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Join global leaders at ISWC 2026 to explore the future of ageing, retirement, social protection and longevity. Discover innovative solutions for building inclusive, resilient and sustainable societies for all generations.
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00:00Baik, seperti yang dimaklumkan hari ini, kita akan menyaksikan pelancaran ISWC KWSP yang dianjurkan oleh KWSP, acara tahunan mereka di
00:11mana kalau diikutkan persidangan kesejahteraan sosial antarabangsa ini melibatkan ramai pakar-pakar di peringkat antarabangsa.
00:20termasuklah pada sebelah pagi ini, kita akan menyaksikan ucap pertama pembukaan oleh pengurusi KWSP termasuk juga melihat kepada apa yang
00:30akan dinyatakan oleh Menteri Kewangan Kedua, Datuk Seri Amir Hamzah Azizan.
00:35Dan selain daripada itu, antara panel-panel yang cukup menarik untuk kita lihat pada ISWC ini adalah antaranya Tai Hui,
00:45Chief Marketing Strategist Asia Pacific bagi JP Morgan
00:49dan juga Prof. Emerita Tan Sri Syarifah Habsah di mana beliau merupakan Presiden untuk National Council of Women's Organization NCWO
00:59Malaysia.
01:00Prof. Nikola Palmarini, Director of UK's National Innovation Center for Aging ataupun NICA.
01:07Ini antara yang akan menjadi fokus serta tumpuan dan selepas ini, pada bila-bila masa sahaja kita akan menyaksikan ucap
01:13pertama pembukaan oleh Tan Sri Zuki Ali
01:17yang merupakan, Muhammad Zuki Ali yang merupakan pengerusi KWSP Malaysia.
01:22Dan mungkin kita boleh terus saja saksikan montaj pembukaan diikuti dengan ucapan pembukaan terus oleh Tan Sri Muhammad Zuki Ali
01:30dan juga Menteri Kewangan Kedua, Datuk Seri Amir Hamzah Azizan. Kita saksikan.
01:35Kedua Seri Amir Hamzah Azizan
01:40Kedua Seri Amir Hamzah Azizan
01:54Kedua Seri Amir Hamzah Azizan
02:03tetapi ia membunuh oleh polisi dan pilihan yang kita membuat.
02:08Seolah-olah kita boleh membuat masa depan yang tidak ada di belakang.
02:13Dan itu mulai memastikan bahwa sistem dan polisi yang ada di dalam.
02:20Kejauan ini boleh melakukannya sendiri.
02:23Semua orang mempunyai role.
02:37Terima kasih.
03:01dan internasional experts,
03:04ISWC mempunyai space
03:05for ideas and perspectives
03:07on the forces shaping life,
03:09work and well-being.
03:11This year's edition aims
03:13to answer a question no country
03:15can postpone.
03:17How do we live well
03:18and live securely
03:20in societies that are ageing faster
03:23than the systems built to support them?
03:26This year's theme,
03:28The Long Horizon,
03:29calls for a whole-of-nation approach
03:31to prepare for longer lives.
03:33Longer lives present both challenges
03:35and opportunities,
03:37inviting governments, businesses,
03:39communities and individuals
03:41to rethink how societies
03:43can unlock the potential of longevity.
03:46Through international perspectives,
03:48policy dialogue
03:49and the exchange of practical experiences,
03:52ISWC 2026 aims to inspire
03:55collaborative solutions
03:56that enable people to age
03:58with dignity, purpose
04:00and confidence.
04:02To deliver his welcoming remarks,
04:05please join me in welcoming to the stage
04:07the Chairman of the Employees Providence Fund,
04:10Yang Berbahagia,
04:11Tan Sri Datuk Sri Muhammad Zuki bin Ali.
04:33Bismillahirrahmanirrahim.
04:35Bismillahirrahmanirrahim.
04:36Alhamdulillahirrahmanirrahim.
04:37Assalamualaikum warahmatullahi wabihi nasyayin.
04:40Yang berhormat Senator Datuk Sri Amir Hamzah bin Azizan,
04:45Minister of Finance 2.
04:47Yang berhormat Hanayu,
04:50Minister and Prime Minister's Department
04:51of the Federal Territories.
04:54Yang berbahagia Datuk Zamzuri Abdul Aziz,
04:58Deputy Chairman of the Employees Providence Fund.
05:00Yang berusaha,
05:03Encik Ahmad Zukanan On,
05:05Chief Executive Officer
05:06of the Employees Providence Fund,
05:09Senior Government Officer,
05:11Your Excellencies,
05:12Chief Executive Officer
05:13of Malaysian and International Organization,
05:16Esteemed speakers,
05:18strategic partners,
05:20media,
05:22and distinguished guests.
05:23Ladies and gentlemen,
05:24a very good morning to everyone.
05:26Assalamualaikum.
05:27Assalamualaikum warahmatullahi wabihi nasyayin.
05:29It is my great pleasure
05:31to welcome you
05:32to the 2026 International Social Webings Conference.
05:37We are deeply honored
05:38to have Yang berhormat
05:40Senator Datuk Sri Amir Hamzah Azizan,
05:44Minister of Finance 2 of Malaysia,
05:47to officiate our conference
05:49on behalf of Yang berhormat
05:51Perdana Minister of Malaysia
05:53later today.
05:54We sincerely appreciate
05:57the government's
05:58continued commitment
05:59to strengthening
06:00Malaysia's
06:01social protection landscape
06:03and advancing
06:05the well-being
06:06of all Malaysians.
06:08I would also like
06:10to extend
06:10my sincere appreciation
06:11to everyone joining us,
06:13both in person
06:15and virtually
06:16from across the world.
06:18Thank you
06:19for bringing
06:20your experience,
06:22expertise,
06:22and perspective
06:23to this conversation.
06:26Ladies and gentlemen,
06:28this year,
06:30ISWC
06:31brings together
06:32more than
06:331,000 delegates
06:35and 18 speakers
06:36from around the world
06:38to exchange ideas
06:40on one of the most significant
06:42transformations
06:43of our time,
06:45the reality
06:45of longer lives.
06:48your continuous support
06:49has sustained
06:50ISWC
06:51on a platform
06:53for dialogue,
06:54learning,
06:55and collaboration
06:56over the years.
06:59And more
06:59much,
07:00as I say,
07:00ladies and gentlemen,
07:02last year,
07:03we asked
07:04an important question
07:05living to 100,
07:08are we prepared?
07:10The conversation
07:11it inspired
07:12brought into focus
07:14the far-reaching
07:15implications
07:16of longevity
07:17and population
07:19aging
07:19for our people,
07:21institutions,
07:22and societies.
07:24This year,
07:25we take
07:26that conversation
07:27further
07:27with a focus
07:29on the choices
07:30we need
07:30to make today
07:32to prepare
07:33for the decades ahead.
07:35As Malaysia
07:37moved forward
07:38becoming
07:39an aged nation,
07:41demographic change
07:42in already
07:43reshaping
07:44our economy,
07:45labor market,
07:46healthcare system,
07:48retirement landscape,
07:49and social fabric.
07:51People
07:52aged 65
07:52and above
07:53account
07:54for an estimated
07:558.4%
07:57of our population
07:59in 2026,
08:01and by
08:012060,
08:03this share
08:04is as projected
08:04to reach
08:0518.3%,
08:07making preparations
08:09increasingly important
08:10for generations ahead.
08:14While the pace
08:16of demographic change
08:17differs across countries,
08:19the same shift
08:20is unfolding
08:21across much
08:22of the world.
08:23This makes
08:24international dialogue
08:25especially wearable,
08:27allowing us
08:27to share experiences,
08:29learn from one another,
08:31and explore
08:32how best
08:33to prepare
08:33for a longer
08:34life.
08:36This is why
08:37the theme
08:38of ISWC
08:392026,
08:41The Long Horizon
08:42is both timely
08:43and important.
08:46The Long Horizon
08:47invites us
08:48to look
08:50beyond immediate
08:51praises
08:51and consider
08:52the society
08:53want to build
08:54for a longer
08:55life.
08:55how can
08:58we ensure
08:59that those
09:00additional years
09:01bring greater
09:02security,
09:03continued opportunity,
09:05and sense of purpose.
09:08Longer life
09:09undoubtedly
09:10bring new
09:11demands
09:12on pension system,
09:14healthcare services,
09:15public finances,
09:17labor markets,
09:18productivity,
09:19and the changing
09:20composition
09:21of GDP
09:22as the workforce
09:23ages and shrinks.
09:26Yet,
09:27Longerity
09:27also presents
09:28tremendous opportunities
09:31for continued learning,
09:34meaningful work,
09:35entrepreneurship,
09:37volunteering,
09:38active participation
09:39in our communities
09:41and new engines
09:43of consumption
09:44and economic activity
09:45both around
09:46and aging population.
09:49The choices
09:50we make today
09:51will help
09:52determine
09:53how people
09:54can fully benefit
09:55from the longer
09:56life ahead
09:57of that.
09:59Ladies and gentlemen,
10:02let me
10:02take a guess
10:04preparing
10:04for these future
10:05calls
10:06for a shared effort
10:07across governance,
10:10businesses,
10:12communities,
10:13communities,
10:14families,
10:14and individuals.
10:16ish has a role
10:17in creating
10:18the conditions
10:19for people
10:20to live well
10:21at every age.
10:23This begins
10:24with recognizing
10:26the experience,
10:28knowledge,
10:29and contributions
10:29that people bring
10:30throughout their life
10:31alongside
10:32the support
10:34they may need
10:35as they grow older.
10:37Our institution
10:38and system
10:39must evolve
10:41to enable people
10:42to work,
10:43learn,
10:44contribute,
10:44and remain
10:45connected
10:45across generations.
10:48As the EPF
10:50prepares to mark
10:50the 75th anniversary
10:52on the coming days,
10:54we are reminded
10:55of both
10:55the trust
10:56placed on earth
10:57and the responsibility
10:59we carry.
11:00Our purpose
11:02is to build
11:02a better retirement
11:04future
11:04for Malaysia.
11:06Realizing that
11:07future depends
11:08on financial security,
11:10good health,
11:11financial literacy,
11:12opportunities
11:13to remain
11:14economically active,
11:15family support,
11:16and strong communities.
11:19Ladies and gentlemen,
11:21the introduction
11:22of iLegacy
11:23reflects the importance
11:24of intergenerational support.
11:27It enables
11:28eligible members
11:29with sufficient
11:30retirement savings
11:31to transfer
11:32to transfer
11:34of the EPF
11:35accounts
11:35of immediate
11:36family members
11:37helping strengthen
11:39retirement security
11:40across generations.
11:43It gives
11:44families another way
11:45to support
11:46one another
11:46as they prepare
11:47for a longer life.
11:50The retirement income
11:52adequacy
11:52or RIA framework
11:54complements
11:55this effort
11:56by shifting
11:57clear benchmark
11:58for basic,
11:59adequate,
12:00and enhanced
12:01savings,
12:02giving members
12:03a clear line
12:04of sight
12:04between what
12:06they save today
12:07and the monthly
12:08income
12:08those savings
12:09can support.
12:11It reflects
12:12a deliberate shift
12:13in how
12:13we ask members
12:15to think
12:16about retirement
12:17not as a lump sum
12:19to be accumulated
12:20but as a stream
12:22of income
12:22that must
12:24last across
12:25increasingly
12:25long retirement
12:27horizon.
12:29This shift
12:30is already
12:30showing result.
12:32The proportion
12:33of active
12:33Malaysian members
12:34in the formal sectors
12:35in the formal sector
12:37meeting
12:38the basic
12:38savings benchmark
12:39for their age
12:40rose
12:41from 36%
12:43in June
12:442026
12:45again
12:46to 39%
12:48in June
12:502035
12:50to 39%
12:52in June
12:532026
12:54again
12:55of 3%
12:56in a single year.
12:59It is a modest
13:01but meaningful
13:01signal
13:02that members
13:03are beginning
13:04to internalize
13:05their adequacy
13:06message
13:07and it
13:08enforces
13:09our conviction
13:10that clear
13:11benchmarks
13:12consistently
13:13communicated
13:15can move
13:16behavior.
13:18Through
13:19I amass
13:20we also
13:20provide
13:21eligible
13:21members
13:22the option
13:22of receiving
13:23regular
13:24monthly
13:24payments
13:24from
13:25their
13:26retirement
13:26savings
13:27while
13:28the remaining
13:29imbalance
13:29continues
13:30to earn
13:31dividends.
13:32As at
13:33June
13:342026
13:35we reported
13:36that more
13:36than 25,000
13:37members
13:38had opted
13:39for monthly
13:40withdrawals
13:40upon reaching
13:42age 55
13:43more than 7,000
13:45members
13:45to 60
13:47more than
13:4790,000
13:48members.
13:49This
13:50provides
13:51an encouraging
13:52foundation
13:53as we
13:53had more
13:54members
13:54plan
13:55for their
13:56everyday
13:56needs
13:57and manage
13:58their
13:59savings
13:59over
14:00a longer
14:01retirement.
14:03Together
14:04this
14:05initiative
14:06from part
14:07of our
14:08wider
14:08effort
14:08to
14:08strengthen
14:09Malaysia
14:09retirement
14:10system
14:10and
14:11contribute
14:12to more
14:13to a
14:14more
14:14inclusive
14:14resilient
14:16and
14:16sustainable
14:16social
14:17protection
14:17landscape
14:18for the
14:19decades
14:20ahead.
14:21Ladies and
14:22gentlemen
14:22over the
14:26next two
14:27days
14:27we will
14:27explore
14:28how countries
14:29are responding
14:31to population
14:32ageing
14:33how pension
14:34systems
14:35are adapting
14:36and how
14:37healthcare
14:38care services
14:39and innovation
14:40can support
14:41better life.
14:43These
14:44discussions
14:44will help us
14:46consider
14:46which lessons
14:47can be adapted
14:48to our own
14:49circumstances.
14:51This is a
14:53journey that
14:53demands
14:54collaborations.
14:55No single
14:56organization,
14:57sector,
14:58or country
14:58hold all
14:59the answers.
15:01the
15:02variables
15:03are simply
15:04two
15:04non-murus
15:06and two
15:07interconnected
15:08and for
15:10anyone of
15:10us
15:11to model
15:12alone.
15:13The
15:14complexity
15:14of demographic
15:15change
15:16requires
15:16that we
15:17learn
15:17from one
15:18another,
15:19test our
15:20assumptions
15:20rigorously
15:21and work
15:22together
15:23to build
15:24solutions
15:24that are
15:25inclusive,
15:26resilient
15:27and sustainable
15:28over the
15:29long term.
15:31and one
15:31might
15:31say,
15:32ladies and
15:32gentlemen,
15:33the conversation
15:34we have
15:34over the
15:35next two
15:35days
15:36are ultimately
15:36about
15:37people.
15:38They are
15:39about
15:39ensuring that
15:40a longer
15:41life is
15:41measured
15:41not
15:42simply
15:43in years
15:44but in
15:45memories
15:46it holds
15:46the
15:47experiences
15:48it brings
15:49and the
15:49purpose
15:50it fulfills.
15:52As we
15:53work
15:53together
15:54as we
15:54are looking
15:55towards
15:56these
15:56longer
15:57horizons
15:57let's
15:58embrace
15:59the
15:59opportunities
16:00that
16:00longevity
16:01presents
16:02even
16:03as we
16:04work
16:04together
16:05to address
16:06the
16:06challenges
16:07it brings.
16:09As I
16:09often say
16:10longevity
16:11is not
16:11just about
16:12adding
16:12years to
16:13life
16:13it is
16:14about
16:15adding
16:15life
16:16to
16:16years.
16:18Ladies and
16:19gentlemen,
16:19I encourage
16:20all of you
16:21to engage
16:21actively,
16:23share openly
16:24and make
16:24full use
16:25of this
16:25opportunity
16:26to exchange
16:27ideas
16:28and
16:28experiences.
16:30I hope
16:30this year
16:32ISWC
16:33will inspire
16:34new
16:34partnership,
16:35fresh
16:36perspectives
16:37and practical
16:38solutions
16:39that help
16:40shape
16:40the future
16:41where
16:42people
16:42where
16:43all of
16:43us
16:44can
16:45age
16:45with
16:46dignity,
16:47confidence
16:47and
16:48purpose.
16:49And
16:49with that
16:54I end
16:54this
16:54speech
16:55with
16:56Assalamualaikum
16:58Warahmatullahi
16:58Ta'ala
16:58Warakatuh
16:59and
17:00thank you
17:00very much.
17:04Thank you
17:04Tan Sri
17:05for those
17:05opening remarks
17:06and setting
17:07the tone
17:07for the
17:08next
17:08two
17:08days.
17:14Ladies
17:15and
17:16gentlemen,
17:17we have
17:17come to
17:18the
17:18highlight
17:18of this
17:18event,
17:19the
17:20keynote
17:20address
17:20and
17:21officiation
17:22of
17:22ISWC
17:232026.
17:25To
17:25deliver
17:25the
17:25keynote
17:26address
17:26on
17:27behalf
17:27of
17:27Yang
17:28Amat
17:28Behormat
17:29Datuk
17:29Sri
17:29Anwar
17:29Bin
17:30Ibrahim,
17:31Prime
17:31Minister
17:31of
17:32Malaysia,
17:32it
17:33is
17:33indeed
17:33an
17:34honour
17:34and
17:34privilege
17:35to
17:35invite
17:35to
17:36the
17:36stage
17:36Yang
17:37Behormat
17:37Senator
17:38Datuk
17:38Sri
17:39Amir
17:39Hamzah
17:39Azizan,
17:40Minister
17:41of
17:41Finance
17:41II
17:42of
17:42Malaysia.
17:59Bismillahirrahmanirrahim.
18:02Yang
18:03amat
18:03Behormat,
18:04Prime
18:04Minister
18:04Anwar
18:05Bin
18:05Ibrahim
18:06deeply
18:07regrets
18:07that
18:08urgent
18:08and
18:09pressing
18:09matters
18:10require
18:11his
18:11absence
18:11this
18:12morning.
18:12He
18:13conveys
18:14his
18:14heartfelt
18:14apologies
18:15for not
18:16being able
18:16to join
18:17us and
18:17extends
18:18his
18:18sincere
18:19regards
18:20to
18:20all
18:21present.
18:21As
18:22such,
18:23I
18:23will
18:23deliver
18:23the
18:24Prime
18:24Minister's
18:25speech
18:25on
18:25his
18:25behalf.
18:27Yang
18:28Berhormat,
18:29Puan
18:29Hannah
18:29Yop,
18:30Minister
18:30in the
18:31Prime
18:31Minister's
18:31Department
18:31for
18:32Federal
18:32Charteries.
18:34Yang
18:34Berbahagia,
18:35Tan
18:35Sri
18:35Datuk
18:36Sri
18:36Mohd
18:36Zuki
18:37Ali,
18:38Chairman
18:38of the
18:39Employers
18:39Prevident
18:40Fund.
18:41Yang
18:42berbahagia,
18:42Atuk Zamzuri
18:43Abdul Aziz,
18:45Deputy
18:45Chairman
18:45Employees
18:46Prevident
18:47Fund.
18:48Yang
18:48berusaha,
18:49Encik Ahmad
18:50Zulkarnain,
18:51On,
18:52Chief Executive
18:53Officer
18:53of the
18:54Employees
18:54Prevident
18:55Fund.
18:56And
18:56esteemed
18:57speakers
18:57and
18:58distinguished
18:58guests.
19:00Assalamualaikum
19:01Warahmatullahi
19:02Wabarakatuh.
19:03Salam
19:04Malaysia
19:04Madani
19:04and a
19:05very
19:05good
19:05morning
19:06to
19:06all.
19:07It
19:08is a
19:09pleasure
19:09to
19:09join
19:10you
19:10at
19:11the
19:11International
19:11Social
19:12Wellbeing
19:12Conference
19:132026.
19:14My
19:15sincere
19:16appreciation
19:16to
19:17EPF
19:17and
19:18all
19:18the
19:19partners
19:19for
19:19creating
19:20a
19:20platform
19:21that
19:22looks
19:22beyond
19:22the
19:23pressures
19:23of
19:23today
19:23and
19:24considers
19:25the
19:25Malaysia
19:26we are
19:27building
19:27for
19:28decades
19:28ahead.
19:30We live
19:31in the
19:31age
19:31of
19:32immediate
19:32demand,
19:34geopolitical
19:35uncertainty,
19:36shifting
19:37supply
19:37chains,
19:39artificial
19:39intelligence,
19:40climate
19:41change,
19:42climate
19:43pressures
19:43and the
19:44rising
19:44cost
19:45of
19:45living.
19:47Yet
19:47one
19:48of the
19:48most
19:49consequential
19:49changes
19:50facing
19:50Malaysia
19:51is
19:52taking
19:52place
19:52quietly.
19:53Malaysia
19:55are
19:57living
19:57longer.
19:59But
20:00longevity
20:00without
20:01preparation
20:02can
20:02also
20:03deepen
20:04insecurity.
20:06The
20:06central
20:06question
20:07before
20:07us
20:08is
20:08therefore
20:08clear.
20:09How
20:10do
20:10we
20:10ensure
20:11that
20:11longer
20:11lives
20:12are
20:12lived
20:12with
20:13dignity,
20:14financial
20:15security,
20:16good
20:17health
20:17and
20:17purpose?
20:19Ladies
20:20and
20:20gentlemen,
20:22Malaysia
20:23became
20:23an
20:23ageing
20:24nation
20:24in
20:242021
20:25when
20:26people
20:27aged
20:2765
20:28and
20:28above
20:28exceeded
20:297%
20:31of
20:31our
20:31population.
20:33By
20:332035,
20:34older
20:35persons
20:36will
20:36account
20:36for
20:36more
20:37than
20:371
20:37in
20:3710
20:38Malaysians.
20:39By
20:402048,
20:411
20:42in
20:427
20:42Malaysians
20:43will
20:43be
20:4365
20:44or
20:45older,
20:45making
20:46Malaysia
20:47an
20:47age
20:48nation
20:48by
20:49United
20:49Nations
20:50definition.
20:51This
20:52is not
20:53distant
20:54or
20:55abstract
20:55forecast.
20:57Every
20:57Malaysian
20:58who will
20:59be 65
20:59in
21:002048
21:01has
21:02already
21:02been
21:03born.
21:04Whether
21:04their
21:05later
21:05years
21:05are
21:06secure
21:07will
21:08depend
21:08on
21:09decisions
21:09we
21:10make
21:10now.
21:11To
21:12plan
21:12for
21:13the
21:13long
21:13horizon,
21:14we
21:14must
21:14be
21:15honest
21:15about
21:16the
21:16present.
21:17Malaysia
21:18has
21:19made
21:19progress
21:20in
21:20extending
21:20life.
21:21But
21:22not
21:22all
21:23those
21:23additional
21:24years
21:24are
21:25lived
21:25in
21:25good
21:26health.
21:27A
21:27child
21:28born
21:28today
21:28may
21:29live
21:29to
21:29around
21:3084,
21:31while
21:32healthy
21:32life
21:32expectancy
21:33is
21:34about
21:3475.
21:35In
21:36other
21:36words,
21:37we
21:37are
21:38adding
21:38years
21:39to
21:39life
21:39faster
21:40than
21:41we
21:41are
21:41adding
21:41life
21:42to
21:42years.
21:44Retirement
21:45adequacy
21:46is
21:46equally
21:47important.
21:48Under
21:49the
21:49EPF's
21:50Retirement
21:50Income
21:50Adequacy
21:51Framework
21:52RIA,
21:53close to
21:544 in
21:5410
21:55members
21:55are
21:56now
21:56on
21:56track
21:56to
21:57achieve
21:57basic
21:58savings
21:58benchmark
21:59of
21:59RM390,000
22:01by the
22:01age of
22:0260.
22:03The
22:03ambition
22:04is to
22:04raise
22:05this
22:05to
22:056 in
22:0610
22:06by
22:072030.
22:08This
22:09is
22:09progress.
22:10But
22:11too
22:11many
22:11Malaysians
22:12remain
22:12at
22:12risk
22:13of
22:13outliving
22:13their
22:14savings
22:14during
22:15retirement
22:15that
22:16may
22:16last
22:1720
22:17to
22:1825
22:18years.
22:20Coverage
22:21is also
22:22a challenge
22:22as
22:23millions
22:24of
22:24Malaysians
22:24work
22:25outside
22:25conventional
22:26formal
22:26employment
22:27while
22:28our
22:28social
22:29protection
22:29systems
22:30were
22:30designed
22:30largely
22:31around
22:32formal
22:33employment.
22:35As
22:36the
22:36nature
22:36of
22:36work
22:37changes,
22:37our
22:38system
22:38must
22:39evolve
22:40alongside
22:40it.
22:41There
22:42is
22:42another
22:43reality
22:43we
22:44must
22:44confront.
22:45For
22:46policy
22:46makers,
22:47retirement
22:48may be
22:48a 30
22:49year
22:49horizon.
22:50For
22:51households,
22:52managing
22:53food,
22:54rent,
22:55school
22:55expenses,
22:56the
22:57horizon
22:57may be
22:58the
22:58end
22:58of
22:59the
22:59week.
22:59Asking
23:00people
23:00to
23:01prepare
23:01for
23:012048
23:02while
23:03they
23:03are
23:03uncertain
23:04about
23:04next
23:05month
23:05is
23:06not
23:06simply
23:06a
23:07question
23:07of
23:07financial
23:08literacy.
23:09It
23:10is
23:10a
23:10question
23:10of
23:11financial
23:11capacity.
23:12retirement
23:14security
23:15begins
23:15with
23:16income,
23:16decent
23:17work,
23:18and
23:18the
23:19ability
23:19to
23:20save
23:21consistently.
23:22This
23:23is why
23:24the
23:24wage
23:25agenda
23:25and
23:26the
23:26retirement
23:27agenda
23:27must
23:28move
23:28together.
23:29Ladies
23:30and
23:30gentlemen,
23:32the
23:32National
23:32Aging
23:33Blueprint
23:332025-2045
23:36provides
23:37direction
23:38across
23:39the
23:39economy,
23:40employment,
23:41education,
23:42social
23:43protection,
23:44health,
23:44and
23:44long-term
23:45care.
23:46The
23:46Planned
23:47National
23:47Aging
23:48White
23:48Paper
23:48in
23:492027
23:50must
23:51translate
23:52that
23:52direction
23:53into
23:53coordinated
23:54and
23:55measurable
23:56outcomes.
23:58Long-term
23:58care
23:59will be
23:59one of
24:00the
24:00fastest
24:00growing
24:01needs.
24:02Today,
24:03much of
24:04that
24:04responsibility
24:05is carried
24:05by
24:06families
24:06and
24:07within
24:08families
24:08disproportionately
24:09by
24:10women,
24:11often
24:12without
24:12formal
24:13recognition
24:13or
24:14sufficient
24:14support.
24:15Families
24:16will
24:17always
24:17have
24:18an
24:18important
24:18role,
24:19but
24:19they
24:20cannot
24:20carry
24:21their
24:21responsibility
24:22alone.
24:23The
24:24Ministry
24:24of
24:24Women,
24:25Family,
24:25and
24:26Community
24:26Development
24:26and
24:28the
24:28Ministry
24:28of
24:28Health
24:29are
24:29taking
24:29this
24:30work
24:30forward
24:31under
24:31a
24:32national
24:32care
24:32framework
24:33towards
24:332030.
24:35A
24:35family
24:35entrusting
24:37a parent
24:37to a
24:38care
24:38provider
24:38must
24:39have
24:39confidence
24:39that
24:40clear
24:41standards
24:41apply
24:42and
24:42that
24:43the
24:43quality
24:43of
24:43care
24:44is
24:44properly
24:45safeguarded.
24:47We
24:48must also
24:48value
24:48the
24:49people
24:49who
24:49provide
24:49care.
24:51Care
24:51work
24:51is
24:52skill
24:52work
24:53which
24:53deserves
24:54to be
24:54recognized,
24:56professionalized
24:56and
24:57valued
24:57accordingly.
24:59Most
25:00Malaysians
25:00will
25:01prefer
25:01to
25:01remain
25:01in
25:01their
25:02own
25:02homes
25:02and
25:03communities
25:03for
25:04as
25:04long
25:04as
25:04possible.
25:05Under
25:06Budget
25:072026,
25:08the
25:08Ministry
25:08of
25:08Women,
25:09Family
25:09and
25:10Community
25:10Development
25:10through
25:11its
25:11Social
25:12Welfare
25:14Department
25:14is
25:15expanding
25:16community-based
25:17elderly
25:18care
25:18support,
25:20including
25:20home
25:21help
25:22services
25:22that
25:23allow
25:23Malaysian
25:23older
25:24persons
25:25to
25:25age
25:26in
25:26place
25:26rather
25:28than
25:28institution.
25:30We
25:31have
25:31set
25:31aside
25:321.26
25:33billion
25:33for
25:34the
25:34welfare
25:35of
25:35our
25:35senior
25:35citizens
25:36reaching
25:37180,000
25:38older
25:39Malaysians
25:39while
25:40expanding
25:41activity
25:42centres
25:42so that
25:43growing
25:44older
25:44does not
25:45have to
25:46mean
25:46growing
25:47isolated.
25:49And
25:50just as
25:50healthy
25:51ageing
25:51depends
25:52on
25:52access
25:53to
25:53care
25:53and
25:54community
25:55support,
25:56dignity
25:57later in
25:58life
25:58also depends
25:59on
25:59financial
26:00security.
26:00our
26:02social
26:02protection
26:03system
26:03must
26:04therefore
26:04continue
26:05adapting
26:05to the
26:06changing
26:06realities
26:07of
26:07work.
26:08Financial
26:09security
26:09must
26:10advance
26:10alongside
26:11care.
26:13EPF's
26:13initiatives
26:14such as
26:14AISARAAN
26:15have created
26:16a structured
26:17pathway
26:18for the
26:19self-employed
26:20to save,
26:20supported
26:21by government
26:22incentives.
26:23Through
26:24AISARAAN
26:24Plus,
26:25we are
26:25strengthening
26:26this further
26:26with
26:27e-hailing
26:28and
26:28p-hailing
26:29drivers.
26:29The
26:30extension
26:30of
26:31AISURI
26:31eligibility
26:32recognises
26:33women
26:34whose
26:35unpaid
26:36care
26:37work
26:37sustains
26:38families
26:39and
26:39communities.
26:41Yet
26:42accumulation
26:43is only
26:44one part
26:45of the
26:45retirement
26:46security.
26:47We
26:48must also
26:49consider
26:49how
26:49savings
26:50can
26:51provide
26:51sustainable
26:52income
26:53over
26:53a
26:53retirement
26:54that
26:54may
26:55last
26:55decades.
26:57Spent
26:57quickly
26:58and people
26:59may
26:59outlive
27:00their
27:00savings.
27:01Spent
27:02too
27:02cautiously
27:02and
27:03they
27:03may
27:04unnecessarily
27:05restrict
27:06the
27:06very
27:06years
27:07they
27:07have
27:07worked
27:07hard
27:08to
27:08prepare
27:09for.
27:09The
27:10question
27:10is not
27:11only
27:12how
27:12much
27:13people
27:13accumulate
27:14but
27:15how
27:15those
27:15savings
27:16can
27:16support
27:17a
27:17dependable
27:18income
27:18throughout
27:19retirement.
27:22Honorable
27:22Delegates,
27:24raising
27:24the
27:24floor
27:25is
27:25only
27:26half
27:26the
27:26work.
27:27We
27:27must
27:28also
27:28raise
27:30the
27:30ceiling
27:30by
27:31ensuring
27:31that
27:31longer
27:32lives
27:32are
27:33lived
27:33with
27:34urgency,
27:35connection
27:36and
27:37purpose.
27:38Those
27:39who are
27:39capable
27:40and wish
27:40to
27:40continue
27:41working
27:41beyond
27:4260
27:42should
27:43have
27:43the
27:44opportunity
27:44to
27:44do
27:44so.
27:46This
27:47is
27:47about
27:47choice,
27:48not
27:49compulsion.
27:50Age-friendly
27:51employment
27:52can
27:52retain
27:52experience,
27:53strengthen
27:55organisations
27:55and
27:56allow
27:56people
27:57to
27:57remain
27:57economically
27:58active
27:58on
27:59terms
27:59that
28:00respect
28:01their
28:01circumstances.
28:03Experience,
28:04judgment
28:05and
28:05accumulated
28:06knowledge
28:06remain
28:07valuable
28:07assets
28:08to
28:08society.
28:09A
28:09retired
28:10teacher
28:10who
28:11continues
28:12to
28:12mentor
28:12students,
28:13a
28:14grandparent
28:14who
28:15supports
28:15a
28:15working
28:15family,
28:16a
28:17community
28:17leader
28:18who
28:18helps
28:18strengthen
28:19social
28:19cohesion,
28:21these
28:21contributions
28:22may not
28:23appear
28:23in
28:23economic
28:24statistics,
28:25but
28:26they
28:26create
28:26value
28:27that
28:27is
28:28no
28:28less
28:28important.
28:30Clearly,
28:31Malaysia
28:32has made
28:32progress,
28:34but
28:34demographic
28:35change
28:35will not
28:36wait
28:36for
28:36our
28:36institutions
28:37to
28:37catch up.
28:38We
28:38must
28:39move
28:39with
28:39urgency,
28:41discipline
28:41and
28:42coordination.
28:43For
28:44an older
28:44Malaysian
28:45waiting
28:45for
28:46affordable
28:46care,
28:47the
28:48difference
28:48between
28:48a policy
28:49announced
28:50and a
28:50service
28:51delivered
28:51is
28:52personal.
28:53Progress
28:54must
28:55be
28:55measured
28:55by
28:56what
28:56reaches
28:57people
28:57and
28:58what
28:58changes
28:59in
29:00their
29:00lives.
29:01Malaysia
29:02requires
29:03a
29:03graduated
29:05system
29:05of care
29:06from
29:07community
29:07support,
29:08nutritious
29:09meals and
29:10home
29:10assistance
29:11to
29:12daycare,
29:13home
29:14nursing
29:14and
29:15residential
29:15aged
29:16care
29:16for
29:17those
29:17who are
29:17frail
29:18or
29:18living
29:19with
29:19dementia.
29:20Excess
29:21should
29:22be
29:22based
29:22on
29:22need,
29:23not
29:24only
29:24on
29:25ability
29:25to
29:26pay.
29:27Government
29:27must
29:29lead
29:29that
29:29setting
29:30standards,
29:31strengthening
29:32safety nets
29:33and ensuring
29:33essential
29:34services.
29:35But
29:36lasting
29:37success
29:37requires
29:38shared
29:39commitment.
29:41To
29:41officers
29:42and
29:42regulators,
29:44ministers
29:44may set
29:45direction,
29:45but
29:46you
29:47turn
29:47policy
29:48into
29:48something
29:49people
29:49can
29:49use.
29:50A
29:51white
29:51paper
29:52must
29:53become
29:54a
29:54service.
29:55Coordination
29:56must
29:57become
29:57agencies
29:58delivering
29:59together.
30:01To
30:01GLICs
30:02and
30:02GLCs,
30:04national
30:05capital
30:05must
30:06serve
30:07national
30:07interests.
30:08These
30:09are
30:09opportunities
30:10to
30:10support,
30:11there
30:12are
30:12national
30:12opportunities
30:13to
30:13support
30:14age-friendly
30:15employment
30:15and to
30:17invest
30:17responsibly
30:19in
30:20care,
30:21housing,
30:22healthcare,
30:23technology
30:23and services
30:24for older
30:25Malaysians.
30:27The
30:27longevity
30:28economy
30:28will
30:29grow
30:29and
30:30Malaysian
30:31institutions
30:31will help
30:32build
30:33solutions
30:33that are
30:34accessible,
30:35sustainable
30:36and rooted
30:37in the
30:37needs
30:38of our
30:38people.
30:39To
30:40employers,
30:41many
30:42employees
30:43leave
30:44work
30:44each
30:45day
30:45only
30:46to
30:46begin
30:46a
30:46second
30:47shift
30:47as
30:47caregivers.
30:49Workplace
30:50should
30:50recognise
30:51this
30:51through
30:51reality
30:52of
30:52flexibility,
30:53supportive
30:54policies
30:54and a
30:55culture
30:55that
30:56allows
30:56employees
30:57to
30:57seek
30:58help
30:58without
30:59stigma.
31:00To
31:01community
31:01leaders,
31:02religious
31:03institutions
31:03and
31:04residence
31:04associations,
31:06you
31:07often
31:07know
31:07who
31:08lives
31:08alone,
31:09who
31:09is
31:10unwell
31:10and
31:11who
31:11needs
31:11to
31:12check
31:12in.
31:14That
31:15local
31:15knowledge
31:15and
31:16human
31:17connection
31:17are
31:18indispensable.
31:20And
31:21to
31:21families,
31:22the care
31:22you
31:23provide
31:23widely
31:24at
31:24home
31:24has
31:25a
31:26national
31:26value.
31:27A
31:28daughter
31:28who
31:28steps
31:28away
31:29from
31:29work
31:30to
31:31care
31:32for
31:32her
31:32mother
31:32should
31:34not
31:34be
31:34forced
31:35to
31:35choose
31:36between
31:36her
31:36family's
31:37well-being
31:37and her
31:38own
31:39future
31:39security.
31:41Ladies
31:41and
31:42gentlemen,
31:43the
31:43long
31:44horizon
31:44is not
31:45only
31:45about
31:46living
31:46longer.
31:47It
31:48is
31:48about
31:49building
31:49a
31:50society
31:50capable
31:51of
31:52keeping
31:53faith
31:53with
31:54its
31:54people
31:55across
31:56the
31:56course
31:57of
31:57life.
31:58We
31:59must
31:59raise
31:59the
32:00floor
32:00so
32:00that
32:01every
32:01Malaysian
32:02can
32:03age
32:03with
32:03dignity
32:04and
32:04security.
32:05We
32:06must
32:06raise
32:06the
32:07ceiling
32:07so
32:08that
32:09longer
32:09lives
32:10remain
32:10years
32:11of
32:11purpose,
32:12contribution
32:13and
32:13connection.
32:15And
32:15we
32:15must
32:16shorten
32:16the
32:16distance
32:17between
32:17policy
32:18and
32:19delivery.
32:20With
32:21that,
32:21I
32:22declare
32:22the
32:22International
32:22Social
32:23Well-Being
32:23Conference
32:242026
32:25officially
32:26open.
32:27May
32:27these
32:28two
32:28days
32:34produce
32:35not
32:36only
32:36thoughtful
32:36discussions
32:37but
32:38decisions
32:39that
32:39are
32:39carried
32:40through
32:40and
32:41commitments
32:41that
32:42I
32:42kept.
32:44Thank you.
32:45Wabilahi
32:45taufiq
32:46wa-hidayah.
32:47Wassalamualaikum
32:47warahmatullahi
32:48wabarakatuh.
32:50Thank you
32:51Yang Berhormat
32:51Senator
32:52Datuk
32:52Sri
32:52for that
32:52address.
32:53Kindly
32:53remain
32:54on stage
32:54as we
32:54invite
32:55our
32:55VVIPs
32:56to
32:56join
32:56you
32:57for
32:57the
32:57officiation
32:58of
32:58ISWC
32:592026.
33:19Yang Berhormat
33:20Datuk
33:20Sri
33:21if you
33:22could
33:22kindly
33:22attach
33:23the last
33:24piece
33:24of the
33:24puzzle
33:25to the
33:25platform
33:26on my
33:27count
33:27in
33:283
33:282
33:291
33:562
33:563
34:003
34:033
34:043
34:045
34:046
34:069
34:069
34:179
34:266
34:267
34:269
34:317
34:329
34:32And with
34:33that
34:33ISWC
34:342026
34:35has been
34:36officiated.
34:37We would
34:37like to
34:38invite all
34:38the
34:38VVIPs
34:39to move
34:39to the
34:40center
34:40stage
34:40for the
34:41official
34:41photograph.
35:08Terima kasih kerana menonton!
35:26Terima kasih kerana menonton!
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