00:00The central government has given a major update on more than 10 crore bank accounts in the country.
00:07This update is about KYC.
00:09The central government said that more than 10 crore bank accounts in the country will have a KYC once again.
00:15Didn't you get any such message?
00:17This update is also important because if the KYC of these accounts is not updated, then bank accounts can also be closed.
00:23So let us tell you in this video that what kind of update has come from the government regarding KYC.
00:30Financial Services Secretary M Nagaraju has told the banks to adopt a new series of KYC process for such Jan Dhan accounts.
00:38PM Jan Dhan Yojana was started in 2014.
00:42Around 10.5 crore PM Jan Dhan Yojana accounts were opened from August 2014 to December 2014.
00:50These accounts will again have a KYC after 10 years.
00:53By the way, till August 28, 2024, 53.13 crore Jan Dhan accounts have been opened in the country.
01:00The Finance Ministry has said in the statement that Nagaraju has met everyone to start a new series of KYC process for PM Jan Dhan Yojana account holders.
01:10During the meeting, Nagaraju has suggested completing the process through ATM, mobile banking, internet banking and other digital channels.
01:19According to PM Jan Dhan Yojana, the main reason for reopening open bank accounts is that people do not have any kind of problem with payment of government schemes.
01:29Therefore, it is important to get all account holders to do KYC once again.
01:33Let me tell you that in 2014, all account holders of PM Jan Dhan Yojana get interest on the money deposited in the account.
01:41In addition, in Jan Dhan Yojana, you also get an accident insurance of Rs. 1 lakh and a life cover of Rs. 30,000.
01:47There is no limit to keeping balance in this account.
01:50And in this account, especially account holders get the facility of overdraft of Rs. 10,000.
01:55Along with the account, account holders also get Rupee debit card under this scheme.
02:00And under this scheme, the family is provided with the facility of overdraft of Rs. 5,000 in the account of women.
02:06At the beginning of the scheme, when a beneficiary opens a Jan Dhan account in any bank, account holders are also given a loan of Rs. 10,000 without any document.
02:16So if you have also opened a bank account under Jan Dhan Yojana, then quickly complete your KYC process.
02:22Otherwise, it is possible that your bank account may get closed.
02:26Share this news with as many people as possible and keep watching GoodReturns for such updates.
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