00:00 If you are a freelancer, we're going to talk about what the challenges are that you face
00:05 and how do you overcome them as well as the ways that you should manage your money effectively.
00:10 But before we get to that, let's talk about some of the misconceptions out there
00:15 about managing money as a freelancer.
00:18 As a salaried employee, you might think that the life of a freelancer is all about flexible
00:23 work hours, endless coffee and cute co-working places, but it's also a constant battle with
00:29 so what have you decided about the future?
00:32 Freelancing comes with its fair share of misconceptions.
00:35 Some people think we can't get a loan, some think we can never make a retirement corpus
00:40 and well, some just think we can never fully manage our expenses on our own.
00:44 Most people also believe that we can't do any regular investments like SIPs just
00:49 because we don't have a steady income, nor can we have any long-term goals.
00:54 Another one that I've heard is that we don't need insurance, we need life or health.
00:59 But everyone needs a safety net right?
01:01 The most common one I've heard though is, freelancing toh theek hai but what are you
01:06 really planning to do?
01:08 Are you planning on getting a job or starting your own business?
01:11 But the thing is, freelancing doesn't need to be that risky, not if you manage your expenses
01:16 properly.
01:17 And that is exactly what we're going to be talking about on this episode of Vick Decisions.
01:27 [BLANK_AUDIO]
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