00:00In today's world, the growing student debt crisis has left millions of graduates struggling to find
00:05jobs that match their qualifications. With increasing pressure on universities to improve
00:10outcomes, a bold question arises. Should universities be held accountable for the
00:15success of their graduates? One potential solution is a model called risk sharing,
00:21where banks also take on part of the financial risk tied to student loans.
00:25In this system, banks, not just universities or the government, bear some of the
00:30responsibility, potentially encouraging institutions to better align education with
00:35career outcomes. What are your thoughts on this approach? Let us know.
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