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00:00What's the worst episode that you've done where you look back and this person's in the worst
00:03financial position? There was someone with $250,000 in private student loan debts. They started at
00:07like 150. In only a few years, they went to $250,000. They're going to be a million dollars
00:12before she knows it. Who gives these loans? As an impressionable teenager getting out of high
00:16school, her dad was like, sign the loan, I'll pay for it. Her dad's ghosted her and has become
00:21complete terror in the relationship. Did he ghost because of the loan? She wanted to go to an in-state
00:26school in California that was public and save a lot of money. He was like, go to Baylor.
00:31That's where I want you to go. I will pay. You can see in her finances that she's given up. What
00:34would you recommend for somebody like her? You can't discharge student loans in bankruptcy. That's
00:38why they're so terrible because they allow an 18-year-old kid to take on hundreds of thousands
00:43of dollars of debt, regardless of what they want to study. And there's no recourse. You can't
00:47discharge that in bankruptcy because you're getting an education. The education stays with you. So
00:51you just get screwed.
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