Bank License Cancelled: RBI ने बैंक का लाइसेंस कर दिया कैंसिल, खाताधारकों का क्या होगा? |GoodReturns

Bank License Cancelled: रिजर्व बैंक ऑफ इंड‍िया ने बहुत बड़ा फैसला लेते हुए आंध्र प्रदेश के एक बैंक पर बड़ी कार्रवाई की है. RBI ने विजयवाड़ा के दुर्गा कोऑपरेटिव अर्बन बैंक का लाइसेंस रद्द किया. आरबीआई के इस एक्शन के साथ ही अब अर्बन को-ऑपरेटिव बैंक को अपना कामकाज बंद करना होगा।

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Transcript

00:00Reserve Bank of India has taken a big decision and carried out a big operation on a bank in Andhra Pradesh.

00:09RBI has cancelled the license of Durga Co-operative Urban Bank in Vijayawada.

00:14With this action of RBI, Urban Co-operative Bank will have to stop its work.

00:19But what will happen to the account holders of the bank if the license is cancelled?

00:24And what is the reason behind the cancellation of the license?

00:27We will tell you all about it in this video.

00:30RBI has cancelled the license of Durga Co-operative Urban Bank in Vijayawada.

00:35RBI has cancelled the license of the bank as there is not much capital and earning potential.

00:40Reserve Bank had said that it will stop the banking business before the market closes on 12th November 2024.

00:48Co-operative Commissioner of Andhra Pradesh and Registrar of Co-operative Society of Andhra Pradesh

00:53have been ordered to close the bank and appoint a liquidator.

00:58RBI has said that 95.8% depositors from DICGC have the right to get their entire deposit amount from the bank.

01:09DICGC has made a payment of Rs. 9.84 crore from the total insured deposits till 31st August 2024.

01:17RBI has also cancelled the license of The City Co-operative Bank Maharashtra in this month of June.

01:24After the order of cancellation of RBI, the bank is not able to accept the deposit or give a loan to anyone.

01:31In this situation, the biggest question arises that when RBI cancels the license of a bank,

01:36what happens to the account holders of that bank?

01:39What happens to the amount deposited in their account?

01:41Do they get that amount back or not?

01:44I will tell you the answer to all these questions.

01:46Actually, the effect of any bank's closure on its account holders depends on the amount deposited in their account.

01:53Depositor Insurance and Credit Guarantee Corporation deposits up to Rs. 5 lakhs in the account of the depositors.

02:01But more than this, the amount holders are bound to face losses.

02:05DICGC insures all the bank's deposit accounts.

02:10In this situation, whenever RBI cancels the license of any bank,

02:14the bank account of the account holders can be affected.

02:21But it depends on the amount deposited in that account.

02:25So, what is your opinion on this news?

02:27Give us your opinion in the comment box.

02:29And keep watching GoodReturns for such updates.

02:32Don't forget to like and subscribe to our channel.

Bank License Cancelled: RBI ने बैंक का लाइसेंस कर दिया कैंसिल, खाताधारकों का क्या होगा? |GoodReturns

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