00:03korea's financial regulator just told crypto exchanges not so fast one rule one bank still
00:11stands meanwhile a bank cap is quietly saving 60 000 borrowers real money and an ai agent just
00:20cut someone's interest rate by more than seven points it's friday august 28th let's break down
00:27what's happening in korea's financial sector the financial services commission told the national
00:33assembly that easing the one exchange one bank rule is premature regulators want to wait until
00:39phase two of the digital asset basic act takes effect before loosening anti-money laundering
00:45safeguards separately woody bank and a fintech platform both moved this week to directly cut
00:52what ordinary borrowers pay here's what the numbers show up it controls 68.06 percent of korea's
01:00crypto exchange market by trading volume followed by bit thumb at 26.94 percent and coin one at 3.95
01:10woody bank's seven percent interest rate cap has benefited 60 453 customers on 705.4 billion won in
01:21loans since the start of this year saving them 2.41 billion won in interest one customer's personal
01:29loan rate dropped 4.5 percentage points saving 3.22 million won annually loan comparison platform bank
01:38salad said a customer used its ai rate cut agent to lower a loan rate by 7.21 percentage points
01:45saving
01:469.3 million won a year and usage of the service has roughly doubled so what does this mean for
01:53regulators and consumers earlier we said regulators are telling crypto exchanges not so fast here's
02:01what that actually means for you while crypto rules stay cautious banks and fintechs are under real
02:07pressure to hand savings directly back to borrowers rate cap by rate cap ai agent by ai agent watch that
02:14gap
02:15one corner of finance is tightening the other is loosening in the borrower's favor watch whether the fsc
02:22revisits the one exchange one bank rule once the digital asset basic acts second phase takes effect
02:29watch other major banks for similar interest rate cap programs watch ai rate negotiation tools like bank
02:35salads for wider adoption among borrowers that's today's ai prism finance daily this episode was produced
02:44with ai assistance based on seoul economic daily reporting and reviewed by a human editor ai prism
02:51is a juan ifra award-winning series we'll be back tomorrow
댓글