00:00Interesting little-known fact is that the beluga whale has the IQ of a human genius.
00:10Hey, Richard. Got your phone.
00:16Did you just say my name?
00:18Uh, yes, I said your name. Because I'm a genius. Were you not paying attention, man?
00:21Yeah.
00:22Look at the size of my huge bulbous head. Look at your tiny little noggin. Do you even know what bulbous means?
00:26Even my vocabulary is genius.
00:28Can I get my phone back?
00:30Not just yet, Richard. Want to know what else is genius?
00:32What?
00:33Finding the right credit card with NerdWallet. They got all these nerds that will do the work for you.
00:36Big brain people, like me, Richard.
00:38Just a few simple questions, and boom, they match you with the right credit card. Pretty cool, huh?
00:42Wait, you use credit cards?
00:44You realize I'm a whale, Richard? No, but you do.
00:52Alright, gotta go. Bye.
00:54My phone.
00:58Nerds!
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