Your College Future: Affordability, ROI, and the Changing Landscape of Higher Ed

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Discover Money magazine's unique approach to ranking "Best Colleges"! Learn how affordability and ROI are reshaping college choices and what to consider in this "tumultuous time" for higher ed.
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00:00College decisions are a big deal and Money Magazine's 2025-2026

00:05Best Colleges in America report offers a fresh perspective.

00:09Unlike traditional rankings, Money uses a 5-star scale focused entirely on affordability

00:14and return on investment, ROI. Money stresses that these aren't the only places to get great value.

00:21Notably, half of the 40 top 5-star colleges are public universities, including names like

00:26the University of Michigan and the University of North Carolina at Chapel Hill. Center College

00:32in Kentucky boasts high study abroad and undergraduate research participation, along

00:36with an 85% four-year graduation rate. A potential second Trump presidency could bring changes to

00:42research funding and federal aid. And then drilling down into details. There's no single perfect school.

00:51Your ideal choice depends on your budget, preferred location, academic interests,

00:55and desired campus culture. While cost is often the single most critical factor,

01:01remember that academic and social fit are equally vital for a successful college experience.

01:06Ultimately, success isn't just about getting into the right college,

01:10it s what you do when you agree in college that really determines if you agree going to

01:14get your money s worth out of it. Congress is also working on a significant budget bill that

01:18might impact Pell Grants and student loans, putting pressure on college budgets and potentially tuition

01:23costs. On a positive note, student loan interest rates are expected to be a slightly cheaper next

01:29year. Rensselaer Polytechnic Institute in New York stands out for career preparation,

01:35with experiential learning programs that lead to median alumni salaries exceeding six figures.

01:41They zero in on three crucial factors, what it actually costs to attend, how many students graduate,

01:47and what kind of salaries graduates earn. This five-star school accepts over 90% of applicants,

01:53with an average annual cost of less than $8,000 after financial aid. Its 69% graduation rate is

02:00impressive, especially given its student body's makeup. The California State University system itself

02:06saw nine campuses earn five-star ratings, a testament to their accessibility.

02:11This means a deliberate shift away from metrics like prestige, alumni donations,

02:16or acceptance rates. While many highly selective, well-known institutions still achieve five-star

02:22ratings, often due to their substantial financial aid budgets. Money also champions lesser-known gems

02:28that deliver exceptional value. A prime example is California State University, Stanislas.

02:35Even schools rated 4.5 stars offer compelling reasons to consider them. Students are navigating

02:42college choices during a tumultuous time for higher education. So, how should you use this information?

02:50Money advises expanding your initial list of colleges. Money Explainers

02:55Making Planets

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