00:00Everyone's eyes are fixed on the budget of 2025.
00:05The Finance Ministry is also fully prepared for the budget.
00:09The budget has less than a month left.
00:12In this, the common people have many expectations from the budget.
00:16The focus of the Modi government has always been on the farmers, youth, women and the poor.
00:21In this, there is a great desire for an announcement for all these groups.
00:24It is hoped that in the budget of 2025, the government can bring good news for women.
00:30You may remember that in 2023, the Modi government stopped paying attention to women
00:34and launched the Women's Honour Certificate scheme.
00:37So that women can be financially independent and can prepare a large fund for themselves.
00:43However, women can only invest in the Women's Honour Certificate until March 2025.
00:49The government has not yet increased the time of investment in it.
00:52Women are hoping that the scheme will be extended from the government.
00:57And if this happens, then another good investment option will be prepared for women,
01:02which can make them rich in a short time.
01:05So let's understand about the scheme and also know what are the expectations in the budget of 2025.
01:11First of all, we will know what is the Women's Honour Saving Certificate.
01:14So the Post Office's Women's Honour Budget Certificate,
01:18i.e. the Women's Honour Saving Certificate Scheme,
01:20was started to increase the investment between women and girls.
01:25The government is running this scheme for women.
01:28Women can invest in the Women's Honour Certificate until March 2025.
01:33The government has not yet increased the time of investment in it.
01:36Now an important question is that the government will increase the time of investment in the Women's Honour Certificate in the budget.
01:42However, the government has not yet made any official statement on this.
01:46But there is hope that the time of investment in the budget can be increased.
01:51Any Indian woman of any age can open an account under this scheme and invest.
01:57There is also a scheme available for minor girls, where their legal parents can open an account.
02:03On this scheme, 7.5% interest is received annually.
02:07This interest is deposited in the account of the women's bank.
02:10After two years, interest will be received on the basis of maturity.
02:14On interest, 1.5% is also deducted under the ATC.
02:18But the income from the interest is deducted as TDS.
02:22Now this is a scheme that makes women rich in two years.
02:26If a woman invests Rs. 2 lakhs in two years, she gets Rs. 2,32,000 on maturity.
02:33Women can invest a minimum of Rs. 1,000 and multiple of Rs. 100 in it.
02:39When the account holder dies, the account can be closed.
02:42After six months of opening the account, it can be closed for no reason.
02:47But the interest will be 2% less, i.e. 5.5%.
02:51After one year of opening the account, 40% of the money can be withdrawn from it.
02:57So this was a scheme that was launched in 2023, which was made for women and women liked this scheme a lot.
03:05Now the hope is that the investment timeline for March 2025 should be increased.
03:14What are your expectations? Do tell us in the comments.
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