car-insurance-in-usa-best-car-insurance-in-your-state-720-ytshorts.savetube.me

TECH QUEEN

Watch car-insurance-in-usa-best-car-insurance-in-your-state-720-ytshorts.savetube.me - TECH QUEEN on Dailymotion

Transcript

00:00Hello dear friends, how are you? Today we are explained car insurance in

00:05different states. Here we are examples of different states. There are some changes

00:11in one or two states. We explained one example of Florida and another example

00:20of California that is the some changes in Florida. Yes, let's start for similar

00:29rules in other states. If you have any car insurance or not and what is the

00:36change and why it is the requirement of this laws and insurance policies, their

00:45need, availability, discount and more. Okay, let's start. You are the requirement of

00:53minimum car insurance. Car insurance is varying other states as you know as I

01:02explained later. Liabilities about the car insurance covers but there are

01:09number of other coverage that may or may not be required in specific states. Car

01:16insurance coverage that may be required in your state included as you know that

01:24liabilities insurance. What are the liabilities? Almost all states require a

01:29minimum amount of liability insurance. This coverage help pay for any

01:36injuries or damages you cause in a car accident including those of other driver

01:45and their passengers. Uninsured and underinsured motorist UM or UIM coverage

01:54help cover the cost of injuries to you and your passengers as well as damage to

02:01your car and other property. If you are hit by a driver with a little or no

02:09insurance about half of all states require UM and UIM coverage and so many

02:18only require if you to purchase coverage or bodily injuries. Personal injury

02:26protection PIP coverage medical expenses for you insured drivers and their

02:34passengers regardless in a fault. It can also cover lost wages or other benefits

02:43not covered by health insurance. You will typically only need this coverage in no

02:51fault state but a few at fault state requires it well. Medical payment

02:59coverage this coverage goes towards medical expenses due to injuries for

03:06from a car accident. Medical payment coverage this coverage goes towards

03:13medical expenses due to injuries from a car accident. It covers you your family

03:20or your passengers. It doesn't cover lost wages or any additional benefits

03:28Maine is the only state Maine is the only state that requires medical

03:40payment coverage. Comprehensive and conclusion. Comprehensive and collision

03:49are also common type of car insurance coverage though no state requires them.

03:56These optional coverage pay for damages to your car due to fire, theft, vandalism,

04:05animal strike, acts for nature, glass, breakage and collisions okay. Let's move

04:14to at fault versus no fault state. Most state are considered at fault states

04:22meaning the driver who causes an accident is responsible for covering

04:29the other drivers injuries. No fault states allow drivers to opt out of their

04:36PIP coverage requirement. State that requires insurance. Car insurance is

04:43mandatory in all every state. State minimums and coverages type vary but

04:52nearly all state that mandate insurance require liabilities coverage for

04:58property damages and bodily injury. The sole exception is Florida which only

05:07requires liabilities coverages for property damages in addition to PIP

05:13coverage. State that don't require car insurance. New Hampshire is only state

05:21that doesn't mandate car insurance however drivers who choose not to buy a

05:28car insurance must prove they have sufficient fund to meet the state

05:34financial responsible requirements. In the event they cause an accident failure

05:43to meet the state's requirement can result in the suspension of their

05:50license and registration. In Virginia car insurance is required but drivers

05:55are allowed to opt out of the state's insurance requirements if they pay $500

06:03uninsured motorist fee. Each year this fee doesn't provide coverage. At fault

06:11drivers are still responsible for damages. Okay now we explain why it's

06:17mandatory to have car insurance. The main reason car insurance is mandatory

06:22in all most every state is because of your personal responsibility liability

06:29if you cause an accident by mandating car insurance liabilities insurance

06:38specifically the victims of an accident causes by you can receive financial

06:45relief for injuries and property damages without severely impacting your

06:52own financial well-being that's only why it's important to know how much car

06:58insurance you need. Okay now we explain how to get car insurance in your state

07:05first of all you can go online through website and customize your coverage and

07:14second of all call a representative talk with a licensed representative who can

07:20guide you through the process and the calling number is 1-866-749-7436

07:30and third one is through an agent and you we will provide you the all links

07:37and contact numbers in our explain box description box and now let's move to

07:46Florida and what are the changes and what are the requirements in Florida

07:53when by Florida is different from other states okay let's start when looking for

08:01dependable car insurance Florida all routes led to progressive explore

08:08Florida car insurance requires optional coverage and available discounts we will

08:15help to you get a car insurance code in Florida that best fits in your own

08:22budget what are Florida's minimum auto insurance requirement okay the coverage

08:33but it covers and minimum amount here you can you can quickly wrap up this

08:41description required personal injury protection PIP then that covers your

08:48medical bill lost wages and death benefits or minimum amount is $10,000

08:57required second one is required property damage liabilities damages you cause so

09:06some else vehicle or other properties that is minimum amount $10,000 optional

09:15bodily injuries liabilities medical cost lost wages sickness death and pain

09:23suffering experienced by and the minimum cost is $10,000 per person $20,000 per

09:33accident optional UM and UIM bodily injuries cover custom injuries you do

09:47okay optional UM and UIM bodily injuries coverage

09:55optional UM UIM bodily injuries coverage customer must purchase bill liabilities

10:03to qualify for UM UIM coverages can be rejected if desired injuries and what

10:13are the coverage injuries to you or your passengers caused by a driver with too

10:21little or no insurance and coverage cost is $10,000 per person $20,000 per

10:28accident and this is the main example of Florida and other informations are

10:36same how much a car insurance in Florida and what is the best car insurance in

10:43Florida and how do I lower my car insurance cost in Florida and you can

10:53quickly in our screen and you can take a click screenshot from our list so guys I

11:05hope you are

11:12okay guys now we are explained California car insurance and what is the

11:18difference between Florida and California and other states is one

11:24example taking where coverage body injuries liabilities what is covers

11:31injuries you cause other in by accident and a minimum amount is $15,000 per

11:39person and $30,000 per accident and property damage liabilities damage your

11:46cost of people's property in an accident is $5,000 per accident and some

11:55UM and UIM bodily injuries that means uninsured and underinsured motorist

12:03bodily injury coverage that what is the covers your medical expenses in

12:10uninsured and underinsured causes and the minimum amount is $15,000 per person

12:18and $30,000 per accident note that this coverage can be rejected okay now you

12:27can quickly wrap up this California no fault state if is California not fault

12:35is California no fault state

12:40dear friends is California no fault state no California is an at fault state

12:48which means the party responsible for an accident must cover the injuries of the

12:56other driver and their passengers and now what much is car insurance in

13:03California the average cost of a six-month liability only policy in a

13:10low-cost state like California is $80 per month keep in mind that your rate

13:19varies based on many factors including your zip code driving history coverage

13:27section and number of vehicles on your policy okay now best car insurance

13:37California you can quickly wrap up this policy and long yeah

13:50good year friends now you have a lot of knowledge about car insurance which is

13:56required in your state as we said we will provide you the link of this

14:04description in our YouTube description box please go for it and please and

14:14please go for car insurance which is very required in your state

Category

Transcript

Be the first to comment

Recommended