00:00 Karwa Chauth is around the corner.
00:03 This is a festival that displays the beautiful bond of marriage
00:07 and dedicated to the love between husband and wife.
00:10 For any married man, this is a perfect day to pamper his wife.
00:14 However, most husbands are confused about what to gift their wife on Karwa Chauth.
00:20 Well, the struggle is real.
00:22 Hi, this is Bhavna and you are watching Good Returns.
00:25 There are many options available for Karwa Chauth gift.
00:30 But why not to give a thoughtful gift this year
00:33 which fulfills the financial goals of your wife.
00:36 So in this video, we are going to tell you some top 5 financial gifts
00:42 which will give your wife financial security for lifetime.
00:46 First is health insurance which is an important investment.
00:50 Gifting its benefits will be one of the best gifts.
00:54 Especially after the corona pandemic, health insurance is one of the major priorities.
00:59 With the increasing age, such coverage that can cover your medical and health care expenses is helpful.
01:05 There are many health insurance plans available in the market.
01:08 You can select any plan according to your need.
01:12 If you take a plan at a young age, you will get more benefits.
01:17 Second is FD and RD. FD means fixed deposit and RD means recurring deposit.
01:22 You can give this as a gift to your wife.
01:25 For this, first you see which bank is offering more interest.
01:30 Then you can get FD or RD done in that bank.
01:33 In addition to this, the bank also provides the customer with the facility to get FD for 7 days to 10 years.
01:39 FD and RD are both fixed income investments.
01:42 Both give guaranteed returns on maturity.
01:45 The most important thing is that you can also open a joint account in both of them.
01:49 You can make these two investments in any bank or post office.
01:54 Third is Sovereign Gold Bond.
01:56 If you want to invest something different for your better half,
02:00 then instead of giving physical gold, SGB is a much more profitable alternative.
02:05 This is issued by the Indian government and the risk factor is also reduced.
02:09 And there is also a guarantee of purity.
02:12 The government gives a coupon rate of 2.5% per annum on the gold price.
02:16 In addition to this, SGB also gives capital gain after 3 years in the long term.
02:20 And on redeeming on maturity, you also get tax relief.
02:24 So in this list, the fourth is Mutual Funds.
02:26 You can give this Karwa Chauth as a gift to your wife.
02:30 That is, you can make small investments in the name of your wife as an SIP.
02:35 You can also start them at Rs. 500 per month.
02:38 In the long term, along with good returns, the wife will also get financial security.
02:43 And there will be a new way of showing your love.
02:46 And the fifth is Credit Card.
02:48 Well, if your wife is a shopaholic, then you can also gift a credit card.
02:53 But keep in mind that credit cards are a profitable deal if they are used properly.
02:59 You get the benefit of cashbacks, offers, loan taking facility, term or accidental death cover, etc.
03:08 So these are the top 5 gifts options that you can give on Karwa Chauth.
03:13 Clothes, jewelry can be a great gift for any wife.
03:17 But securing her financial future is the best way to show care and love for your wife.
03:24 So that's all in this video.
03:26 I hope you liked this video.
03:28 For more such videos, do subscribe Good Returns.
03:31 See you in the next video. Bye.
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