00:00Town councils legally ban the modest starter home you can actually afford to buy today.
00:05They use zoning codes to ensure small houses can never be built on small land.
00:11Mandatory minimum lot sizes require you to purchase far more land than you truly need.
00:16These restrictive laws prevent developers from building small cottages on tiny, affordable urban plots.
00:23By mandating oversized yards, cities ensure that only expensive luxury houses can be built.
00:30This creates an artificial floor under the price of every single available residential lot.
00:35This invisible floor under land prices creates a permanent financial barrier for first-time buyers.
00:42Wealthy homeowners lobby for these restrictions to keep their own property values artificially high.
00:47They claim to preserve neighborhood character while systematically pricing out the entire working class.
00:54Every extra square foot of required dirt adds thousands to your non-negotiable mortgage principle.
01:00This is a government-enforced scarcity designed to benefit current owners at your direct expense.
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