Explore the top three ways to access your home's equity—cash-out refinance, home equity line of credit (HELOC), and home equity loan—and find the best solution based on your financial goals. A cash-out refinance lets you replace your existing mortgage while receiving cash back. A HELOC acts like a credit card, giving you flexible borrowing as needed. A home equity loan offers a lump sum with fixed payments and rates. Each option has unique benefits depending on your current mortgage, interest rate, and how you plan to use the funds. Let us help you choose the smartest path forward.
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