Socha tha loan leke life set ho jaayegi… Par agle mahine hi EMI bhool gaya, aur ghar aaya ek banda – seedha thappad aur phir shock: “YEH KON HAI?” 💀 Bhai ye reel un sabke liye hai jo credit card use toh karte hain, par bill dekh ke thappad kha jaate hain 😭 Tag your EMI-forgetter friend below 👇 #loanmemes #yehkonhai #financefunny #emilife #credittrap #funnyfinance #recoverymeme