Income Protection Insurance UK 2025 | How to Get Paid If You Cannot Work - video Dailymotion

UK Help Desk | DWP & Insurance Updates

In the UK, millions worry about what would happen if they could not work due to illness or injury. In this video, Imran from UK Help Desk – DWP & Insurance Updates explains how Income Protection Insurance UK 2025 works, how it protects your monthly income, and why more people are choosing it in 2025.  This is not financial advice, just clear UK updates to help you understand your options.  👉 Follow UK Help Desk – DWP & Insurance Updates on DailyMotion for trusted UK updates on benefits, insurance, and financial security.  #IncomeProtection #UKUpdates #InsuranceUK2025 #FinancialSecurity

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00:00UK Helpdesk EWP and insurance updates. Today I want to ask you a very direct question.

00:07If tomorrow morning you were told you could no longer work, how long would your savings last?

00:14For most people across the UK, the answer is not very long at

00:19or a sudden illness, an accident or even stress and mental health problems can leave you unable

00:27to earn. The bills do not stop, the mortgage or rent still has to be paid and everyday expenses

00:35keep rising. That is why income protection insurance in 2025 has become one of the most

00:42searched and talked about topics in the UK. This is not about getting rich. This is about

00:49protecting your paycheck so you and your family can still afford to live if you cannot work.

00:57The way it works is simple. You choose a monthly cover based on your earnings and if you are unable to

01:05work due to illness or injury, the insurance pays you a percentage of your income every month

01:11until you recover or until the policy term ends. Unlike sick pay from your employer which may only

01:19last a few weeks, income protection can keep supporting you for years if needed.

01:24Right now, after the cost of living crisis and the pressure on the NHS, more people are realising

01:32how important it is to have a backup plan. Employers are cutting costs and government benefits often do

01:40not stretch far enough. Income protection insurance is filling the gap for thousands of UK households

01:47in 2025. The good news is that policies can be tailored to your needs. Whether you are self-employed,

01:55working full-time, or even part-time, there are options available. Many providers offer flexible

02:02waiting periods, meaning you can choose how soon after stopping work the payments begin. The earlier

02:08you take out a policy, the cheaper, the monthly cost is likely to be. Oh let me leave you with this.

02:17If your income stopped tomorrow, how would you keep paying for your home, your food, your bills?

02:23Thinking about it now could save you. From serious stress later, if you found this video helpful,

02:31do not forget to subscribe to UK Help Desk EWP and insurance updates and share this with friends or

02:40family who might need this knowledge. Leave your questions in the comments, I reply. Personally.

02:47Thank you for watching and I will see you in the next video.

02:51Before we finish, let me quickly introduce myself and share my channel with you. My name is Ndran.

03:00Make sure you subscribe to UK Help Desk EWP and insurance updates. For trusted UK updates on benefits,

03:09insurance and financial security. See you in the next video.

Income Protection Insurance UK 2025 | How to Get Paid If You Cannot Work

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