Chloe Hayes & The Warren Wealth

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Transcript

00:00:05Chloe, you gotta see what your sister just posted. She's hitting on your boyfriend.

00:00:10It's Ethan's birthday. I got the biggest party yacht at Montel Yacht Club, the Aurora.

00:00:14Come celebrate with us.

00:00:15My ex. Vanessa is my stepsister.

00:00:18Three years ago, she and her mother moved into Sterling Manor.

00:00:21Chloe, there's a party at school tonight, and my dress still hasn't arrived. Can I borrow yours?

00:00:30Thanks, Chloe.

00:00:34Dad's graduation gift.

00:00:44Chloe, I'm sorry. It was so beautiful. I just wanted to try it on.

00:00:47In front of me, she was always so careful when she borrowed my dresses or tried on my jewelry.

00:00:52Dad says sapphires look best on sterling clothes.

00:00:54But behind my back, she took my bags, my clothes, my necklaces, even my boyfriend.

00:00:59All became hers.

00:01:08Mrs. Hayes, Montclair at your service.

00:01:11Set up one-time passcode verification for my account.

00:01:14Send the codes only to my phone.

00:01:16Understood. Should I notify the person using the account?

00:01:19No.

00:01:23Without the passcode, let's see how you keep up the act.

00:01:32Thanks.

00:01:33But that bitch is out there flaunting your stuff and pretending to be the heiress.

00:01:37She's obviously planning to go public with him tonight. What are you gonna do?

00:01:41They're not my problem. Besides, they both got each other wrong.

00:01:44What do you mean?

00:01:45Vanessa thinks Ethan comes from a rich family.

00:01:48Ethan thinks she's the sterling family iris.

00:01:51But his suit, his watch, that sports car, you gave him all of it, didn't you?

00:01:58Then they're perfect for each other.

00:02:02Two fakes found each other. What a perfect match.

00:02:09Come on, let's grab a bite at Montclair.

00:02:13You sure we're going there for the food?

00:02:16Food and a comedy show. What's not to like?

00:02:23Look again! Those last four digits match the Founder Family black card!

00:02:34I reserved the Aurora.

00:02:36All my guests are here, and now you're telling me your biggest yacht is unavailable?

00:02:40Mrs. Reed, you booked our birthday party package.

00:02:44The Aurora was already booked a month ago, so you were given the sea crown.

00:02:48I told everyone on Instagram we'd be on your biggest yacht tonight.

00:02:52They're all here. What am I supposed to tell them now?

00:02:55The sea crown is also a two-level party yacht.

00:02:59Enough. It'll be more than enough for everyone.

00:03:01I don't want second best. I want the best.

00:03:05Vanessa is a black card member.

00:03:07She brought all these people here for my birthday,

00:03:10and you couldn't even reserve the yacht she asked for?

00:03:14This is the service we get at Montclair?

00:03:19We've already posted the photos.

00:03:20We can't end up eating cake in the lobby, can we?

00:03:26Just take another yacht. Why is she making such a scene?

00:03:29My sister doesn't want a yacht.

00:03:32She wants everyone to see that when a sterling daughter asks, she gets the best.

00:03:37Get your manager.

00:03:39If I don't get on the Aurora tonight, I'll take this online and let everyone know what kind of service

00:03:45you provide.

00:03:51Miss Reed, I apologize for the wait.

00:03:53The Aurora has already left port, and I can't turn it around now.

00:03:57It's my boyfriend's birthday.

00:03:59I didn't invite everyone here just to stand on the dock and watch someone else party on their yacht.

00:04:03I can open the Sea Crown's main salon, upper deck, and private bar exclusively for your party,

00:04:08and I'll give you an extra 20% off the black card rate on all onboard purchases.

00:04:11If the Aurora returns early, I'll move your party over immediately.

00:04:17How about the Sea Crown?

00:04:21Everyone wants to vote, so Sea Crown it is.

00:04:25Hurry up. Don't keep my guests waiting.

00:04:33Vanessa's really selling it.

00:04:35She actually thinks that black card is hers.

00:04:37Once they're aboard, we need to get it back.

00:04:39Then let's see how she pays.

00:04:41No need. Without the one-time passcode on my phone, she can't pay with it.

00:04:45Oh, this is gonna be fun.

00:04:52Did you give someone my number?

00:04:58What? No.

00:05:00Some guy named Alex texts me every day.

00:05:03Then call the cops.

00:05:04Come on, keep up or we'll miss the show.

00:05:11Come on.

00:05:16Order whatever you want. It's on me.

00:05:22I'll have the Royal Caviar.

00:05:24Two orders each of the Blue Lobster and Tomahawk Steak.

00:05:26And the Wagyu, the most expensive one.

00:05:29These aren't cheap. Are we ordering too much?

00:05:32This card can handle six figures, no problem.

00:05:34So don't hold back. I want you to go all out.

00:05:37You heard her. We better finish the whole menu or we'll be letting Vanessa down.

00:05:42Two bottles of this.

00:05:43This champagne is $8,800 a bottle. Would you like me to open them now?

00:05:49Maybe we should switch to this one?

00:05:50Two bottles won't be enough. Open four.

00:05:52And bring us the Caviar, Blue Lobster and every signature dish you have.

00:05:56Yes, ma'am.

00:05:58Vanessa's spending all this on you. What are you getting her?

00:06:03Whatever she wants, I'll buy it for her.

00:06:06Then it's a deal.

00:06:14Not yet. I'll make the announcement once all the food is here.

00:06:18Why the suspense? Can't you tell us now?

00:06:21What's the rush?

00:06:22You'll hear it once all the food is here.

00:06:27My makeup still looks good, right?

00:06:29Nope.

00:06:30Vanessa, that dress is gorgeous. It must have cost a forge.

00:06:34My dad bought it for me. I didn't ask how much it was.

00:06:38No wonder you didn't even check the prices.

00:06:41Those four bottles of champagne alone cost tens of thousands.

00:06:44What's the limit on that black card anyway?

00:06:47I've never checked. Probably a hundred grand or more.

00:06:55Put them on. If they spot us, we'll miss the show.

00:06:59Won't sunglasses at night make us stand out more?

00:07:02Ms. Hayes, the usual?

00:07:05Caviar, Seafood Bisps, Blue Lobster and the Black Truffle Steak.

00:07:10And this Seafood Paella, I've been watching everyone order all night. I'm starving.

00:07:14Of course. Are those your friends over there? Shall I let them know you're on board?

00:07:20No way. We don't have friends like that.

00:07:22No. Just serve them as usual.

00:07:25Understood.

00:07:29That's everything. Enjoy your meal.

00:07:33Come here for a second.

00:07:41The black card they're using in the main salon doesn't belong to Mrs. Reed.

00:07:48The cardholder just changed the payment settings.

00:07:50When they pay, you need the one-time passcode sent to the cardholder's phone.

00:07:53Without it, the payment won't go through. Got it?

00:07:56Understood.

00:08:00Alright, I won't keep you in suspense.

00:08:02Besides celebrating Ethan's birthday, I have one more big announcement tonight.

00:08:07Woo!

00:08:08Today is Ethan's birthday.

00:08:10Thank you all for coming to celebrate with him.

00:08:12And I think you've all noticed what's been going on lately.

00:08:15Ethan and I are officially together.

00:08:17Yeah!

00:08:18Congratulations! You finally made it official!

00:08:21Ethan, say something!

00:08:22Yeah, Vanessa went all out for your birthday. You gotta say something, right?

00:08:26Alright.

00:08:27Since everyone wants to hear it, I'll say something.

00:08:33First, I want to thank Vanessa for putting all this together.

00:08:36Honestly, I thought we were just having dinner.

00:08:38I had no idea she'd plan something this big.

00:08:41Look at him. You'd think he charted the whole yacht himself.

00:08:44Just eat. The food's good.

00:08:46And now, in front of everyone, I want to say this.

00:08:51I love Vanessa.

00:08:52Kiss!

00:08:54Kiss! Kiss!

00:09:02Happy birthday, Ethan! Here's to you two always being this sweet!

00:09:08Wait. Wasn't Ethan dating Chloe?

00:09:10When did you two break up?

00:09:12You broke up ages ago.

00:09:14Chloe and I have nothing to do with each other now.

00:09:16Let's not get into that.

00:09:18Chloe lives with my family, and she even borrows my clothes and jewelry.

00:09:22I've always tried to look out for her.

00:09:24I don't think we need to get into what happened between her and Ethan in front of everyone.

00:09:28Why not?

00:09:29Chloe's the biggest phony you'll ever meet.

00:09:31I couldn't stand her anymore, so I dumped her.

00:09:33But you two dated for over a year.

00:09:35Since she asked, tell everyone what really happened.

00:09:38I don't want anyone thinking I stole you from her.

00:09:41There are too many to count.

00:09:42Then give us two.

00:09:43Clear it up in front of everyone.

00:09:46Yeah, then give us two.

00:09:47You want to hear it?

00:09:49Fine. I'll tell you.

00:09:54Sit down.

00:09:55I want to hear what else he comes up with.

00:10:05First, she can't dress to save her life.

00:10:08She wears the same cheap clothes every day.

00:10:09I'm embarrassed to be seen with her.

00:10:11What else besides her clothes?

00:10:14Second, she reeks of cheap, overpowering perfume.

00:10:18Every time she comes near me, I get a headache.

00:10:20Don't say that.

00:10:21I've given her several bottles of perfume, but she never touched them.

00:10:24She said I was trying to make her feel inferior, so I just stopped bringing it up.

00:10:27What brand is this?

00:10:29Is it Viola?

00:10:29Yeah.

00:10:30It's from Viola's Nightingale Collection.

00:10:34Viola?

00:10:35Isn't that the one your dad had custom blended for you by a French perfumer?

00:10:38You said it was too sweet and never even used it.

00:10:41Yeah.

00:10:52I didn't betray the family.

00:10:53Alex, I'm your cousin.

00:10:55How can you believe an outsider over me?

00:11:00Alex, rein in that temper.

00:11:02Once you take over the Warren family, you can't reach for a gun every time there's trouble.

00:11:09You're right.

00:11:10We'll handle this legally.

00:11:11Get the best lawyers, put this bastard away, and make sure he never gets out.

00:11:15Now that's how the heir to the Warren family should act.

00:11:18When things get messy, keep your cool.

00:11:20Don't worry.

00:11:21Don't worry.

00:11:21I won't do anything rash.

00:11:28First, she can't dress to save her life.

00:11:30She wears the same cheap clothes every day.

00:11:32Second, she reeks of cheap, overpowering perfume.

00:11:35Every time she comes to me, I get-

00:11:37Fuck!

00:11:40Everyone grab your guns.

00:11:41We're moving.

00:11:41I'm killing that bastard today.

00:11:59Finish your drinks, then we'll take this party somewhere else.

00:12:03No one's leaving early tonight.

00:12:06Miss Reed, your total for tonight's food, drinks, and party package comes to $108,640.

00:12:13How would you like pay?

00:12:16Run the card.

00:12:17Vanessa looks so badass picking up the tab.

00:12:20She's been rich her whole life.

00:12:22You can't fake that.

00:12:23Please provide the one-time passcode sent to the cardholder's phone.

00:12:28What passcode?

00:12:29The payment settings on this card were just changed.

00:12:31You'll need a passcode to complete the transaction.

00:12:33Do you have any idea how many times I've charged my card at Montclair?

00:12:37No one's ever asked me for a passcode.

00:12:39Are you new here?

00:12:40Don't you know how this works?

00:12:42You'd better find out who you're dealing with first.

00:12:44Cross a black card member and you can kiss this job goodbye.

00:12:47I'm sorry, but a one-time passcode has been enabled on this card.

00:12:51The system won't let me bypass it.

00:12:53Get your manager!

00:12:55Miss Reed, this crystal glass was custom-made for the yacht.

00:12:58It's worth $2,800.

00:12:59It's one glass.

00:13:01You really need to tell me how much it costs?

00:13:02I'm sorry, but damaged items must be paid for in full.

00:13:05I just smashed another one!

00:13:06So what?

00:13:07What's the total now?

00:13:17Is this how you treat your guests?

00:13:19You think Vanessa cares what two glasses cost?

00:13:21Like, she needs you to tell her that.

00:13:23Ethan, your girlfriend's a badass.

00:13:25I'm sorry, that's not what I meant.

00:13:27The two crystal glasses come to $5,600 and that must be added to the final bill.

00:13:35What's going on?

00:13:36Robert, Mrs. Reed broke two tomb crystal glasses.

00:13:39And the final bill still hasn't been authorized.

00:13:42They're just two glasses.

00:13:43My girlfriend could pay for them.

00:13:45Or buy this whole yacht if she wanted.

00:13:47Your service is the problem.

00:13:49And you still have the nerve to charge a guest for this?

00:13:51The bill must be paid and the broken glasses must be paid for as well.

00:13:55Neither charge can be waived.

00:13:57She thinks she's the Sterling family IRS.

00:14:01She's certainly committed to the act.

00:14:03Is she?

00:14:06No one with real money acts like her.

00:14:09Then what does she look like?

00:14:12Like a poor girl who just struck it rich.

00:14:15When she comes begging, don't go soft on her.

00:14:17Go soft?

00:14:20Didn't we come for dinner and a show?

00:14:23Now this should be good.

00:14:26Ms. Reed, we can't settle the original bill or the charges for the broken glasses

00:14:30until the payment is authorized with the one-time passport.

00:14:34Please provide it now.

00:14:40Without the passcode, we can't process this card.

00:14:43You may use another card or a different payment method.

00:14:46Everyone in the livestream is already asking where we're going next.

00:14:48Don't keep everyone waiting.

00:14:50Everyone's watching. Hurry up and find the passcode.

00:14:54It's just a passcode. Can't you check your phone?

00:14:57Exactly. We're still waiting to hit the next place.

00:15:00Bad signal? Check your texts.

00:15:04This isn't the phone I registered with the card.

00:15:06Why is everyone so impatient?

00:15:10I'll get the passcode. Keep the livestream going.

00:15:28Chloe, give me the passcode you just got.

00:15:30It says the final charge for the Sea Crown is $114,240.

00:15:37I know. Just give me the passcode. I'll explain when we get home.

00:15:42My card. My phone number.

00:15:45And now you want me to pay your bill?

00:15:48It's just a string of numbers. Do you really have to do this now?

00:15:52Everyone is waiting. Just tell me and I'll give your card back when I get home.

00:15:57Did you ask before you took it?

00:16:01Coming!

00:16:03Exactly.

00:16:05Right now.

00:16:10First, explain why the passcode came to me.

00:16:20Did you get it?

00:16:27When I signed up for the card, I didn't have my ID with me.

00:16:30My sister told me to use her information for now and change it later.

00:16:34I've been using it for years.

00:16:35If my sister wants it that badly, I'll give it back when we get home.

00:16:39Fine. I'll take the blame for tonight.

00:16:44Sis, just give me the passcode and I'll give the card back right now.

00:16:49You're treating everyone with my card.

00:16:51And now you're holding it over my head?

00:16:53Vanessa's already backed down.

00:16:54Stop making such a big deal over one card.

00:16:57When did I ever agree to let you open a card in my name?

00:17:02It's just a card.

00:17:04If she wants it, she'll have it.

00:17:05Give us the passcode first and stop wasting everyone's time.

00:17:09Exactly. Vanessa lives at Sterling Manor.

00:17:11She drives luxury cars and goes yachting every day.

00:17:14Why would someone like her need your card?

00:17:16Some people just can't stand seeing their ex do well.

00:17:19She followed him all the way onto the yacht and now she's making a whole thing out of one text.

00:17:27She followed him onto her own yacht?

00:17:30Say that again.

00:17:32Zoe, stay out of this.

00:17:37Did you tell them you dumped me?

00:17:43It's in the past. Does it really matter who said it first?

00:17:46If you're too scared to answer, don't speak for her.

00:17:49We're talking about the black card.

00:17:53If the card is yours, why is the account registered under Chloe's information?

00:17:58Explain.

00:18:03I already told you. I used her information when I registered. I have the black card now. Doesn't that prove

00:18:09it's mine?

00:18:10Having it makes it yours? Even if you stole it?

00:18:14Tell her. Can anyone but the actual card holder use this card?

00:18:18Let's settle this. Then someone can stop acting like that passcode makes her important.

00:18:24When the results come back, Chloe owes Vanessa an apology, right?

00:18:31Check it here. Let everyone see the truth.

00:18:36Robert, can two Montlayer founding family black cards have the same last digits?

00:18:40No. Each founding family black card has a unique number and is tied to one registered account.

00:18:46Then check the registered account holder, the authorization number, and the signed receipt from the family's most recent purchase.

00:18:53Take the card to the back and verify it.

00:18:59Hurry up. Don't waste my time.

00:19:05You used to take Chloe's hand-me-down clothes and bags. I figured she couldn't be bothered to stop you.

00:19:09Now you're even treating the man she dumped like a prize.

00:19:11She dumped him? Ethan couldn't stand her. He broke up with her.

00:19:14You really have the nerve to say that. Ethan's right here.

00:19:16Have him tell Chloe to her face who ended it.

00:19:18And who called her more than ten times the next day, begging to get back together.

00:19:24You're an outsider. Stay out of our business.

00:19:29What, scared to say it?

00:19:35What else is there to check? Vanessa's been throwing parties at Sterling Manor since freshman year.

00:19:40Every car she drives costs six figures.

00:19:42Now look at Chloe. Other than her grades, what about her scream Sterling Heiress?

00:19:46Vanessa can book the entire Sea Crown without a second thought.

00:19:49If Chloe were really that rich, would she be sitting in a corner while someone else pays for the party?

00:19:55We're still going to be living under the same roof.

00:19:58At least spare me the embarrassment and let this go.

00:20:03You took the card. You signed the bill.

00:20:08So who's doing whom a favor now?

00:20:13Vanessa's already giving you an out. Don't push your luck.

00:20:17She's just too soft-hearted. Anyone else would have had security throw Chloe off the yacht by now.

00:20:23Forget it. I've tried to be nice, but there's nothing more I can do.

00:20:28Have you confirmed everything?

00:20:37Yes.

00:20:38This card does not belong to Ms. Reid.

00:20:47The registered account holder, authorized phone number, and all previous signed receipts match.

00:20:52The card holder is Ms. Chloe Hayes.

00:20:58Ms. Reid has never held an individual membership at Montclair.

00:21:03That's impossible. You must have made a mistake.

00:21:07The system records don't change based on who's holding the card.

00:21:13Ethan, pay the bill. I'll transfer the money as soon as I get home.

00:21:19I just hit my credit limit.

00:21:21Then use another card.

00:21:25All my cards are tied to the same account. Don't you have another card? Or just transfer the money?

00:21:33I bought a few bags this afternoon, so the bank temporarily restricted my card.

00:21:39Can one of you's cover me? I'll pay you back double tomorrow.

00:21:43Over $110,000.

00:21:46My limit isn't anywhere near that high.

00:21:49I didn't bring my card today.

00:21:50You invited everyone here just to show off by picking up the tab.

00:21:54And now, just like that, the birthday party's turned into a fundraiser?

00:21:59Don't look at me. I'm not the one who invited everyone.

00:22:05There are plenty of us here. If everyone chips in, we'll cover it in no time.

00:22:14You first.

00:22:18I've only got $400 left. That's next month's rent.

00:22:22Just give it to me. I'll pay you back in a couple of days.

00:22:26You still owe me the $800 you borrowed last month.

00:22:32Then everyone can chip in. Don't be so cheap.

00:22:36Vanessa invited us, and you ordered the most expensive wine.

00:22:40Why should we split the bill now?

00:22:42I came for dinner.

00:22:44I never agreed to spend thousands of dollars.

00:22:47We all ordered the food and drank the wine.

00:22:50Now you're acting like it's not your problem?

00:22:52You ordered the most expensive champagne. Pay your share first.

00:22:56Exactly. The birthday boy can't pay nothing, can he?

00:23:03Chloe? You live with Vanessa, don't you?

00:23:06Your family? Can't you pay now and settle it at home?

00:23:12Exactly. A little over $110,000 is nothing to the Sterling family.

00:23:16Why humiliate her in public?

00:23:18They can settle this at home.

00:23:20Making a scene on a live stream won't just make Vanessa the only one who looks bad.

00:23:25When she spends Chloe's money, suddenly they're family.

00:23:29When it's time to pay it back, they should settle it at home.

00:23:32How generous of you.

00:23:34With Chloe's money.

00:23:36You used my account to celebrate my ex-boyfriend getting together with my sister.

00:23:46Now you can't pay, so you expect me to cover it?

00:23:49If you think $114,000 is pocket change, put your card down.

00:23:53Who's first?

00:23:59You all talk like you're loaded.

00:24:01The second it's time to swipe a card, you go mute.

00:24:06Easy for you to say, Zoe.

00:24:08Why don't you pay Chloe's share?

00:24:10Because it's not her bill, and I didn't smash the glass.

00:24:15You look pretty bold defending her.

00:24:18So where's your card?

00:24:23I don't have that kind of money.

00:24:25Then keep your mouth shut.

00:24:33$200.

00:24:34That's all I can afford.

00:24:36You enjoyed the $110,000 show?

00:24:38Now it's your turn to pay, and you're only willing to put up $200.

00:24:48Ms. Reed, the bill still hasn't been paid in full.

00:24:51Until payment clears, please remain aboard the seat crown.

00:24:58I'm just going to the restroom.

00:25:00Turn that camera off.

00:25:01Not everything belongs online.

00:25:03Back off.

00:25:04Vanessa doesn't like being pressured.

00:25:06I'm going to the restroom.

00:25:07Are you policing that now, too?

00:25:10How do we know you're touching up your makeup,

00:25:12and not looking for another way off the yacht?

00:25:15Only people who can't pay their bill dine and dash.

00:25:25What are you looking at me for?

00:25:27Your coat.

00:25:28Your watch.

00:25:29Your shoes.

00:25:29I bought them all.

00:25:31We broke up, but you kept every last one.

00:25:34If you hate me so much, why are you still wearing everything I bought you?

00:25:41You begged me to take this stuff.

00:25:42I only wear it so you can save face.

00:25:45Hear that?

00:25:45Ethan never made you buy him anything.

00:25:47Want the gifts back?

00:25:48Fine.

00:25:49Beg him.

00:25:50Maybe he'll return them if he's in a good mood.

00:25:52If you're wearing them to help me save face, then take them off.

00:25:55What do you mean?

00:25:57Take them off.

00:25:58You heard her.

00:25:59Off.

00:26:00Chloe, you've gone too far!

00:26:01They're mine.

00:26:02You always hated them, didn't you?

00:26:07Faster.

00:26:08The marina's just ahead.

00:26:19It's only $120,000.

00:26:21Vanessa will pay the second she gets back.

00:26:24Three days.

00:26:25Just until Ethan's money comes through.

00:26:27Who referred you?

00:26:28I need $120,000.

00:26:30Right now.

00:26:31What can you put up as collateral?

00:26:33Nothing.

00:26:35Then you'll have to make a video.

00:26:38What video?

00:26:40Hold up your ID.

00:26:41State your name.

00:26:43How much you're borrowing.

00:26:44And when you'll repay it.

00:26:46Take off your clothes.

00:26:48Keep your whole body in frame.

00:26:49What do you need a video like that for?

00:26:51Pay back $132,000 within three days.

00:26:55And I delete the video.

00:26:57One minute late.

00:26:58And it goes to your fans first.

00:27:01Then your school and the Sterling family.

00:27:03Not even one minute late?

00:27:07Until the deadline, you're a client.

00:27:09After that, the video is mine.

00:27:13How much do I have to show?

00:27:15Your ID, face, and full body must be clear.

00:27:18No covering up.

00:27:19No cuts.

00:27:21You'd really send that video out?

00:27:23Just answer me.

00:27:24Are you recording it or not?

00:27:25Miss Reed, manager Robert is still waiting for you.

00:27:28Coming!

00:27:31Three days.

00:27:33$132,000.

00:27:34Deal.

00:27:44My name is Vanessa Reed.

00:27:47I'm borrowing $120,000 from Vince.

00:27:50In three days, I'll repay $132,000.

00:28:15The money's in.

00:28:17Three days from now, noon.

00:28:19Not a penny less.

00:28:21I'll pay you back early.

00:28:23You'd better.

00:28:23The money's in.

00:28:28The money's in.

00:28:29The money's in.

00:28:31The money's in.

00:28:33The money's in.

00:28:33Well, did the bank sort it out?

00:28:35All it took was one call.

00:28:37I knew it.

00:28:38As if one bill could ever stop Vanessa.

00:28:40It was just a temporary bank limit.

00:28:42Did you really think I couldn't pay?

00:28:44I knew you'd handle it.

00:28:48Do you have the full amount?

00:28:55$114,240.

00:28:56Paid in full.

00:28:59Take a good look.

00:29:00I can pay without your card.

00:29:05What are you looking at?

00:29:07It's only a little over $110,000.

00:29:09I just hit my bank limit earlier.

00:29:11Did you really think I couldn't afford one dinner?

00:29:13I used my sister's card because we're family.

00:29:16I didn't think we had to keep tabs like that.

00:29:18But since she insists on making a scene in front of everyone,

00:29:21I'll pay for it myself.

00:29:22Dropping over a $110,000 without blinking.

00:29:25That's real confidence.

00:29:27Someone was waiting to laugh at her.

00:29:29Why so quiet now?

00:29:32Everyone, take a good look.

00:29:34I don't need anyone else paying my bill.

00:29:36Exactly.

00:29:36Vanessa paid for it herself, didn't she?

00:29:38It's just a card.

00:29:39Was all that drama really necessary?

00:29:41Don't applaud her just yet.

00:29:43Has the money actually gone through?

00:29:45What's that supposed to mean?

00:29:46A screen lighting up proves nothing.

00:29:48Has the money actually gone through?

00:29:50Can't you read payment successful?

00:29:53Or can you just not handle losing?

00:29:55You couldn't even produce a passcode earlier.

00:29:57Maybe wait until the money actually goes through before celebrating.

00:30:00Robert, check it now so she can stop making a scene.

00:30:04Confirm it with the settlement desk.

00:30:06Yes, sir.

00:30:08What, still waiting to laugh at us?

00:30:09I'm just making sure you don't change your story again.

00:30:12It's one dinner.

00:30:13You really think we can't afford it?

00:30:14Whether you can cover dinner, we'll see.

00:30:17Meanwhile, look at yourself.

00:30:19How much of what you're wearing actually belongs to you?

00:30:23I've put up with you long enough.

00:30:25Then keep putting up with me.

00:30:26If she's asking for a beating, I'll give her one.

00:30:45Hear that?

00:30:47Miss Hayes, your card.

00:30:48The bill is paid in full.

00:30:50Please enjoy the rest of your evening.

00:30:54You waited all this time just to watch Vanessa come up short, didn't you?

00:30:58Sorry to disappoint you.

00:31:00That's Vanessa for you.

00:31:01Over $110,000?

00:31:03Pay just like that.

00:31:04Ethan, you really found yourself a great girlfriend.

00:31:07Vanessa, got any single friends?

00:31:09I can lower my randards, as long as she's at least as generous as you.

00:31:15Maybe I'll introduce you sometime.

00:31:17Got anything to say now?

00:31:19Sure do.

00:31:20You're awfully confident defending her.

00:31:22So why are you still wearing everything Chloe bought you?

00:31:25What's it to you?

00:31:26Vanessa thinks you're such a catch, right?

00:31:28Then she can replace everything from head to toe.

00:31:31Take off what Chloe bought first.

00:31:33Zoe, enough already.

00:31:34Don't like hearing it?

00:31:35Then make him take off what belongs to someone else.

00:31:40Why is Alex here?

00:31:42Those are all Warren family men with him.

00:31:47Isn't that Alex Warren?

00:31:55Did anyone touch you?

00:31:58No.

00:31:59Then what happened?

00:32:00If you'd gotten here any later, he would have gotten physical.

00:32:03Who was about to get physical?

00:32:05She kept provoking me.

00:32:06I just told her to mind her own business.

00:32:08You shoved your chest against me and said you'd give me what I wanted.

00:32:12Want me to play the video again?

00:32:16Perfect timing.

00:32:17That guy is the ex Chloe dumped.

00:32:20After they broke up, he didn't return a single thing she bought him.

00:32:23Not the clothes, the shoes, or the watch.

00:32:26Then he went straight after her stepsister.

00:32:30And just now, he told everyone Chloe was the one who wouldn't let him go.

00:32:35I never said that!

00:32:36You're twisting everything!

00:32:39Ethan did say a lot just now.

00:32:42You sounded pretty confident before.

00:32:44Now that Alex is here, why won't you own a word of it?

00:32:48Go on.

00:32:49Say it again.

00:32:50Alex, don't let my sister fool you.

00:32:52She's an expert at putting on an act.

00:32:54She's nothing like this at home.

00:32:55I didn't ask her.

00:32:58Did Chloe buy that outfit?

00:33:00Couples give each other gifts.

00:33:01That's normal.

00:33:03I asked if she bought it.

00:33:05Yes.

00:33:08The jacket?

00:33:09Yes.

00:33:10The watch?

00:33:11That too.

00:33:12The shoes?

00:33:13Those too.

00:33:13The pants?

00:33:14All of it.

00:33:15But let me make one thing clear.

00:33:17I never asked her for any of it.

00:33:19She bought it all willingly.

00:33:20And I suppose she begged you to drive the car and eat the food too.

00:33:25After the breakup, you somehow couldn't part with any of it.

00:33:28If she gave it to me, it's mine.

00:33:30You just brand these were beneath you.

00:33:32I only said I don't need brands like these to keep up appearances.

00:33:35Perfect.

00:33:36Take it all off.

00:33:37We wouldn't want you lowering yourself.

00:33:39Chloe, once you've given someone a gift,

00:33:43asking for it back in front of everyone like this doesn't look very good, does it?

00:33:48Ethan didn't force you to buy any of it.

00:33:50I'm only wearing this to spare Chloe's feelings.

00:33:53I never wear brands like this.

00:33:55Exactly.

00:33:56It's not like Ethan can't afford his own.

00:33:58I wasn't asking you.

00:33:59If you hate it so much, take it off.

00:34:02What do you mean?

00:34:03Strip.

00:34:04Alex, this is between Chloe and me.

00:34:07You've been using her stuff to make yourself look good all this time.

00:34:09Now it's between you two?

00:34:11Chloe, just say to let it go.

00:34:14And no one has to be humiliated today.

00:34:16I never asked him to wear any of it.

00:34:21I bought the undershirt myself.

00:34:23No one wants your undershirt.

00:34:25Chloe, they're just clothes.

00:34:27Do you really have to make such a scene?

00:34:31I'll apologize for what happened before.

00:34:34If everyone's watching, at least let me keep my pants on.

00:34:38You didn't care about humiliating her when you were trashing her in public?

00:34:45Alex, it's Ethan's birthday.

00:34:47The bill's paid.

00:34:48Keep this up and you'll embarrass everyone.

00:34:53Where was that concern when he was trashing Chloe in public?

00:34:59Three.

00:35:00You're really going to make me strip right here?

00:35:03Two.

00:35:04Ethan, just give back the jacket for now.

00:35:07Don't let this get out of hand.

00:35:08Don't push it.

00:35:10Two.

00:35:11Fine.

00:35:12I'll take them off.

00:35:25I'll wash the pants and shoes and return them tomorrow.

00:35:28Now.

00:35:32Chloe, say something.

00:35:34I swear I'll give them back tomorrow, okay?

00:35:37Don't bother.

00:35:40What do you mean?

00:35:42I don't want to see them on you again.

00:35:44Take them off.

00:35:45Throw them away.

00:35:46That's not what you said when you bought them.

00:35:48You said they were perfect for me.

00:35:50I was wrong about you.

00:35:52Now she knows better, so she's taking the clothes back too.

00:35:56You're ganging up on me because you have power!

00:35:59Chloe!

00:36:00Ethan already gave back the jacket and watch.

00:36:02Can't you let the rest go?

00:36:05Keep going.

00:36:06No!

00:36:12Didn't you say you got all your clothes through a personal dropper?

00:36:15Your personal dropper sure has a childish streak.

00:36:18Chloe bought your pants, but surely she didn't buy those too, right?

00:36:21shut up

00:36:25don't touch my stuff

00:36:26you were just trashing it

00:36:28now it's yours again

00:36:30take him in the clothes to the service doc

00:36:32this is a private yacht

00:36:33you have no right to kick me off

00:36:35the yacht is Chloe's

00:36:36so are the clothes

00:36:37what do you have left that gives you any say

00:36:45you can't throw them away

00:36:46there are people everywhere

00:36:48between here and the parking lot

00:36:50how am I supposed to get there

00:36:54they're not yours

00:36:55why do you care

00:36:56I'll return them tomorrow

00:36:58I give you my word

00:36:59take him out

00:37:04I remember

00:37:05every one of you

00:37:07who piled on just now

00:37:10Alex

00:37:10we only came for the birthday party

00:37:13we had no idea whose card it was

00:37:15Ethan said Chloe wouldn't leave him alone

00:37:17that's why we got the wrong idea

00:37:19you were the loudest ones insulting her

00:37:21and you never stopped to ask

00:37:22if any of it was true

00:37:27I'm the one pursuing Chloe

00:37:30from now on

00:37:31watch your mouths around her

00:37:33if this happens again

00:37:35you won't get off with just stripping down

00:37:43Chloe

00:37:45Alex

00:37:46is the one chasing Chloe

00:37:47why didn't she ever tell us

00:37:50Chloe

00:37:50says something

00:37:52at least let me keep my pants

00:38:04if you throw my clothes away

00:38:06what am I supposed to wear back to school

00:38:07they're not even yours

00:38:09why do you care

00:38:09touch me

00:38:11and you'll regret it

00:38:12shout again

00:38:14and you're going too

00:38:19next time that this happens

00:38:21tell me

00:38:22they're not worth your time

00:38:24I wasn't the one

00:38:25who texted you to tonight

00:38:28then text me next time

00:38:31I need to get back to school

00:38:33I'll drive you

00:38:34no

00:38:38then I'll walk you to the parking lot

00:38:40at the service doc

00:38:42do whatever Zoe says

00:38:44understood

00:38:49what are you waiting for

00:38:50do I have to do it myself

00:38:56my clothes

00:39:01Zoe

00:39:01this isn't over

00:39:03get out of there

00:39:04before you start making threats

00:39:09thanks for your help

00:39:15where's Ethan

00:39:17I'm right here

00:39:19they really threw you in

00:39:21didn't they say they were only

00:39:22throwing in your clothes

00:39:23they caught me off guard

00:39:25face to face

00:39:26Alex wouldn't stand a chance

00:39:27against me

00:39:32right

00:39:33just get out first

00:39:34all that over a few clothes

00:39:36if Alex hadn't run off

00:39:38I would have had my guys

00:39:39teach him a lesson

00:39:40exactly

00:39:41Ethan just didn't have his guys

00:39:42with him today

00:39:44otherwise

00:39:45Alex wouldn't have gotten

00:39:46to act so tough

00:39:47you should find somewhere

00:39:48to wash up first

00:39:49I've got class tomorrow morning

00:39:51I'm heading out

00:39:52you drove here didn't you

00:39:54take me home first

00:39:55my car's already full

00:39:56my rides hurt too

00:39:57I really can't wait

00:39:59I'm heading out too

00:40:01Vanessa help me up

00:40:06when is the two hundred

00:40:07thousand dollars

00:40:08your father promised

00:40:09you coming through

00:40:10within three days

00:40:11don't worry

00:40:12I'll pay you back

00:40:12for today

00:40:14it better be

00:40:22I'm fine

00:40:23once I change

00:40:24I'm going after Alex

00:40:25clean yourself up first

00:40:26there are restrooms

00:40:27inside the yacht club

00:40:34I'm sorry sir

00:40:35you can't enter the members area

00:40:37dressed like that

00:40:37what do you mean

00:40:39we just spent over

00:40:40one in ten thousand dollars here

00:40:41and now I can't even use

00:40:43the restroom

00:40:46we just paid the bill

00:40:47and this is how you treat

00:40:48your guests

00:40:49Ms. Reed

00:40:50please understand

00:40:51this gentleman's clothing

00:40:53and odor would disturb

00:40:54our other guests

00:40:56can't I just go in

00:40:57and clean myself up

00:40:58please change first

00:41:00after that

00:41:01you'll be welcome anytime

00:41:02one of your guests

00:41:03threw away my clothes

00:41:04you did nothing

00:41:06and now you're stopping me

00:41:07the security footage

00:41:08shows that you refused

00:41:09to return clothing

00:41:10that wasn't yours

00:41:12you review surveillance footage

00:41:13of your guests

00:41:14just to humiliate them

00:41:15we do it to protect

00:41:17our legitimate guests

00:41:18what if I post everything

00:41:20that happened today

00:41:20on Instagram

00:41:21you're certainly free

00:41:22to do so

00:41:23but he still can't go in

00:41:26let's go

00:41:31did you see Vanessa's face

00:41:32when she paid

00:41:33anyone would have thought

00:41:34she was the victim

00:41:35if she hadn't gone too far

00:41:36I wouldn't have bothered

00:41:37but where did she get the money

00:41:42every one of her cards

00:41:43was declined

00:41:44then she went to the restroom

00:41:45and came back with

00:41:46$120,000

00:41:47her mother left

00:41:48the Sterling family

00:41:49a long time ago

00:41:50and Arthur wouldn't

00:41:51suddenly give her

00:41:52that much money

00:41:53so that money

00:41:54came at a price

00:41:55you think she borrowed it

00:41:56if it were a normal loan

00:41:58she wouldn't have needed

00:41:59to hide in the restroom

00:42:01I don't know

00:42:03it couldn't have come

00:42:04from Ethan

00:42:04could it

00:42:06he needed you

00:42:07to buy his clothes

00:42:08where would he get

00:42:09$120,000

00:42:11Vanessa doesn't know yet

00:42:13one's waiting

00:42:14for her boyfriend

00:42:15to pay off her debt

00:42:16the other's

00:42:17waiting for his girlfriend

00:42:18to keep footing the bill

00:42:20they'll soon find out

00:42:21what the other one

00:42:22really has

00:42:22no

00:42:23she still thinks

00:42:25Ethan comes from money

00:42:26then where did

00:42:26the money come from

00:42:31Ethan thinks

00:42:32Vanessa comes from money

00:42:33Vanessa thinks

00:42:34Ethan does too

00:42:36they're both waiting

00:42:37for the other to pay

00:42:41but where did

00:42:42Vanessa get that

00:42:42$120,000 last night

00:42:44she takes three pictures

00:42:45of every coffee

00:42:46before she even

00:42:48drink it

00:42:49if she really had

00:42:50$120,000

00:42:51she wouldn't have waited

00:42:53until the bill

00:42:53was shoved in her face

00:42:55she was gone

00:42:56less than 10 minutes

00:42:57no legitimate loan

00:42:58moves that fast

00:42:59then it had to be

00:43:01something shady

00:43:02she came back

00:43:03with fresh lipstick

00:43:04acting like nothing happened

00:43:05that only makes it

00:43:07more obvious

00:43:07something went down

00:43:08in that restroom

00:43:10I don't know

00:43:10I just want to see

00:43:12when they realize

00:43:12they both picked a fraud

00:43:16probably not much longer

00:43:21if Alex hadn't shown up

00:43:23with his men last night

00:43:23I'd have made that guy

00:43:24apologize to me

00:43:26I know

00:43:28you just didn't want

00:43:29things getting out of hand

00:43:32you really get me

00:43:34did you have a good birthday?

00:43:36of course

00:43:37most people would never

00:43:38spend over $110,000

00:43:40on one meal

00:43:40in their entire lives

00:43:41I grabbed the wrong card

00:43:43and my own

00:43:44had a temporary limit

00:43:46that's the only reason

00:43:47they got the chance

00:43:47to humiliate me

00:43:49what about the money

00:43:50at the end?

00:43:52a friend covered it

00:43:53I'll pay them back

00:43:54in two days

00:43:54any friend who can

00:43:55casually lend you

00:43:56$120,000

00:43:57must be loaded

00:43:59not compared to you?

00:44:00didn't you say

00:44:01your dad would give you

00:44:02$200,000 after your birthday?

00:44:05that money's mine

00:44:06to spend however I want

00:44:08I can't go back to school

00:44:09looking like this

00:44:10everyone saw my clothes

00:44:11get tossed out last night

00:44:12what will they think

00:44:14if I show up

00:44:14in cheap stuff today?

00:44:15I only have a little

00:44:16over $5,000 left

00:44:17in my account

00:44:18buy the clothes first

00:44:19what I give you in two days

00:44:20will more than cover it

00:44:25let's go to the mall

00:44:28the money's due in two days

00:44:29with interest

00:44:31it's $132

00:44:32you'll have to cover me

00:44:35you're stressing over

00:44:36$132,000?

00:44:39any one of my family's

00:44:41investment accounts

00:44:42swings by more than that

00:44:42in a day

00:44:43then send me some now

00:44:45it's still in the family account

00:44:46my birthday fund

00:44:48on unlock two days

00:44:49what's the rush?

00:44:55you can really get it?

00:44:56in two days

00:44:56I'll give you $200,000

00:44:59keep the rest

00:44:59of spending money

00:45:02really?

00:45:03when have I ever

00:45:04lied to you?

00:45:06five grand is plenty

00:45:07for an outfit

00:45:08nothing too expensive

00:45:09just something decent

00:45:12that's all the money

00:45:13I have left

00:45:16it's still my birthday week

00:45:17you're not going to

00:45:18deny me one outfit

00:45:19are you?

00:45:21it's not about the money

00:45:23I'm worried you'll

00:45:24disappear in two days

00:45:25I'm right here on campus

00:45:27you think I'm going to run?

00:45:29just don't forget about

00:45:30the repayment

00:45:31leave it to me

00:45:32my birthday just passed

00:45:33you can't expect me to

00:45:34go back to campus

00:45:35dressed like this

00:45:36can you?

00:45:40let's go

00:45:46look at you

00:45:48yesterday's outfit

00:45:49gets trashed

00:45:49and today you're already

00:45:50wearing a new one

00:45:51Vanessa buy it?

00:45:53she insisted

00:45:54I couldn't talk her out of it

00:45:57how come we never get

00:45:58girlfriends like that?

00:45:59Ethan teach us

00:46:00how do you get rich girls

00:46:01to happily spend money on you?

00:46:03yesterday's outfit

00:46:04cost tens of thousands

00:46:05and now you've got

00:46:06another brand new one

00:46:07when a woman wants to spend

00:46:09stopping her only hurts her pride

00:46:11aren't you worried

00:46:12Vanessa will make you

00:46:13pay for it someday?

00:46:15she's more afraid

00:46:16I won't take it

00:46:18you can't learn this

00:46:19in one lesson

00:46:26first impressions matter

00:46:27make her think you're rich

00:46:30but we're broke

00:46:33rent the car

00:46:34borrow the watch

00:46:35can't afford designer clothes

00:46:37buy knockoffs

00:46:38no one can spot

00:46:38you can't keep renting a car

00:46:40after the first date

00:46:41can you?

00:46:43just make her believe it first

00:46:45once you're together

00:46:45she'll pay for the rest

00:46:47so what kind of woman

00:46:49do we target?

00:46:50one who posts everything

00:46:52loves to show off

00:46:53and can't stand anyone

00:46:54thinking she's broke

00:46:55she's the easiest to control

00:46:57what if she catches on?

00:46:59once she's into you

00:47:00does it matter what's real

00:47:02and what's fake?

00:47:04don't wear I'm broke

00:47:06on your sleeve

00:47:06the more expensive you look

00:47:08the easier it is

00:47:09to find a woman

00:47:10willing to spend on you

00:47:11and once they start

00:47:13throwing themselves at us?

00:47:14choose

00:47:14based on what?

00:47:16whoever spends the most

00:47:17gets treated the best

00:47:18but if you keep wearing

00:47:20the clothes and shoes

00:47:21they buy you

00:47:21won't they catch on?

00:47:24don't spend all day

00:47:25on just one

00:47:27stagger their schedules

00:47:28so they never cross paths

00:47:30what if

00:47:31one of them shows up

00:47:32unexpectedly?

00:47:34call your ex

00:47:35and say the other

00:47:35won't stop chasing you

00:47:36women always blame

00:47:38each other first

00:47:39Chloe and Vanessa

00:47:40ran into each other

00:47:41yesterday

00:47:42didn't they almost

00:47:43expose you?

00:47:43only because Alex

00:47:44barged in

00:47:45without him

00:47:46I would have had it

00:47:47under control

00:47:48they keep spending on you

00:47:49but you never buy them anything

00:47:50how long can that last?

00:47:52this next tip

00:47:53is the most valuable one

00:47:57money is for showing

00:47:58women you have it

00:47:59not spending it on them

00:48:01on a date

00:48:01let her see your balance

00:48:04when the check comes

00:48:05say your account's

00:48:07temporarily restricted

00:48:09she'll pay

00:48:10just to prove

00:48:11she's not after

00:48:12really your money

00:48:12won't she get suspicious

00:48:14if that happens every time?

00:48:15you can't use the same

00:48:16excuse every time

00:48:17forgot your wallet

00:48:19the bank flagged

00:48:20your account

00:48:21your family account

00:48:22got frozen

00:48:22mix it up

00:48:24so you don't spend a dime?

00:48:26at first

00:48:27buy her dinner

00:48:28and send her flowers

00:48:29give her a taste

00:48:30of the good life

00:48:35the more she spends

00:48:36on you

00:48:37the harder it is

00:48:38to admit

00:48:38she didn't just

00:48:39waste her money

00:48:40she misjudged you

00:48:42so the more she spends

00:48:43the less likely

00:48:45she is to leave?

00:48:46if she leaves now

00:48:48she's admitting

00:48:48all that money

00:48:49was wasted

00:48:49so when do we start?

00:48:51first

00:48:51ditch those cheap outfits

00:48:53go out like that

00:48:55and you'll scare

00:48:55women away

00:48:56so

00:48:56she won't leave

00:48:57after all?

00:48:58she'll keep pouring

00:48:59more in

00:48:59until she's sunk

00:49:00everything

00:49:01including herself

00:49:05that's enough

00:49:06I've got a date

00:49:07tonight

00:49:07figure out

00:49:08the rest

00:49:08yourselves

00:49:11why are you

00:49:12calling again?

00:49:13she didn't answer

00:49:13my message

00:49:16isn't that obvious?

00:49:17turn the camera

00:49:18around

00:49:20beg me

00:49:21Zoe

00:49:21saying my name

00:49:22won't work

00:49:22I'll owe you one

00:49:23that's more like it

00:49:25please

00:49:29Alex wants to know

00:49:30if you're free

00:49:30for dinner tomorrow

00:49:31we'll see tomorrow

00:49:34I'll ask her myself

00:49:35tomorrow

00:49:37ask her yourself

00:49:38tomorrow

00:49:39stop using me

00:49:40as your messenger

00:49:47you actually had the nerve

00:49:48to bring this back

00:49:49I only sprayed it twice

00:49:50it's not like I used it up

00:49:53you swiped the black card once

00:49:55and wore the dress

00:49:56for one night

00:49:56as long as you return it

00:49:58you think it's not stealing

00:49:59I live here

00:50:00I have every right

00:50:01to use the family's things

00:50:02you can use your own things

00:50:03since when is Chloe's room

00:50:05a communal storeroom?

00:50:06my sister hasn't said a word

00:50:08why are you so worked up?

00:50:10clothes

00:50:10jewelry

00:50:11the black card

00:50:12now even perfume

00:50:13you've been busy

00:50:14we're family

00:50:16using some perfume

00:50:17is stealing now?

00:50:18then why don't you tell your fans

00:50:20you borrowed all of it?

00:50:21my sister doesn't mind

00:50:23what gives you the right

00:50:24to speak for her?

00:50:25her silence doesn't mean

00:50:27you can keep taking her things

00:50:28if my sister really minded

00:50:30she would have said so

00:50:31it's not some outsider's place

00:50:33to turn her against me

00:50:37see?

00:50:38she doesn't care about

00:50:39something this trivial

00:50:50put down the perfume

00:50:55from now on

00:50:56don't touch anything

00:50:58in my room

00:51:00didn't Ethan buy you

00:51:01this perfume

00:51:01when you were together?

00:51:03you broke up?

00:51:04so what's wrong

00:51:05with me using it?

00:51:06he told you that?

00:51:10it wasn't just the perfume

00:51:12Ethan said he paid

00:51:13for all your clothes

00:51:14shoes

00:51:14and living expenses

00:51:15while you were together

00:51:16he said you got used

00:51:18to spending his money

00:51:19and couldn't let go

00:51:20after the breakup

00:51:21yesterday

00:51:21he couldn't even pay back

00:51:23the $800

00:51:24he owed a classmate

00:51:26now he can afford

00:51:27to support Chloe?

00:51:28he just didn't want to

00:51:30touch his family's money

00:51:31people with real wealth

00:51:32don't go around

00:51:33talking about cash

00:51:34Ethan has to borrow

00:51:35even $800

00:51:36from a classmate

00:51:38how exactly

00:51:40is he supposed

00:51:41to support Chloe?

00:51:42of course you'd

00:51:43take her side

00:51:44what else did he say?

00:51:46he said you spent

00:51:46his money

00:51:47then dumped him

00:51:48if he didn't still

00:51:49care about what you had

00:51:50he'd have made you

00:51:51pay back every cent

00:51:51by now

00:51:52did he give you

00:51:53an exact figure?

00:51:54do we really need

00:51:55to itemize

00:51:56every little thing?

00:51:57no amount

00:51:59no receipts

00:52:00and you believed him?

00:52:02at least he doesn't

00:52:03give someone a gift

00:52:03then demand it

00:52:05back in public

00:52:05like you do

00:52:08and you believed

00:52:09that too?

00:52:10why wouldn't I?

00:52:12Ethan keeps

00:52:13a low profile

00:52:14that doesn't mean

00:52:15he's broke

00:52:15in two days

00:52:17he'll give me

00:52:18$200,000

00:52:18in spending money

00:52:19a $132,000

00:52:22debt

00:52:22is nothing

00:52:24to him

00:52:25then you'd better

00:52:26keep your phone

00:52:27close

00:52:27wouldn't want to

00:52:29miss that deposit

00:52:29notification

00:52:30none of your

00:52:31concern

00:52:32I'm Ethan's

00:52:33girlfriend now

00:52:36you picked up

00:52:38Chloe's

00:52:38cast off

00:52:39and you're

00:52:40proud of it

00:52:41you just won't

00:52:42admit

00:52:42Ethan chose me

00:52:43sis

00:52:44didn't you go to

00:52:45the yacht club

00:52:46yesterday

00:52:46to see him

00:52:47regret losing you?

00:52:48he took my side

00:52:49the whole time

00:52:50he sided with

00:52:51whoever was paying

00:52:52he'll stand behind

00:52:53anyone willing

00:52:54to foot the bill

00:52:55say whatever you want

00:52:56when his money

00:52:57hits my account

00:52:58in two days

00:52:58you'll both shut up

00:53:05fine

00:53:05dinner's on you

00:53:06in two days

00:53:09fine

00:53:10my treat

00:53:12once Ethan's

00:53:13money comes through

00:53:13order whatever

00:53:14you want

00:53:15I'll live stream

00:53:16it too

00:53:17so everyone

00:53:17can see whether

00:53:18Ethan really

00:53:19has money

00:53:20don't just invite us

00:53:21bring the crowd

00:53:22from last night too

00:53:23they make the best

00:53:24witnesses

00:53:24of course

00:53:25then no one

00:53:26can say we're

00:53:27faking being rich

00:53:29just don't accuse me

00:53:30of showing off again

00:53:33she actually believes

00:53:34Ethan can come up

00:53:35with $200,000

00:53:38simple minds

00:53:39really do have it easy

00:53:40she owes

00:53:42$132,000

00:53:43has barely over

00:53:44$5,000 left

00:53:46and still buys

00:53:46Ethan clothes first

00:53:48everyone can see

00:53:49the clothes on Ethan

00:53:50her debt

00:53:51is hidden on her phone

00:53:52so she can pretend

00:53:53it doesn't exist

00:53:54as long as she can

00:53:55keep up appearances

00:53:56the consequences

00:53:57the consequences

00:53:57can wait

00:54:00she's always been

00:54:01like that

00:54:09she's here

00:54:10bring her over

00:54:13Vanessa Reed

00:54:14matches the photo

00:54:15that's her

00:54:16this isn't the place

00:54:17for your business

00:54:18move

00:54:19the boss is waiting

00:54:20sign the papers

00:54:21and we'll leave

00:54:23who are you

00:54:27Vince sent us

00:54:28to bring you to him

00:54:28I don't know

00:54:29anyone named Vince

00:54:36put that phone away

00:54:38remember Vince now

00:54:39I only borrowed

00:54:40some money

00:54:41to tide me over

00:54:42that doesn't give you

00:54:43the right to parade

00:54:44my video around

00:54:45the boss has

00:54:46the full video

00:54:47pay on time

00:54:48and no one else

00:54:49will ever see it

00:54:51turn off the screen

00:54:53everyone here knows me

00:54:55the loan isn't due yet

00:54:57why are you here

00:54:58you were in such a rush

00:54:59for the money

00:54:59you didn't read a word

00:55:00of the contract

00:55:01now you need to sign it

00:55:02it's only $120,000

00:55:04you came all the way

00:55:05to my school

00:55:06just for a signature

00:55:07if it's so little

00:55:08pay it back now

00:55:15we're not here to collect

00:55:16the boss just needs

00:55:17your signature

00:55:19if he has something

00:55:20to say

00:55:20he can text me

00:55:21he's right there

00:55:23in the car

00:55:23it's only a few steps

00:55:25you had no trouble

00:55:26taking my money

00:55:27is it really that hard

00:55:28to meet me face to face

00:55:32it's only $120,000

00:55:34did you really have to

00:55:35come after me

00:55:36at school

00:55:38you sure changed

00:55:39your tune

00:55:39once you got the money

00:55:41yesterday

00:55:41you kept begging me

00:55:42over the phone

00:55:44today you won't even

00:55:45come near my car

00:55:46the bank put a temporary

00:55:47limit on my account

00:55:48yesterday

00:55:49I'll pay you back soon

00:55:50I don't care why

00:55:52you borrowed it

00:55:52I care whether it's

00:55:54in my account

00:55:55by the deadline

00:55:57you think I can't

00:55:58pay you back

00:55:59your face

00:56:00ID

00:56:01and loan amount

00:56:02are all clearly recorded

00:56:04I'll pay on time

00:56:05turn that video off

00:56:08read it carefully

00:56:09then sign

00:56:11acknowledgement

00:56:11you borrowed

00:56:13$120,000

00:56:14you must repay

00:56:15$132,000

00:56:17by noon tomorrow

00:56:18if you fail

00:56:19to pay on time

00:56:20the lender

00:56:21may use the

00:56:21verification video

00:56:22at their discretion

00:56:23if you're late

00:56:24you'll also pay

00:56:25any costs

00:56:26we incur

00:56:27coming to collect

00:56:30I'll pay tomorrow

00:56:31I won't be late

00:56:32then read every word

00:56:34starting with

00:56:35the first line

00:56:38I don't have time

00:56:39to stand here

00:56:40while you read me

00:56:41the contract

00:56:41didn't we already

00:56:42covered all this

00:56:43on the phone

00:56:43I don't like people

00:56:44playing dumb

00:56:45after the fact

00:56:47I suggest you read

00:56:48every word

00:56:49on that page

00:56:50Ethan's giving me

00:56:51$200,000 tomorrow

00:56:52after I send you

00:56:53$132,000

00:56:54I'll still have

00:56:55plenty left

00:56:56you better hope

00:56:57that rich boyfriend

00:56:58of yours

00:56:58is actually rich

00:56:59mind your own

00:57:00business

00:57:01no need

00:57:02you'll have your money

00:57:03before noon tomorrow

00:57:10tomorrow

00:57:11tomorrow at noon

00:57:12$132,000

00:57:13I remember

00:57:15one minute late

00:57:16and the video goes

00:57:18to your followers

00:57:18the school

00:57:19and the Sterling family

00:57:21I have hundreds

00:57:22of thousands

00:57:23of followers

00:57:24post it

00:57:25and I'll expose

00:57:26how you pressure

00:57:27people into taking

00:57:28out loans

00:57:28you agreed to the terms

00:57:30you recorded the video

00:57:33pay by noon tomorrow

00:57:34and no one has to see it

00:57:36I'll pay you back

00:57:37don't come looking

00:57:38for me at school again

00:57:39are you threatening me?

00:57:41you're the one

00:57:41who put your reputation

00:57:42up as collateral

00:57:47why are you at the school?

00:57:50Mr. Warren

00:57:50here to meet a client

00:57:52since when do you do business

00:57:53outside of university?

00:57:54just getting one more contract signed

00:57:56we're not causing trouble

00:57:57they're just here to have me

00:57:58sign a routine document

00:57:59Alex are you here

00:58:00for the school of business too?

00:58:02what kind of business?

00:58:03a short-term bridge loan

00:58:04how much?

00:58:06$120,000

00:58:07due at noon tomorrow

00:58:08the rest is confidential

00:58:10let me know

00:58:11when it comes due

00:58:12no need

00:58:13I can handle it myself

00:58:15I wasn't asking you

00:58:16understood

00:58:20he asked about the deadline

00:58:21because he was worried

00:58:22you'd give me trouble

00:58:23Mr. Warren

00:58:24knows your sister

00:58:26he was looking at me

00:58:28he was looking at the contract

00:58:29in my hand

00:58:30don't flatter yourself

00:58:31she knows Mr. Warren?

00:58:33don't ask what isn't your business

00:58:34noon tomorrow

00:58:35every last cent

00:58:44who's calling this early?

00:58:47a telemarketer

00:58:48a telemarketer

00:58:52twice this early?

00:58:53that telemarketer

00:58:54must really miss you

00:58:57telemarketers have names now?

00:58:58Ethan

00:58:59you promised you'd send me

00:59:00the money today

00:59:00where are you?

00:59:03he's with me

00:59:04Olivia?

00:59:05so you do know me

00:59:07why are you with Ethan?

00:59:09put Ethan on

00:59:09this is between us

00:59:11he just said he doesn't know you

00:59:12then let him tell me himself

00:59:14I should be asking you

00:59:15you're some small time fluencer

00:59:17with a few followers

00:59:18why do you keep chasing

00:59:19after my boyfriend?

00:59:20Olivia

00:59:20don't waste your time on her

00:59:21Ethan

00:59:22explain yourself

00:59:24what's there to explain?

00:59:25you've been after me forever

00:59:27I just didn't want to embarrass you

00:59:28you insisted on throwing

00:59:30that birthday party last night

00:59:31I played along

00:59:32that was more than enough courtesy

00:59:34you told everyone

00:59:35I was your girlfriend?

00:59:36I was just keeping up appearances

00:59:38you actually believe me?

00:59:42that's not what you said last night

00:59:43last night?

00:59:50Vanessa

00:59:51stop it

00:59:51I'll talk to you later

00:59:54what do you need to talk to her about?

00:59:56toast together straight

00:59:57do it now

00:59:58this is your last chance

01:00:00her or me

01:00:02choose

01:00:04is that even a question?

01:00:05of course I choose you

01:00:07she spent a little money on me

01:00:09and started thinking

01:00:09she was my girlfriend

01:00:11then make sure she hears you

01:00:13so she'll stop chasing after you

01:00:16you hear that?

01:00:18I want to hear Ethan say it himself

01:00:19then come hear it yourself

01:00:21Grand Regent Hotel Restaurant

01:00:22I'll be waiting

01:00:24today you'll tell her exactly

01:00:25what your relationship is

01:00:26to her face

01:00:27if she comes

01:00:27don't let her get to you

01:00:28I'm not worried about her

01:00:30I just want to see if you have the guts

01:00:31to say all that to her face

01:00:38isn't she waiting on Ethan's 200 grand?

01:00:40why does she look like

01:00:41she's about to catch him cheating?

01:00:48come on

01:00:49where?

01:00:50she didn't even stop to pick up

01:00:51the money she dropped

01:00:52whatever's going down

01:00:53has to be huge

01:00:53if you're not coming

01:00:54I'm going without you

01:01:04Ethan

01:01:05last night at the yacht party

01:01:07you said I was your girlfriend

01:01:08so why did you answer my call

01:01:10from her bed this morning?

01:01:11watch your words

01:01:12this is between Ethan and me

01:01:15then ask him

01:01:17I'd like to hear it too

01:01:20Ethan

01:01:21tell her to leave

01:01:22we need to talk alone

01:01:24you're the one

01:01:25who needs to leave

01:01:26say it

01:01:28isn't it obvious?

01:01:29I want to hear you say it

01:01:34Olivia is my girlfriend

01:01:36you're just a woman

01:01:37who was willing

01:01:37to spend money on me

01:01:39what did you just say?

01:01:42I said I was never into you

01:01:44whenever you insisted

01:01:45on buying me something

01:01:48I accepted so you

01:01:49wouldn't embarrass yourself

01:01:50in public

01:01:50last night

01:01:51you said you'd give me

01:01:53two hundred thousand dollars

01:01:54once the money came through

01:01:56you're really gonna hold me

01:01:58to something

01:01:58a guy says

01:01:59to sweet talk a woman?

01:02:10just listen

01:02:12we've made everything clear

01:02:13you can leave now

01:02:14stop ruining our breakfast

01:02:21yesterday

01:02:22you admitted we were together

01:02:24in front of everyone

01:02:26then you checked into a hotel

01:02:27with her that night

01:02:29and now you say

01:02:30I'm harassing you?

01:02:34you're the one

01:02:35who turned the birthday party

01:02:36into some big relationship

01:02:37announcement

01:02:38when did I ever say

01:02:39I wanted to be with you?

01:02:41I even stole Chloe's black card

01:02:43for that party

01:02:43and now you're saying

01:02:44there was nothing

01:02:45between us?

01:02:53that was pretty clear

01:02:56you stole Chloe's black card

01:02:58say it again

01:02:59I might not have gotten

01:03:00all of that on camera

01:03:01I misspoke

01:03:02my sister lent me the card

01:03:04first you stole it

01:03:05now you borrowed it

01:03:07think hard

01:03:07got a third version?

01:03:11what are you doing here?

01:03:14we followed you

01:03:15obviously

01:03:16how else would we have

01:03:17gotten that on camera?

01:03:18Olivia

01:03:19don't listen to them

01:03:20they just can't stand

01:03:20seeing us together

01:03:21shut up

01:03:22I didn't ask you

01:03:27we met at the Sterling

01:03:28family's charity gala

01:03:30you told me Chloe

01:03:31was just a student

01:03:32staying with your family

01:03:33but Mr. Sterling

01:03:34personally introduced her

01:03:36to the guest that night

01:03:37so which one of you

01:03:39is lying?

01:03:42who does the black card

01:03:43really belong to?

01:03:44isn't it obvious?

01:03:46the real card holder

01:03:47is standing right here

01:03:51is she telling the truth?

01:03:55the card is mine

01:03:56she used it without

01:03:57my permission

01:04:00you've already said

01:04:01your piece?

01:04:04yesterday's dinner

01:04:04and those clothes

01:04:05cost me over

01:04:06$110,000

01:04:07if you're choosing her

01:04:09pay me back

01:04:12you chose to spend

01:04:13that money

01:04:13you insisted on dinner

01:04:15and the clothes

01:04:16did I force you?

01:04:17you promised me

01:04:18$200,000 today

01:04:20what else did I promise you?

01:04:22show me the proof

01:04:30I said I'd buy you things

01:04:32not pay off your debt

01:04:33I borrowed that money

01:04:34for your birthday

01:04:35you chose to borrow it

01:04:36don't pin that on me

01:04:40I only had dinner

01:04:41with her once

01:04:43I'll never see her again

01:04:45first

01:04:45tell me why she's

01:04:47expecting $200,000

01:04:48from you

01:04:52and who paid

01:04:53for last night's dinner

01:04:54and the clothes

01:04:54you're wearing

01:04:55she insisted on

01:04:56paying for everything

01:04:57you're not seriously

01:04:58going to believe

01:04:59a woman like her

01:04:59are you?

01:05:03I borrowed the money

01:05:04to pay yesterday's bill

01:05:06I owe $132,000

01:05:08by noon today

01:05:09you borrowed money

01:05:11to help a con man

01:05:12play rich

01:05:13and now

01:05:14you're waiting

01:05:14for him to save you?

01:05:16shut up

01:05:18nothing he wore

01:05:20yesterday was his

01:05:20if you want to cover

01:05:22his next bill

01:05:22that's your choice

01:05:25Ethan

01:05:26we're done

01:05:33you can't leave

01:05:34the $132,000

01:05:35our debt

01:05:36is due at noon today

01:05:37you promised to pay it off

01:05:38for me

01:05:39let go

01:05:41send me the money first

01:05:44I borrowed that money

01:05:45for my birthday

01:05:47if I don't pay it back

01:05:48by noon

01:05:48Vince

01:05:49will release

01:05:50the video

01:05:51that's your problem

01:05:52stop dragging me into it

01:05:57scam one woman

01:05:58chase another

01:05:59you've been busy

01:06:00she may be stupid

01:06:01but she spent

01:06:02every cent

01:06:03of that $110,000

01:06:04plus on you

01:06:05you won't even

01:06:06tell her the truth

01:06:06she chose to spend

01:06:08it what's to you

01:06:09move

01:06:11no

01:06:13don't think

01:06:14I won't lay a hand

01:06:14on to you

01:06:15just because

01:06:15Chloe has your back

01:06:17go ahead

01:06:18try it

01:06:24Ethan

01:06:30Alex

01:06:38washing her

01:06:40once

01:06:40enough

01:06:45are you hurt

01:06:46he slapped

01:06:48Zoe

01:06:50it's a misunderstanding

01:06:52she provoked me first

01:06:54I said a few things

01:06:55he couldn't come up

01:06:57with a comeback

01:06:57so he hit me

01:06:58everything after that

01:06:59is on video

01:07:03you had your phone out

01:07:04just to provoke me

01:07:05so you admit

01:07:06you hit her

01:07:09a misunderstanding

01:07:10what about the handprint

01:07:12on her face

01:07:14let go of me

01:07:24Mr. Warren

01:07:25I've secured

01:07:26the restaurant

01:07:26surveillance footage

01:07:27cameras on both sides

01:07:29captured the entire incident

01:07:30hold him

01:07:33you can't detain me

01:07:35I'm calling the police

01:07:38perfect

01:07:40back up the surveillance footage

01:07:42call the police

01:07:43and tell them

01:07:44exactly what happened

01:07:46Alex

01:07:47lay a hand on me

01:07:49and you'll regret it

01:07:50keep talking

01:07:51it's all on video

01:08:03she kept insulting me

01:08:05I only pushed her once

01:08:07want to say that again

01:08:08for the cameras

01:08:09the footage from both

01:08:11the main entrance

01:08:12and the dining area

01:08:13has been backed up

01:08:13whether to pursue charges

01:08:15is up to the victim

01:08:16we'll take the surveillance footage

01:08:17and phone recordings with us

01:08:19she pushed me too far

01:08:21you hit someone

01:08:22then blame them

01:08:24for pushing you into it

01:08:25how convenient

01:08:30come with us

01:08:30and give us your statement

01:08:33Olivia

01:08:34back me up here

01:08:36don't contact me

01:08:43I'm fine

01:08:44it barely hurts

01:08:47are your ears ringing?

01:08:49a little

01:08:51now I see why

01:08:52I need to get checked out

01:08:54get checked out

01:08:55I really don't need to

01:08:59please arrange a car

01:09:00I'll arrange one

01:09:02right away

01:09:06fine

01:09:06you're coming with me

01:09:08I'll take you

01:09:09once the police

01:09:09are done questioning me

01:09:10you sent him the video

01:09:12didn't you?

01:09:14otherwise

01:09:14he wouldn't have

01:09:15gotten here so fast

01:09:17I only asked him

01:09:18to come here

01:09:19Ethan bad mouth you

01:09:21I didn't expect him

01:09:22to show up

01:09:22just as Ethan

01:09:23got violent

01:09:23tell me first

01:09:24next time

01:09:27if I told you

01:09:28you'd just make me

01:09:29wait again

01:09:30Vanessa

01:09:37sis I was wrong

01:09:38about the black card

01:09:39I'm sorry

01:09:40if Ethan had actually

01:09:42given you $200,000

01:09:43would you still

01:09:44be apologizing?

01:09:48you're not here

01:09:49to admit you were wrong

01:09:50I just need your

01:09:51help this once

01:09:54go on

01:09:56I borrowed that money

01:09:58yesterday

01:09:59I owe $132,000

01:10:01by noon today

01:10:02Ethan lied to me

01:10:03and I can't come up

01:10:04with it

01:10:05he lied to you

01:10:06so Chloe has to

01:10:06pay your debt?

01:10:07I wasn't talking to you

01:10:09my mom left

01:10:11the Sterling family

01:10:13your father only

01:10:14covers my tuition

01:10:15and living expenses

01:10:17I don't have a

01:10:17$132,000

01:10:20she left me

01:10:21nothing

01:10:21the manor

01:10:22the cars

01:10:23the accounts

01:10:23they're all around me

01:10:25but none of them

01:10:26are mine

01:10:28so you took mine

01:10:31I just wanted people

01:10:32to see me as part

01:10:33of the Sterling family

01:10:34too

01:10:34my father is paying

01:10:36your way through

01:10:36graduation

01:10:37and letting you

01:10:38stay at the manor

01:10:39you're broke

01:10:40because you spent

01:10:41$120,000

01:10:42helping Ethan

01:10:43keep up appearances

01:10:45sis $132,000

01:10:46is nothing to you

01:10:47just lend it to me

01:10:49I promise

01:10:49I'll pay you back

01:10:50who lent you the money

01:10:54a private lender

01:10:57since when does Vince

01:10:58run a lending company

01:11:00this is none of your business

01:11:02I know Vince's business

01:11:04better than you do

01:11:06I saw them at school yesterday

01:11:08$120,000 due by noon today

01:11:13what did you put up

01:11:14as collateral

01:11:15with Vince

01:11:18there was no collateral

01:11:19he only lent me the money

01:11:21because of the Sterling family

01:11:22Vince cares about money

01:11:23not last names

01:11:24Chloe just lend me

01:11:25$132,000

01:11:26I'll explain the rest later

01:11:28explain first

01:11:29I'm running out of time

01:11:30then talk faster

01:11:34it's just a verification video

01:11:36if I pay him back on time

01:11:38he'll delete it

01:11:38what verification video

01:11:39you gave a guy like that

01:11:40your face and ID

01:11:41just to throw Ethan

01:11:42a birthday party

01:11:43I thought he was giving me

01:11:44$200,000 today

01:11:46he couldn't even come up

01:11:48with $800 last night

01:11:49why would you believe

01:11:50he had $200,000

01:11:51how was I supposed to know

01:11:53he'd been lying to me

01:11:53the whole time

01:11:54I recorded loan video

01:11:55while holding my ID

01:11:56he only filmed your ID

01:11:58he said if I don't pay him back

01:11:59he'll send the video

01:12:00to my fans

01:12:01my school

01:12:01and the Sterling family

01:12:04Chloe

01:12:04if you lend me the money

01:12:06Vince will delete the video

01:12:08no one will ever know

01:12:09you knew who he'd send it to

01:12:10when you took the money

01:12:11I didn't have a choice

01:12:12you did

01:12:14admit you couldn't afford it

01:12:15end the party

01:12:17you refused

01:12:19you used my card

01:12:20to pay for everyone

01:12:21then recorded that video

01:12:23when the money ran out

01:12:24now it's about to go public

01:12:25and somehow

01:12:26that's my responsibility too

01:12:27but you can help me

01:12:30Chloe

01:12:31you can't just let him

01:12:32send that video out

01:12:32my fans

01:12:33my school

01:12:34the Sterling family

01:12:35everyone will see it

01:12:36how am I supposed to

01:12:37face anyone after that

01:12:38you're still only worried

01:12:39about what people

01:12:40think of you

01:12:40you're not here to apologize

01:12:42you just want me to

01:12:43clean up your mess again

01:12:47sis

01:12:47we lived under the same roof

01:12:49for three years

01:12:49help me one last time

01:12:51I promise I'll never

01:12:52touch your things

01:12:52or see Ethan again

01:12:54the clothes

01:12:55the car

01:12:55the black card

01:12:56every time you got caught

01:12:57you swore it was the last time

01:12:58why is Chloe still the one

01:13:00you turn to

01:13:00when it's time to pay

01:13:01the money back

01:13:02this is between me

01:13:03and my sister

01:13:04you used her card

01:13:05to throw her ex

01:13:06a birthday party

01:13:07you certainly treated

01:13:08yourself like family

01:13:09I know I was wrong

01:13:10what else do you want

01:13:11from me

01:13:12Ethan lied to me

01:13:13from the start

01:13:14I'm a victim too

01:13:14so because he lied to you

01:13:16you lied to Chloe

01:13:17your classmates

01:13:18and your followers

01:13:19you two deserve each other

01:13:20I just trusted

01:13:22the wrong person

01:13:23trusting the wrong person

01:13:24didn't make the black card

01:13:25jump into your purse

01:13:26you didn't come to apologize

01:13:28you came for money

01:13:30$132,000

01:13:31is nothing to you

01:13:32pay it for me now

01:13:33and when my sponsorship money

01:13:35comes in next month

01:13:35I'll pay back every cent

01:13:38which brands?

01:13:39the ones that thought

01:13:40you were the real heiress?

01:13:41they care about my following

01:13:43not the sterling name

01:13:44then use your following

01:13:45to pay Vince

01:13:46last night

01:13:46you said either would be

01:13:47$200,000

01:13:48now it's next month's

01:13:50sponsorship money

01:13:51have you said a single thing

01:13:52that's true?

01:13:53I have hundreds of thousands

01:13:54of followers

01:13:54it's not like I'll never be able

01:13:56to come up with the money

01:13:56you borrowed the money

01:13:58pay it back yourself

01:13:59but I borrowed it

01:14:00to cover the party bill

01:14:01that card was yours

01:14:02to begin with

01:14:03you threw the party

01:14:04you ordered the champagne

01:14:05you posted the pictures

01:14:07you took all the glory

01:14:08and now the bill is Chloe's?

01:14:09if she hadn't added

01:14:10a one-time passcode

01:14:11at the last minute

01:14:12I never would have

01:14:13had to go to Vince

01:14:14it's my card

01:14:15why shouldn't I

01:14:16verify the charge?

01:14:20noon is only minutes away

01:14:21once that video goes out

01:14:22the sterling family

01:14:23will be humiliated too

01:14:24you weren't thinking

01:14:25about the sterling family

01:14:26when you stole the card

01:14:27sis I really don't have

01:14:29any other choice

01:14:29you do have a choice

01:14:30Vince listens to

01:14:31the Warren family

01:14:32doesn't he?

01:14:32Alex is right here

01:14:33ask him

01:14:34Vince was so polite to you

01:14:36put in a word for me

01:14:37and get him to delete the video

01:14:38then this will all be over

01:14:42no

01:14:44I'm not asking you to pay

01:14:46even Vince defers to you

01:14:48one word from you

01:14:49would fix this

01:14:51it's your debt

01:14:52don't use my name

01:14:53to pay it off

01:14:55but you could help me

01:14:56why should I?

01:14:59you care about Chloe

01:15:00if she asks

01:15:01you'll do anything

01:15:06I won't ask you

01:15:09sis

01:15:09you won't even put in

01:15:10a word for me?

01:15:12you didn't ask me

01:15:13before borrowing it

01:15:14I'm Chloe's sister

01:15:15if that video gets out

01:15:17they'll drag her into it too

01:15:21don't drag me into this

01:15:24sis

01:15:24I'm just trying to protect

01:15:25our family

01:15:26when you used

01:15:27the Sterling family's stuff

01:15:29to scam your followers

01:15:30where was all that

01:15:31concern for the family?

01:15:32will you just shut up?

01:15:37nope

01:15:41sis

01:15:42are you really going to

01:15:43stand by and let them

01:15:44ruin me?

01:15:45you made the video

01:15:46you signed the contract

01:15:48the only person

01:15:49ruining you

01:15:49is you

01:15:53sis

01:15:53I promised

01:15:54I'd never touch

01:15:55your stuff again

01:15:56every time you want

01:15:58something

01:15:58you swear it's the last time

01:16:00then you get it

01:16:01and act like it was

01:16:02yours all along

01:16:03Alex

01:16:04there's something else

01:16:04you need to know

01:16:05about Chloe

01:16:05let's talk alone

01:16:06I don't want to hear it

01:16:42I knew you'd come

01:16:44too many people here

01:16:46let's talk somewhere else

01:16:47right here

01:16:47don't you want to know

01:16:48about Chloe?

01:16:49talk

01:16:50promise you'll take

01:16:51care of Vince first

01:16:56wait

01:16:58Chloe isn't who

01:16:59you think she is

01:17:01she was always on guard

01:17:03around me at home

01:17:04and she deliberately

01:17:05made everyone think

01:17:06I was lying

01:17:07you called me here

01:17:08just to tell me that?

01:17:09I lived with her

01:17:10for three years

01:17:10I know more about her

01:17:12than you do

01:17:13help me

01:17:14and I'll tell you

01:17:15everything

01:17:16she never answers

01:17:17your messages

01:17:17or introduces you

01:17:19to the Sterling family

01:17:20do you really think

01:17:21she'll ever accept you?

01:17:22what does her accepting

01:17:23me have to do

01:17:23with your debt to Vince?

01:17:25I'm telling you

01:17:26she isn't worth protecting

01:17:27you lured me here

01:17:28with information

01:17:29about her

01:17:31and now

01:17:31you want me to pay

01:17:32your debt?

01:17:33you stole her card

01:17:35why should I believe

01:17:36a word you say?

01:17:37the black card

01:17:37was a misunderstanding

01:17:39she used to let me

01:17:40borrow whatever I wanted

01:17:42this time

01:17:44she suddenly changed

01:17:45her mind

01:17:45just to humiliate me

01:17:47in front of everyone

01:17:48letting you use it once

01:17:49doesn't mean she gave

01:17:50you the card

01:17:51we're sisters

01:17:51do we really need

01:17:53to draw such hard lines?

01:17:55yes

01:17:56especially when you

01:17:57never pay anything back

01:17:58refusing to pay

01:17:59$120,000 for you

01:18:01means she's humiliating you?

01:18:03that kind of money

01:18:04is nothing to her

01:18:05but it is to me

01:18:06so because she has money

01:18:08she's supposed to

01:18:08spend it on you?

01:18:09that's not what I meant

01:18:13you came

01:18:14that means you're still

01:18:15willing to help me

01:18:16I came because

01:18:17Vince is looking for you

01:18:18you told him I was here?

01:18:20your debt is due

01:18:20stop hiding

01:18:24I wasn't hiding

01:18:26I asked you here

01:18:27to settle this

01:18:28Vince won't say no to you

01:18:29get him to cancel the debt

01:18:31and delete the video

01:18:32okay?

01:18:32no

01:18:33then get me a few more days

01:18:35once my brand deal

01:18:36pays out

01:18:37I'll pay him back

01:18:38Vince gave you

01:18:39three days

01:18:40that was the repayment period

01:18:41not an extension

01:18:42funny how clearly

01:18:44you remember that

01:18:46you just said this

01:18:47was about Chloe

01:18:48of course it is

01:18:49I'm a Sterling too

01:18:51if that video gets out

01:18:52they'll laugh at her too

01:18:53don't hide behind her

01:18:55I'm protecting the Sterling

01:18:57I'm protecting the Sterling family name

01:19:08you work fast

01:19:09couldn't get him to cave

01:19:10at the restaurant

01:19:11so you lured him

01:19:12to the hospital

01:19:13I didn't trick him

01:19:14your DM said

01:19:16you knew something

01:19:16about Chloe

01:19:17then the first thing

01:19:18you did was ask him

01:19:19to erase your debt

01:19:20what do you call that?

01:19:22sis

01:19:22I just wanted to

01:19:23clear things up

01:19:24with Alex

01:19:25you used Chloe

01:19:26as bait in your DM

01:19:27and you call that

01:19:28clearing things up

01:19:29stay out of it

01:19:37Vince

01:19:38I found her

01:19:39outside city hospital

01:19:40why are you bringing him here?

01:19:43to collect

01:19:45Alex you can't do this

01:19:48you borrowed the money

01:19:50what's wrong with

01:19:51letting your creditor

01:19:51meet you?

01:19:57sis

01:19:58make him stop

01:19:59now you remember

01:20:00I'm your sister?

01:20:09Mr. Warren

01:20:09perfect timing

01:20:11Alex has something

01:20:12to tell you

01:20:13what is it?

01:20:14he says I don't have

01:20:15to repay the $132,000

01:20:18delete the verification

01:20:19video now

01:20:20I called you her

01:20:21to collect

01:20:21that's not what

01:20:22you said before

01:20:23I said one word

01:20:25no

01:20:27he couldn't say it

01:20:28in front of Chloe

01:20:29delete the video

01:20:30and we'll settle

01:20:31the money privately

01:20:32I barely know you

01:20:33the principal

01:20:33was $120,000

01:20:35per our agreement

01:20:37you owe $132,000

01:20:38today

01:20:39pay now

01:20:40just give me

01:20:41one more week

01:20:42I have hundreds

01:20:42of thousands

01:20:43of followers

01:20:44I can promote you

01:20:45I don't want followers

01:20:46I want my money

01:20:49then give me three days

01:20:50I'll pay you back

01:20:51with interest

01:20:51yesterday

01:20:53you swore you'd have

01:20:54the money by noon

01:20:55today

01:20:55my boyfriend ran

01:20:56into a problem

01:20:57at the last minute

01:20:58not your boyfriend

01:20:58the con man

01:20:59the cops just hauled away

01:21:01I already gave you

01:21:03three days

01:21:03one post from me

01:21:04is worth tens of thousands

01:21:06push me now

01:21:07and you're only

01:21:08costing yourself money

01:21:11your account

01:21:12wasn't the collateral

01:21:13in our contract

01:21:14I'm a sterling

01:21:15release that video

01:21:17and Arthur won't

01:21:18let you get away

01:21:19with it

01:21:19call Mr. Sterling

01:21:21if he pays your debt

01:21:22I'll delete it

01:21:23right now

01:21:25why aren't you calling

01:21:27he's in a meeting

01:21:30the contract says

01:21:33Vanessa Reed

01:21:34no sterling

01:21:36pay now

01:21:38of course

01:21:39I'll transfer it

01:21:41tonight

01:21:41you think

01:21:42the sterling

01:21:43family would

01:21:44stuck you

01:21:45over this

01:21:46little money

01:21:46the contract

01:21:47says it's due

01:21:48at noon today

01:21:48your name

01:21:49your signature

01:21:51and you recorded

01:21:52the verification

01:21:53video yourself

01:21:54you signed

01:21:54as a read

01:21:55now it's time

01:21:55to pay

01:21:56and suddenly

01:21:56you're a sterling

01:21:57I live at the

01:21:58manor

01:21:59because I belong

01:21:59to this family

01:22:00then come up

01:22:01with the

01:22:01$132,000

01:22:02if she hadn't

01:22:04suddenly refused

01:22:05to pay

01:22:05I never would

01:22:06have come to you

01:22:07you threw a party

01:22:08on her card

01:22:09and now you're

01:22:09blaming her

01:22:10for not paying

01:22:11if she'd given

01:22:11me the passcode

01:22:12the party would

01:22:13have ended

01:22:14and none of this

01:22:14would have happened

01:22:16you threw the party

01:22:18you ordered the drinks

01:22:19your name is on the

01:22:20contract

01:22:21but you knew

01:22:22I couldn't afford it

01:22:23I didn't

01:22:24you kept telling

01:22:25everyone you could

01:22:26afford anything

01:22:38the system's acting

01:22:40up

01:22:40let me make a call

01:22:47sorry

01:22:50one minute left

01:22:51what's the rush

01:22:52it's $132,000

01:22:54not $1.3 billion

01:22:56then stop talking

01:22:58and transfer it

01:22:59I wasn't talking

01:23:00to you

01:23:00when you begged

01:23:01Chloe for money

01:23:02you sure loved

01:23:04having an audience

01:23:04didn't you

01:23:05then pay up

01:23:18what else are you

01:23:19going to ask

01:23:21forgive me

01:23:24please

01:23:25just lend me $132,000

01:23:27and we can put

01:23:28all this behind us

01:23:29I'll never go

01:23:30into your room again

01:23:31no

01:23:31do you have to

01:23:33watch me get ruined

01:23:33before you're satisfied

01:23:34I didn't make you

01:23:36record that video

01:23:36but you can stop this

01:23:38I can help

01:23:40that doesn't mean

01:23:41I should

01:23:41release that video

01:23:43and I'll have

01:23:44the Sterling family's

01:23:45lawyers sue you

01:23:46into bankruptcy

01:23:47the terms were clear

01:23:49when you recorded them

01:23:54you can't release

01:23:56that part

01:23:56you signed off

01:23:58I'm a student

01:23:59where am I supposed

01:24:00to get $132,000

01:24:02you knew I couldn't

01:24:03repay it and lend it

01:24:04me anyway

01:24:04this was set up

01:24:05I asked how you'd

01:24:06repay it

01:24:07my boyfriend is

01:24:08giving me $200,000

01:24:09today

01:24:10those were your own

01:24:11words

01:24:13that's not what you

01:24:14said when you

01:24:15took the money

01:24:15shut up

01:24:19send the school

01:24:20to part where she

01:24:21admits she took

01:24:21the loan

01:24:23send only the

01:24:23loan admission

01:24:25leave her ID

01:24:26and all other

01:24:27footage out of it

01:24:29understood

01:24:38I'll hand over my

01:24:39account

01:24:40you can take all

01:24:41the ad revenue

01:24:42until the debt is

01:24:43paid off

01:24:44the deadline is

01:24:45past

01:24:45you can have the

01:24:47car

01:24:47that's my car

01:24:51Alex make him

01:24:52stop

01:25:04the yacht club

01:25:05confirmed that the

01:25:05black card account

01:25:06belongs to Chloe

01:25:07Hayes

01:25:07you never had her

01:25:08authorization to use it

01:25:10she lent me the card

01:25:11we're family

01:25:11she only let you use it

01:25:13once

01:25:13to pay for a family

01:25:14dinner

01:25:14you never gave it

01:25:15back

01:25:16this is a family

01:25:17matter

01:25:17the school has no

01:25:19right to interfere

01:25:21if this were just a

01:25:22family dispute

01:25:22you wouldn't be

01:25:23sitting here

01:25:25Chloe hasn't even

01:25:26gone to the police

01:25:27whether she presses

01:25:28charges over the

01:25:28stolen card is her

01:25:29decision

01:25:30whether we keep a

01:25:31student who assumes

01:25:31someone else's identity

01:25:32and racked up massive

01:25:33charges is ours

01:25:34you use that card to

01:25:36throw parties on

01:25:36campus

01:25:37then posed online

01:25:38as the sterling

01:25:38family heiress

01:25:39now the video of you

01:25:40taking out that loan

01:25:41has reached the

01:25:42school

01:25:42Vince forced me

01:25:43into it

01:25:44I'm the victim

01:25:45here

01:25:46did he force you

01:25:47to take the black

01:25:48card too

01:25:51Chloe deliberately

01:25:52refused to help me

01:25:54she knew I couldn't

01:25:55pay then cut off the

01:25:56verification in front

01:25:56of everyone

01:25:58did she tell you to

01:25:58throw that party

01:26:03no

01:26:06did she tell you to

01:26:07take out that loan

01:26:09but if she'd just

01:26:10given me the

01:26:11passcode none of

01:26:11this would have

01:26:12happened

01:26:12the board has

01:26:13voted to expel

01:26:14you

01:26:19I'm about to

01:26:20graduate

01:26:20give me one more

01:26:21chance

01:26:22I'll apologize

01:26:22publicly

01:26:23this isn't the

01:26:24first chance

01:26:24you've been given

01:26:25I'll delete the

01:26:26account and give

01:26:26everything back to

01:26:27her

01:26:27you only offered to

01:26:28give it back after

01:26:29you got caught

01:26:29I just wanted to

01:26:31live like her

01:26:31wanting her life

01:26:32doesn't justify

01:26:33stealing from her

01:26:35the decision is

01:26:36final

01:26:37leave your student

01:26:38ID and be off

01:26:39campus by the end

01:26:40of the day

01:26:56I can pack on my

01:26:57own

01:26:58I don't need you

01:26:59watching me

01:26:59Mr. Sterling

01:27:00instructed us to

01:27:01inventory the

01:27:02manor's belongings

01:27:02before you leave

01:27:06I've lived here for

01:27:06three years

01:27:08are you saying I

01:27:09don't even own a few

01:27:09clothes

01:27:12this belongs to

01:27:13Miss Hayes

01:27:15she gave it to me

01:27:20it was a birthday

01:27:21gift for Miss Hayes

01:27:22last year

01:27:23it's also registered

01:27:24in her name

01:27:29Chloe gave me that

01:27:30I only let you

01:27:31try it on

01:27:34this card stays

01:27:35too

01:27:37I'll be back for

01:27:38the rest of my

01:27:39things

01:27:39Mr. Sterling

01:27:40Mr. Sterling

01:27:41order you to

01:27:41move out today

01:27:42from now on

01:27:43you won't be

01:27:44allowed on the

01:27:44estate without

01:27:45an appointment

01:27:47you told him

01:27:48to kick me out

01:27:49didn't you

01:27:50you were expelled

01:27:52the manor won't

01:27:53house you anymore

01:27:54when my mother

01:27:55married into the

01:27:56Sterling family

01:27:57that wasn't what

01:27:57you told us

01:27:58she's gone

01:28:00father still

01:28:01pays your

01:28:02stillition and

01:28:02living expenses

01:28:05you're the one

01:28:06who threw away

01:28:06your chance to

01:28:07graduate

01:28:07you have

01:28:08everything

01:28:08of course

01:28:09it's easy

01:28:09for you to

01:28:10say that

01:28:10I just borrowed

01:28:11a few things

01:28:12and lived the

01:28:13life I wanted

01:28:14for a few days

01:28:14borrows give

01:28:15things back

01:28:17you never

01:28:17planned to

01:28:18if you'd

01:28:19helped me

01:28:20yesterday

01:28:20I wouldn't

01:28:21have been

01:28:21expelled

01:28:21or kicked

01:28:22out

01:28:22and somehow

01:28:23it's still

01:28:24everyone else's

01:28:25fault

01:28:26you won

01:28:27happy now

01:28:27I was never

01:28:28competing with you

01:28:33you can't

01:28:34possibly use

01:28:34all that stuff

01:28:35so that makes

01:28:36it okay to

01:28:37steal

01:28:40the key

01:28:45she didn't even

01:28:46apologize

01:28:46close the door

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