00:00Your next loan decision could be reviewed by AI.
00:03This matters, especially for women.
00:06Luz Maria from Mexico wanted to rebuild her life after a family health crisis
00:11and the pandemic put a massive strain on her finances.
00:14She eventually paid off her credit card debt,
00:17but when she applied for a new card, banks kept rejecting her,
00:21pointing out her poor credit history.
00:23In primer lugar, yo soy soltera.
00:26I'm single, and there's this idea that if you don't have a man by your side,
00:30you're not responsible or trustworthy.
00:32You have a man on the side, you're not responsible or you're not fiable.
00:36Her experience reflects a bigger problem.
00:39In Mexico, women are less likely to have access to financial services than men.
00:44More and more lenders are using AI to assess risk.
00:48They say this helps them look beyond traditional credit scores.
00:51Some fintech companies say their models take other metrics into account,
00:56like bills paid on time or spending habits.
00:59But there's a catch.
01:01AI can only be as fair as the data it's trained on,
01:04and the people behind the systems decide what information matters,
01:09how much weight it's given, and whether the results need adjusting.
01:13What do you think?
01:14Can AI help close the gender gap?
