00:00There are only a few days left for the end of March. Many rules are going to be implemented from April 1, which will have a direct effect on your pocket.
00:12In these changes, there are updates related to credit cards, rules on saving accounts, charges on withdrawing money from the ATM, and many other changes are also included.
00:20If you ignore these important changes, you may have to incur losses later.
00:27So stay tuned with our video, we will tell you about all these changes in this video, so that you do not have to incur losses later.
00:35First of all, let's talk about the changes related to the Rupee Debit Card.
00:39National Payments Corporation of India is going to make major changes related to the Rupee Debit Card Select Card, which will be implemented from April 1, 2025.
00:48This card has been planned keeping in mind people's modern needs.
00:53It also includes travel, fitness, wellness, and other needs.
00:58It also includes changes related to airport lounge access insurance cover.
01:03After that, let's talk about changes related to minimum balance.
01:06SBI, Punjab National Bank, and other banks are also going to change their minimum balance rules.
01:13How much minimum balance to keep in the account will depend on where your account is in the semi-urban, rural areas, and cities.
01:22If you do not keep a fixed minimum balance, you may have to pay a fine.
01:27Now let's talk about the changes related to the ATM.
01:30Many banks have also prepared to change their ATM withdrawal policy.
01:34Every month, the number of free ATM withdrawals is being reduced.
01:39Especially for withdrawals from other banks' ATMs.
01:42Now, customers will be allowed to withdraw only three times per month from other banks' ATMs.
01:48And on more withdrawals than this limit, you will have to pay an extra fee of Rs. 20-25 on every withdrawal.
01:54Now let's talk about the positive pay system.
01:57To increase transaction security, many banks are going to implement a positive pay system.
02:02And verification will be done on making more than Rs. 5000 cheque payments from this system.
02:07Customers will have to confirm the cheque number, date, pay name, and amount before processing.
02:13This can prevent fraud.
02:15Apart from this, many banks can change the interest rates of their FD and savings accounts.
02:21The interest of the savings account will now depend on the remaining amount of the account.
02:26That is, you can get better rates on more amount.
02:29To bring digital revolution through banks, online and mobile banking services are being upgraded.
02:37Now let's talk about the presence of AI in banks.
02:40To answer the questions of customers in many banks, AI i.e. Artificial Intelligence Chatbot is being used.
02:47And to make digital transactions more secure,
02:51Biometric verification along with two-factor verification such as Jessie Service will be strengthened with the help of AI from 1 April.
02:59So there is going to be a change in all these things from April 1.
03:02You get ready in advance and share this video with your friends and family.
03:07So that they can know about all these changes before April 1.
03:12And later they can avoid loss.
03:15So give us your opinion on this news in the comment box.
03:18And keep watching Good Returns for such updates.
03:21Don't forget to like and subscribe to our channel.
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