00:00I'm not going to judge someone who has to invest all of them in their own business.
00:09It's so easy to say to invest in your early 20s.
00:14But at the same time, it's also nice to invest through the experiences.
00:19It's different from everyone's situation.
00:20We don't know what we need.
00:22For example, when I started here, I was here for money.
00:26And yung kinikita ko, hindi talaga siya pang YOLO B.
00:30Kahit gusto kong I was 21 that time.
00:33Yung kahit sabihin sa akin,
00:34Oy, artista ka na, i-invest mo yan.
00:36Anong i-invest ko? 5,000?
00:37Saan saan ko ito?
00:38I-invest ko ito sa pagkain.
00:39Kakainin ko ito.
00:40Hindi siya makatotohanan sa lahat.
00:43Especially pag limitado lang yung natatanggap mo.
00:46You need to be strategic with how you deal with your money.
00:49At the same time, enjoy or reward yourself.
00:52I think it's a balance of both.
00:55Invest kahit konting percent.
00:57Kasi, kaysa zero.
00:58At least, meron kang nilalagay kesa sa wala.
01:00Nung nagsisimula ako, aminado ako, yung investment ko lang siguro.
01:04Narealize ko, hindi mo na ako nakapag-invest nun ng lupa, ng bahay,
01:08ng mga sasakyan, ng mga ganun, yung mga malalaking bag.
01:10Nag-invest ako sa sarili ko.
01:12Kasi your mental health also matters.
01:14For example, what makes you sane and what makes you happy as of the moment, ha?
01:19Hindi ito.
01:20Alam ko naman, pera.
01:21Alam ko naman yan.
01:21Pera naman talaga mo pasaya sa'yo.
01:22Pero sabihin natin, paano ka ba magiging mas productive?
01:27You invest on something na alam mong mas magiging productive ka
01:32or mas i-multiply niya yung lakas mo.
01:35For example lang, ako ngayon, i-invest mo ba ngayon sa pagtapaganda?
01:39Let's say, meron kang natanggap na 15,000, let's say 5,000 expenses minus na yun, 5,000 bills, mga
01:47ganun mo.
01:48Tapos may 5,000 ka na yun, hindi mo alam, i-save mo.
01:51Siguro save mo kahit 500 or 1,000, basta meron lang.
01:54Yung 4K, i-pumper mo.
01:56Reward yourself.
01:57Hindi ko i-judge yung somebody na halos in-invest yung lahat sa pang-sariling kasayahan.
02:03Kasi that's also an investment.
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