00:00After a certain age, everyone wants to lead a comfortable life, but it is not easy for everyone.
00:13Until now, only government and private sector employees have been getting pensions.
00:17But now the government is planning to bring a new pension scheme for all citizens.
00:22For this, the government is planning to bring a universal pension scheme
00:26which will benefit every citizen.
00:29That is, if you are a government employee, a private employee, or you do not do any job, you will still get a pension.
00:37How and what is this government scheme? Let's know in the video.
00:40The other pension schemes currently running can be merged in it.
00:44And the purpose of this is to provide economic security to every person in the country in old age.
00:50According to media reports, the Ministry of Labour and Employment is discussing the preparation of this scheme.
00:56It has been said that this scheme will be completely voluntary and contributory.
01:02It will not be related to any job, so anyone can contribute to it and take a pension.
01:07The Employee Future Policy Organization is preparing for this scheme.
01:13And once the implementation of this scheme is ready, the government will discuss with all parties to implement it.
01:19The government is planning to bring this scheme under the EPFO.
01:24Now let's see who will benefit from it.
01:26The purpose of this scheme is to bring such people into the circle of pensions who have not yet come into the circle of any scheme.
01:32Like unorganized workers, small businessmen, self-employed people, and people over 18 years of age who want a pension after 60 years.
01:42The government can include some existing schemes to attract people towards the new pension scheme.
01:49This will give more benefits to people and it will be easier to implement the pension scheme.
01:55At present, under the Prime Minister's Shram Yogi Mandhan Yojana and National Pension Scheme for Traders and Self-Employed,
02:02a pension of Rs 3,000 is received every month after the age of 60 years.
02:06In this, you have to invest Rs 55 to Rs 200.
02:10It depends on the age of any person.
02:13The more you invest, the more investment is made by the government.
02:17If we talk about which major government pension schemes are running in India, let's know that too.
02:23The work of these schemes is to ensure the security of every person.
02:28The first scheme in this is the Atal Pension Scheme.
02:30If you work in an unorganized area and are worried about your retirement, then this scheme can be beneficial for you.
02:37After the age of 60, you get a monthly pension of Rs 1,000 to Rs 5,000.
02:42The second is the National Pension Scheme, which we have also talked about.
02:46This is a self-employed scheme that is open to government, private sector employees and ordinary citizens.
02:53By investing in it, you can get a lump sum amount or pension for retirement.
02:59After this comes the Employee Pension Scheme.
03:01This scheme is made to ensure the security of your future.
03:05This scheme is running through EPFO.
03:08In this scheme, the employer deposits 8.33% of his salary fund, which gives you pension after retirement.
03:17It is being prepared to merge in any scheme.
03:21The Universal Pension Scheme can be brought.
03:25You come from any area, you have your own small business.
03:29Or if you are a government or private sector employee, then you can benefit from the scheme.
03:37That's all in the video.
03:38How did you find the information?
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