Can You Guess What A Rich Retiree With $3 Million Spends Per Year? It's A Lot Less Than You'd Expect

So you've finally hit that $3 million mark in retirement savings. Maybe you sold a business, maxed out your 401(k) for decades, or just had a great run in the market. Either way, you're officially "rich retired." But here's the kicker: you're probably not living like it.