00:00When you go to buy an iBond, there's going to be some pros and cons, but luckily there's
00:03way more upside than downside. And one of the benefits is that if you can keep your iBond for
00:09at least one year after it's been created, you are guaranteed to make all of your money back
00:15plus interest. That means you could never lose money investing in these iBonds unless you try
00:21to sell them before that one year period. That's a huge advantage. Advantage number two is that if
00:26inflation ever goes negative, the variable interest rate on your bond will never be negative.
00:33The worst it'll do is it'll go to zero, which means you will still make back all of your money
00:39plus probably a little bit of interest.
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