Uncover the predatory mechanics of student loan interest capitalization. While many believe student loans are a public service, the reality is a calculated wealth transfer from the working class to the federal treasury. By adding unpaid interest back into the principal balance, the system ensures that even when you aren't paying, your debt is compounding. This creates a scenario where borrowers pay back double or triple their original loan amount. It is not a glitch in the system; it is a feature designed to turn your education into a permanent revenue stream for the government. Understand how the math is rigged against you and why the balance never seems to go down despite years of payments.
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