फिनटेक जगत में अभी भूचाल आया हुआ है. पेटीएम के ऊपर रिजर्व बैंक के हालिया एक्शन के बाद फिनटेक की दुनिया सवालों के घेरे में है. इसके चलते एक तरफ पेटीएम की पैरेंट कंपनी वन97 कम्युनिकेशंस के शेयर गिर रहे हैं, दूसरी ओर बड़ी संख्या में यूजर दूर हो रहे हैं. इस बीच एक ताजी रिपोर्ट में ये बताया गया है कि पेटीएम की इन मुसीबतों की शुरुआत कैसे हुई...
#paytmshare #rbionpaytm #vijayshekharsharma #paytmwallet #paytm #paytmpaymentsbank
~HT.99~PR.147~ED.148~
#paytmshare #rbionpaytm #vijayshekharsharma #paytmwallet #paytm #paytmpaymentsbank
~HT.99~PR.147~ED.148~
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NewsTranscript
00:00 FinTech is in a state of turmoil.
00:03 After the recent action of the Reserve Bank on Paytm, the world of FinTech is surrounded by questions.
00:08 Due to this, on one hand, Paytm's parent company, 197 Communications shares are falling,
00:13 on the other hand, a large number of users are being removed.
00:16 And a latest report has come out in the meantime,
00:19 which tells how the problems of Paytm started.
00:22 Let's understand in detail in this video.
00:24 A report tells that the banking unit of 197 Communications was making a mess of KYC account in Paytm Payments Bank.
00:33 In one case, more than 1000 accounts were linked from the same PAN number.
00:38 In addition to this, a large number of dormant accounts were also found.
00:42 From this, the RBI's eyes were turned away, which resulted in strict action on Paytm Payments Bank on January 31.
00:51 The Reserve Bank immediately stopped the Paytm's banking unit from connecting new customers and credit business.
00:57 Many services related to Paytm Wallet have been asked to be shut down after February 29.
01:02 After February 29, customers will not be able to add money to Paytm Wallet.
01:06 This will affect many services of Paytm Payments Bank like Paytm Fastech.
01:11 Some reports even claim that after February 29, Paytm Payments Bank's banking license can also be cancelled.
01:19 After RBI's action, the ED's investigation is also hanging on Paytm.
01:24 According to the reports, thousands of accounts were opened in Paytm Payments Bank without proper identification.
01:30 These accounts were not KYC, but were made in the value of crores of rupees.
01:35 This is also raising doubts about money laundering.
01:39 In the same large number, the problems of Paytm have increased by finding thousands of accounts linked from the same PAN.
01:46 During verification, Reserve Bank and auditors found that Paytm Payments Bank's compliance was also wrong.
01:53 The Reserve Bank has faced a lot of problems with governance in the company.
01:57 Especially, Paytm Payments Bank and the parent company, 197 Communications,
02:01 were found to have problems with governance in terms of relations.
02:05 The Central Bank has also shared its findings in the house of ministers and the Prime Minister's Office.
02:12 After the action of the Reserve Bank, Paytm shares have fallen by up to 50%.
02:18 After the information of the action came out on January 31,
02:22 the share price was hit by a 20-20% lower circuit for two consecutive days.
02:26 After that, the stock exchange reduced the circuit limit by 10%.
02:30 On Monday, the circuit was hit by a 10% lower.
02:32 However, on Tuesday, there was a slight improvement and Paytm shares were 3.26% stronger and were at a level of Rs. 452.80.
02:41 On January 31, Paytm shares were at Rs. 763.15.
02:45 However, if we talk about today, then today also Paytm's share was seen to be very high and it has opened by more than 4%.
02:53 Now, in the latest update, Paytm had talked about increasing the deadline of 29 February.
02:58 A meeting was held between Vijay Shekhar Sharma and the RBI officials,
03:01 in which no solution was found and no decision has been made to move forward.
03:05 And no solution has been given in this meeting.
03:09 The report says that the company has also asked the RBI for clarification regarding the transfer of licenses for Wallet Business and FastTech.
03:16 So this is how the problems of Paytm started because a lot of confusion was found about the KYC of the account.
03:23 And now the sword of ED can also be hung on Paytm.
03:27 That's all for the video, how did you like the information, do tell by commenting.
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03:36 in Naples.