00:00how much did you spend in this last month maybe three thousand okay four thousand two hundred
00:03fifty four what the are you talking about no wonder you're doing little micro payday loans
00:07no wonder this card is maxed out no wonder this debt is horrendous no wonder you're not able to
00:12travel up to new york as much as you'd probably want to no wonder you have zero dollars in savings
00:17and it's gone down from four hundred so are we getting ball pythons are we getting an extra pet
00:22that is going to cost an extra expense on a monthly basis no that is what an immature child does you
00:28are 34. 137 dollars of purchases on here it was paid off and you took it to 169 which is totally
00:36fine for the credit limit of a thousand five hundred it i would say it looks like you pay it off but
00:40there's a fee here 27 dollars what it's a late fee how do we have a late fee on a card that had 27
00:46dollars and you put 27 dollars to it then you purchased 160 foot over dollars why is there a
00:51late fee why would you possibly have a late fee why are we late feeing the christmas if you're still
00:56paying on last year's christmas from the christmas before especially if you're paying a late fee now
01:01you're paying for double christmas you're double paying for christmas two christmases it's gonna be
01:052025 christmas and you're paying for three and four probably because it's on my secret spreadsheet and
01:10i kind of forget about
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