In 1843, on Christmas Eve, Ebenezer Scrooge, a miserly old moneylender at a London counting house, does not share the merriment of Christmas. He declines his cheerful nephew Fred's invitation to a Christmas dinner party, and rejects two gentlemen's offer to collect money for charity. His loyal employee Bob Cratchit asks Scrooge to allow him to have a day off on Christmas Day to spend time with his family, to which Scrooge reluctantly agrees before leaving. In his house, Scrooge encounters the ghost of his deceased business partner Jacob Marley, who warns him to repent his wicked ways or he will be condemned in the afterlife like he was, carrying heavy chains forged from his own greediness. Jacob informs Scrooge that he will be haunted by three spirits, who will guide him out of his misery.
First, Scrooge is visited by the candle-like Ghost of Christmas Past, who takes him back in time to his childhood and early adult life. They visit Scrooge's boarding school and Scrooge sees his sister Fan, who became the mother of Fred. Scrooge later begins a successful career in business and money lending as an employee under Fezziwig, and he becomes engaged to a woman named Belle. However, the Ghost shows Scrooge how Belle left him when he became obsessed with wealth. A devastated Scrooge extinguishes the spirit with its candle snuffer cap and is rocketed back to the present.
Next, Scrooge meets the merry Ghost of Christmas Present, who shows him the joys and wonder of Christmas Day. Scrooge and the Ghost visit Bob's house, learning his family is content with their small dinner. All the while, Scrooge starts to take pity on Bob's ill son Tiny Tim. The Ghost abruptly ages, commenting that Tiny Tim will likely not survive until next Christmas. The Ghost warns Scrooge about the evils of "Ignorance" and "Want"; Big Ben begins tolling midnight as "Ignorance" and "Want" manifest themselves before Scrooge as two wretched children who grow into violent, insane individuals, leaving the spirit withering away, dying at length when midnight strikes.
Finally, the Ghost of Christmas Yet to Come arrives, appearing as a dark shadow, and takes Scrooge into the future. He witnesses a group of businessmen discussing the death of an unnamed colleague; saying they would only attend the funeral if lunch is provided; after being chased across London by the Ghost, Scrooge recognizes his charwoman Mrs. Dilber selling the stolen possessions of the deceased. Shortly afterwards, Scrooge sees the aforementioned colleague's body on a bed, followed by a vision of a family who is relieved that he is dead, as they have more time to pay off their debt. The spirit transports Scrooge to Bob's residence, discovering that Tiny Tim has died.
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