Keith Springer is the author of "Facing Goliath: How to Triumph in the Dangerous Market Ahead," radio host of "Smart Money with Keith Springer" on Talk 650 KSTE, editor of the Smart Money Newsletter, a market technician, a financial writer, and President and founder of Springer Financial Advisors in Sacramento CA, an SEC Registered Investment Advisory Firm. He has developed a US Trademarked proprietary process known as Top-Down Tactical™ for building tax-efficient and retirement portfolios for high net worth individuals. Keith has been providing professional financial advice for more than 25 years, specializing in wealth management solutions for the most complex individual and institutional portfolios worldwide. Visit http://www.keithspringer.com/ http://www.keithspringer.info/ http://www.keithspringerradio.com/ http://www.facinggoliaththebook.com/ http://www.springerturkeychallenge.com/ http://www.capfasloans.com/ http://www.calmilitaryhomeloans.com/ http://www.capitalreverse.com/ http://www.homeloansinsacramentoarea.com/