अब कोई Bank सिर्फ CIBIL Score पर Loan Reject नहीं कर पाएगा, जानें Details | GoodReturns - video Dailymotion

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क्या सच में अब पहली बार लोन लेने वालों के लिए CIBIL स्कोर ज़रूरी नहीं है? सरकार ने ऐसा बड़ा फैसला क्यों लिया और इसे गेम चेंजर क्यों कहा जा रहा है? क्या RBI ने कभी कोई minimum CIBIL score fix किया है? जानने के लिए देखें वीडियो.....    #rbi #cibilscore #rbirules #homeloan #reporate #cibilscorenewrules #loanapproval #creditscore #rbiguidelines #freecibilscore  Also Read  Bye Bye Bank Cheque Delays! RBI New Rule Mandates Same-Day Cheque Clearance From Oct 4 | All You Need To Know :: https://www.goodreturns.in/personal-finance/bye-bye-bank-cheque-delays-rbis-new-rule-mandates-same-day-cheque-clearance-from-october-4-1449753.html?ref=DMDesc  RBI to Implement Same-Day Cheque Clearance System Starting October 4, Enhancing Banking Efficiency :: https://www.goodreturns.in/news/banks-cheque-clearance-within-hours-from-october-4-011-1449513.html?ref=DMDesc  RBI Instructs AU Small Finance Bank Promoters to Move Holdings to NOFHC for Universal Banking Approval :: https://www.goodreturns.in/news/rbi-asks-au-promoter-to-move-holding-to-nofhc-011-1448473.html?ref=DMDesc    ~PR.384~HT.408~ED.148~

Transcript

00:00You've seen a dream, a new house, a car, or your own business, or your own business.

00:06You may have a house, a car, or a phone, or a phone.

00:09Our all things depend on the loan on your own.

00:12But you can also decide that your dream is full of your dream, and that is your Sybil score.

00:21But now the picture is changed, because if you have a first loan on your own,

00:25then the Sybil score will not reject you.

00:28But how is it possible?

00:31How is it possible?

00:33And why is it a game changer?

00:36Let's know the details.

00:38In the case of the Finance Minister, if there is no credit history,

00:44then it will not be just this reason for his loan application.

00:49So if you are a first-time borrower,

00:51then the Sybil score will not become your absence.

00:55Here is an important point that the Reserve Bank of India,

00:58has no minimum Sybil score fixed.

01:01Banks and financial institutions score will only be used to use your own input.

01:07But the final decision will be your income, job, or business stability,

01:11and other financial behavior will also be fixed.

01:13So if you think about it, you will not be able to receive your loan,

01:18but the truth is that TransUnion, Sybil, Equifax, Experian, and CRIF,

01:26High Marks companies are just credit information companies.

01:29These are just your loan and repayment data collect and bank report.

01:34Bank report gives you a bank.

01:35Bank is report to a tool to use it, risk access to it,

01:39but the final decision will only only depend on the report.

01:43This is why, when the Parliament asked to ask if the government is a new system,

01:48which will be replaced, then the answer will not be able to replace it.

01:51No.

01:52Budget 2023 when the National Financial Information Registry,

01:56or NFIR, announced was announced,

01:58but its work is only a big data repository to make it.

02:01This will not be able to replace it, but banks will be accurate and transparent information,

02:08so that the loan decisions will be fair.

02:10This will not be able to replace it.

02:11The most important thing is that the credit report will not be able to get a free credit report in the year.

02:15RBI has made a rule that no credit bureau will not be able to charge its report to its report.

02:22The most important thing is that you need to get a free credit report in the year,

02:28which will be the full score and loan history.

02:31This will be the full step for financial inclusion.

02:33For the first time loan, whether they are students or students who want to take education loan,

02:39or a job person who is the first person who is the first person who is the first person,

02:42or a job person who is a first person who is the first person who is the first person,

02:43or an entrepreneur who is the first person who is the first person who is the first person,

02:45who wants to start a business,

02:46all the business start to start a business.

02:47Sabka ڈر یہی ہوتا ہے,

02:48कि score नहीं है,

02:49तो bank application क्यों accept करेगा?

02:51अब ये डर दूर किया जा रहा है?

02:53Sरकार चाहती है कि banking system हर उस citizen के लिए open रहे,

02:57जो financially capable है.

02:58इसी वज़े से civil score अब सिर्फ एक signal रहेगा,

03:01final decision नहीं,

03:03और first time borrowers अब खुद को बराबरी की line में खड़ा कर पाएंगे.

03:07तो आपको क्या लगता है कि सिर्फ civil score पर loan decide होना सही है?

03:11हमें अपनी राय comment box में दें,

03:13और ऐसे ही updates के लिए keep watching and subscribe good returns.

अब कोई Bank सिर्फ CIBIL Score पर Loan Reject नहीं कर पाएगा, जानें Details | GoodReturns

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