Don't be in a hurry to spend your 13th month pay, according to a personal finance expert. There are smartphone applications to help us budget our money.
Subscribe to ABS-CBN News channel! - http://bit.ly/TheABSCBNNews
Watch the full episodes of Bandila on TFC.TV http://bit.ly/BANDILA-TFCTV and on IWANT.TV for Philippine viewers, click: http://bit.ly/BANDILA-IWANTV
Visit our website at http://www.abs-cbnnews.com Facebook: https://www.facebook.com/abscbnNEWS Twitter: https://twitter.com/abscbnnews
