00:0524-year-old Carolyn Henderson is suing Stephanie Roberts for unpaid car payments and repair
00:11costs for a car she leased to her.
00:13Ms. Henderson, you were looking for somebody to take over your car lease.
00:16After graduation from college, according to you, you were going abroad to teach.
00:19You had a car that couldn't afford both.
00:21Where did you advertise?
00:22On Craigslist.
00:23You never met Ms. Roberts before?
00:24No, I haven't.
00:25So on what date did you make this arrangement with her to take over your lease?
00:28On February 13, 2015.
00:30And how long did she have the car?
00:31She had it for less than 10 months.
00:33How much less than 10 months?
00:34She had the car from February 15, 2015 to November 22, 2015.
00:38Nine months.
00:39And what were you supposed to pay each month for the car?
00:41$290 a month.
00:42Directly to the bank or directly to the finance?
00:44To her.
00:44To her?
00:45Yes.
00:45Did you pay her $290 nine times?
00:48No.
00:48How much money do you owe her?
00:49None.
00:50Well, if you had the car for nine months and you were supposed to pay her $290.
00:53I was paying her more than $290 about halfway through that nine months.
00:57And I also paid her for any late fees.
01:00You should have paid her $2,610.
01:02How much did you pay her?
01:03I don't know the total.
01:04How much did she pay you?
01:05Off top of my head.
01:05If you don't know how much she paid, I rely on her records.
01:08How much did she pay you?
01:09Total was in the...
01:10How much did she pay you?
01:11She doesn't know how much she paid you.
01:13She paid me $290 each month.
01:15No, no, no.
01:15Total.
01:17I don't have the exact total.
01:19I have...
01:19So starting on June...
01:21All right.
01:22I just told you.
01:22I just told you.
01:24On September...
01:24I have no time for this.
01:25Would you give her, Mike, a little calculator?
01:28Nine months, $290.
01:29She should have paid you $2,610.
01:31How much did she pay you?
01:35So she paid me $2,610.
01:38On September 11th, I raised the payment to $440.83.
01:42You can't raise the payment.
01:43You can't unilaterally raise a payment.
01:45She sent me the odometer on September 3rd,
01:48and it was already 6,072 miles over her limit of 12,000 miles.
01:52She paid you $2,610.
01:54That's what it is.
01:54You can't get a lottery.
01:55Change your contract unless you have that in writing from her
01:57that she agreed to it.
01:58Do you?
01:59Yes, I do.
01:59I'd like to see it.
02:03No.
02:03It says in September you made an official notice
02:06for repossession of the car.
02:07I did.
02:07I think you wrote in your complaint.
02:08I did.
02:09On September 2nd, I sent her the first notice
02:11of repossession of demand to return the vehicle
02:13because she failed to provide me proof of insurance.
02:16Okay.
02:16Proof of...
02:17All right, she paid you to...
02:18Listen.
02:19I don't care.
02:20She had the car nine months.
02:22$290 is what you agreed to.
02:23$290 you got each month for the nine months
02:25that she had the car.
02:26I don't care.
02:26I didn't get $290 for the month of November.
02:29She never paid me for the month of November.
02:31Just a second.
02:31Just a second.
02:32I let her go.
02:33Just a second.
02:33You repossessed the car in November.
02:35She didn't have the car for the whole month of November.
02:37No, she didn't.
02:37She had it until the 22nd.
02:38Her payment was due on the 12th.
02:39She was 10 days late.
02:41According...
02:41Listen to me.
02:41I don't care.
02:43I don't care.
02:44I'm not here to discuss 10 days with you.
02:46You had a right to repossess the car
02:47because according to her as well,
02:48she was late with payments.
02:49But you got all the money you're going to get from her
02:51for payments to the car.
02:52Now you say there was damage to the car
02:54and because the car was so much over mileage,
02:56you were forced to buy it.
02:58Or not a huh?
02:59That would be a yes.
03:00Yes.
03:00And when did you buy the car?
03:02I bought the car in January.
03:03January of this year?
03:04Yes.
03:05Do you still have the car?
03:06I do.
03:07Good.
03:07I hope you enjoy it.
03:08You have no case.
03:08Now, next, what do you claim was in the car
03:13when she repossessed the car?
03:15Two car seats and clothing of mine and my children's.
03:17What was clothing doing in the car?
03:19We were living in that car at one point.
03:22Bye.
03:23Your case is dismissed.
03:23So does count as to.
03:24We're done here.
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