00:00Every time you pay with cash, you subsidize an elite billionaire's flight.
00:04This mechanism is the hidden cost of the modern payment system.
00:09Retailers are forced to bake swipe fees into every single sticker price.
00:13These fees usually average 3% for every transaction made.
00:18Network rules prevent merchants from charging credit card users a higher price.
00:23Therefore, the baseline cost of living is raised for all consumers.
00:26This invisible surcharge forces the embanked and lower-income families to pay more.
00:33They fund premium benefits that they will never be able to access.
00:37Premium travel points and airport lounges are directly extracted from your groceries.
00:42You are paying for their vacation every single time you buy bread.
00:46Lower-income households effectively transfer billions to high-income spenders through this mechanism.
00:52This wealth transfer happens silently during every checkout process across the nation.
00:57Global banks and card networks enforce strict rules to keep costs secret.
01:03They ensure that consumers remain unaware of this regressive hidden tax.
01:07Your local small business acts as a collection agent for this transfer.
01:12They have no choice but to participate in this rigged financial game.
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