag
02:02khabar
02:02mene
02:02aar
02:03raha
02:03kich
02:03single
02:04percentage
02:04points
02:05hoong
02:05dhu
02:05tín
02:05percent
02:06hooga
02:06kitna
02:06hooga
02:06but
02:07mujhe
02:07lagtat
02:07ki
02:07us
02:07mh
02:08I
02:21kik
02:21I
02:22think
02:22discussion
02:23point
02:23raha
02:23between
02:24insurance
02:25companies
02:25and
02:25regulator
02:26but
02:27mujhe
02:27lagtat
02:27kik
02:28woh
02:28itna
02:28bada
02:29mudda
02:29nahi
02:29hai
02:29main
02:31mudda
02:31yye
02:31hai
02:31ki
02:32agar
02:32insurance
02:33ka
02:33penetration
02:34badehana
02:34hai
02:34us
02:35ke
02:35baray
02:35me
02:35zyadha
02:35badeh
02:36honi
02:36chahi
02:36hai
02:36us
02:37kwe
02:37liye
02:37zyadha
02:38logg
02:38jund
02:38chahi
02:39jis
02:39jis
02:40jis
02:40jis
02:40me
02:40se
02:40let's
02:40a
02:40agar
02:40woh
02:4118%
02:41e
02:51mahali
02:55jay
02:55kisi
02:55ki
02:56pachas
02:56azaar
02:56rupay
02:56salana
02:57premium
02:57ki
02:57policy
02:58ha
02:58health
02:59insurance
02:59ki
02:59kisi
03:01bhi
03:01you
03:01know
03:02buzurk
03:02vyakti
03:02ki
03:03un
03:03ke
03:03liye
03:03agar
03:0318%
03:04premium
03:05kam
03:05ho
03:05ta
03:05ha
03:05kari
03:067
03:068000
03:06rupay
03:07ka
03:07salana
03:07fark
03:08pade
03:08gau
03:08similarly
03:08agar
03:09kisi
03:09ki
03:09zyadha
03:09ya
03:10kam
03:10hai
03:10to
03:10us
03:10ko
03:10harik
03:11work
03:11k
03:11pade
03:11gha
03:12similarly
03:13agar
03:13ap
03:13dekhen
03:13ghe
03:13term
03:14insurance
03:14me
03:14jis
03:14ki
03:15penetration
03:15abhi
03:15bhi
03:15bhot
03:16kam
03:16hai
03:16us
03:17me
03:18bhi
03:18ek
03:18tariqe
03:19se
03:19sudhaar
03:19ane
03:20ka
03:20bhot
03:20bhot
03:21you
03:21know
03:21chances
03:22hai
03:22I
03:23think
03:23joh
03:23cost
03:24ki
03:24baat
03:24hai
03:24woh
03:24mujhe
03:24lagta
03:25hai
03:25ki
03:25woh
03:25bhot
03:26bhot
03:26bhot
03:26hi
03:26chhota
03:26mudda
03:27raha
03:27jayega
03:27versus
03:27joh
03:28overall
03:29benefits
03:30I
03:30think
03:31as a
03:31economy
03:32as a
03:33country
03:33hume
03:33milne
03:34waale
03:34okay
03:35toh
03:35aapka
03:35kehna
03:36hai
03:36ki
03:36is
03:36move
03:37ke
03:37baad
03:37me
03:37penetration
03:39and
03:39demand
03:39it
03:39nhi
03:39ho
03:40ghi
03:40life
03:40insurance
03:40sector
03:41ke
03:41liye
03:41insurance
03:42policies
03:43ke
03:43liye
03:43ki
03:44sector
03:44ko
03:44input
03:45tax
03:45credit
03:46se
03:46loss
03:46ho
03:46ga
03:46us
03:46ko
03:47mitigate
03:47kar
03:48payenge
03:48us
03:48ko
03:48us
03:49se
03:49unka
03:50tna
03:50farak
03:50nai
03:50padega
03:50is
03:51it
03:51so
03:51that
03:52is
03:53what
03:53we
03:53see
03:53kyunki
03:54kye
03:54sbse
03:54paharhi
03:54chiz
03:55hai
03:55agar
03:55baat
03:56kere
03:56ki
03:56humari
03:56penetration
03:57hi
03:57abhi
03:57bad
03:58kam
03:58hai
03:58is
04:00insurance
04:01ki
04:02me
04:02joh
04:02ab
04:03exemption
04:03ho
04:03is
04:03ka
04:04mtlb
04:04ye
04:04hai
04:04ki
04:04sarkar
04:05nai
04:05bhi
04:06is
04:06ko
04:06kaffi
04:06seriously
04:07liya
04:07hai
04:07or
04:08is
04:08ko
04:08kaffi
04:08badawa
04:09dheni
04:09kè
04:09liye
04:09kadam
04:09u
04:10tha
04:10ya
04:11tink
04:11kya
04:11penetration
04:12ni
04:12agar
04:12tín
04:134
04:13gunah
04:13ho
04:13jati
04:14hai
04:14to
04:14overall
04:15hi
04:15joh
04:16benefits
04:16hai
04:16economies
04:17of
04:17skill
04:18hai
04:18they
04:18will
04:18play
04:19a bigger
04:19role
04:19ki
04:20johan
04:20ki
04:20you
04:21know
04:21cost
04:21ka
04:22element
04:22bhoati
04:22kama
04:22ho
04:23ga
04:23kyunki
04:23kya
04:23aagar
04:24aagar
04:24aagar
04:24aagar
04:24aagar
04:24aagar
04:24aagar
04:24aagar
04:24aagarin
04:25so
04:26kya
04:27it
04:27you
04:29do
04:30it
04:31it
04:33you
04:45you
04:47you
04:51you
04:51you
04:53you
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