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ईरान युद्ध लंबा खिंच सकता है, बाजार से आशाएँ सीमित रखें : नावी म्यूचुअल फंड

नावी म्यूचुअल फंड की रीब्रांडिंग के लगभग 5 साल हो चुके हैं। एस्सेल म्यूचुअल फंड के तौर पर केवल 600 करोड़ रुपये के एयूएम से इन 5 वर्षों में अब यह 9,300 करोड़ रुपये के एयूएम पर पहुँच गया है। इन 5 वर्षों में आगे बढ़ने के लिए इस फंड घराने ने किस तरह की रणनीतियाँ अपनायीं, और आगे यह किस तरह के उत्पादों एवं निवेश रणनीतियों के साथ चलेगा? प्रस्तुत है इस बारे में के सीईओ आदित्य मुल्कि के साथ निवेश मंथन के संपादक राजीव रंजन झा की यह बातचीत।


आदित्य मुल्कि का कहना है कि :
- अभी कुछ समय तक निवेशकों को बाजार से सीमित प्रतिफल (रिटर्न) की ही आशाएँ रखनी चाहिए
- ईरान युद्ध के चलते आय (अर्निंग्स) के अनुमान घटने वाले हैं
- हमने पैसिव श्रेणी में इंडेक्स फंडों में अवसर देखा
- निवेशक अब नावी के इंडेक्स फंडों को पहचानने लगे हैं
- पैसिव निवेश को बड़े सूचकांकों पर ही रखना ही सही है

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Transcript
00:00Hello, my name is Hora Ji and my name is the CEO of Navi Mutual Fund.
00:08In the future of Navi Mutual Fund, there is a new name and a new name.
00:16Because if you look at Navi's brand, which is the first name of Navi,
00:31it was the first name of Navi.
00:34And this is the last name of Navi Mutual Fund.
00:40As an example, this is the first name of Navi Mutual Fund.
00:46But if you look at Navi Mutual Fund,
00:51we have a new name of Navi Mutual Fund.
01:05foreign
01:06foreign
01:38Thank you very much.
01:41Thank you very much for inviting me to invite you to the show.
02:30Thank you very much.
02:55Thank you very much.
10:00foreign
10:04foreign
10:06So Rajiv Ji, we see products as well that our passive recall value has come.
10:14Today we have 11 passive schemes, which are domestic and international.
10:19But we can't accept inflows because limits are hit.
10:24So there are 13 schemes.
10:26And we see passive as well that these are big indices,
10:31such as Nifty 50 or Nifty 100.
10:32If you want to use passive, if you want to use passive,
10:35if you want to use passive,
10:37just for example, defense fund.
10:41Defense is a big sector.
10:43You can use it to take exposure to investors.
10:48There's no good product.
10:50We have seen investors that need to provide products.
10:54Now, we can be active and passive.
10:57We can be able to invest in international investing.
10:58We can also have products.
11:00So we have to work in passive.
11:02We can have new launches and new solutions.
11:05We can have more than 10 schemes.
11:07We need to grow a team size,
11:09which can help get the same trust-in-law.
11:13We have to grow many new places like this.
11:14We have to support them from the passive values.
11:16And we have to bring those people together a lot.
11:26So we have to do this that.
11:28When we do this,
11:29we have to connect as well to everything.
11:30and the existing schemes are good for us,
11:32Flexi Cap, Vibrate, Large and Mid,
11:34we also see opportunities here.
11:38For example,
11:39in small cap, we don't have a fund,
11:40we don't have a factor based product,
11:44so we don't have it.
11:46We don't want to be active or passive,
11:49whatever the investor needs,
11:51we should bring it.
11:52But we don't need to do that,
11:54if you have a mutual fund or you have
11:5660-70 schemes,
11:57we don't have to understand what the investor needs.
12:00We will draw that.
12:03We will draw that,
12:04but we will be very
12:07measured by the way.
12:10Yes, absolutely.
12:12But we will go active or passive
12:15when the bazaar goes,
12:17it will become investors,
12:19but it will become investors,
12:19it will become investors,
12:20it will become investors,
12:20it will become investors,
12:20it will become investors.
12:50Yes,
12:51there is a lot of interest.
12:51Yes,
12:51there is a lot of interest in the world.
12:51अब भी हम जो कहते है कि street पर क्या चल रहा है लोग क्या सोच रहे कि earnings कितना
12:57बड़ेगा लोगों को लगा था ये साल भी आपको anywhere कई भी 12-15% का आपको earnings growth मिल
13:03जाएगा तो लोग वैसे match कर लेते कि earnings अगर इतने बढ़ रहे हम तो 12-15% market returns
13:09भी मिलेगा पिछले साल से बेतर होगा
13:11But look, when we analyzed this, we saw that in the past, there were such types of events
13:19and in recent times, there were so many wars in this scale.
13:26Now, when we started this scale, people read daily news,
13:29that people say that Trump is saying that two weeks will end,
13:39they will end, they will end, they will end, they will end.
13:41But our view is that, when Russia and Ukraine started,
13:45when they started the war, they didn't end.
13:49So, this is, we can end a little bit of time.
13:56And the expectation of 14-15%,
14:02I think we need to keep some expectations on this scale.
14:08Because if you look at Indian markets,
14:11Indian markets, oil pricing is around $80-$85,
14:19but if this is more than a price,
14:21then the price will be quite a long time.
14:25And then you can see that there is more downside.
14:29So, our view is that we need to make some conservative numbers.
14:32We need to make some conservative numbers.
14:35Because what will happen?
14:36Because what will happen?
14:38People will tell us in the channel or in the reports.
14:42But what will happen?
14:43When things get started,
14:45they will slowly cut our earnings.
14:47So, our analysis should be now.
14:58So, let's look at this angle.
15:04It's easier for us to make some kind of short-term income-like profits.
15:09And then we need to make some short-term income-like profits.
15:20because these markets are very tough for you to get the returns to you.
15:25So, when there was so many years of effort in this team,
15:28and when we look at these markets, we see that we are in the top five,
15:31and we are in the ranking of the top five,
15:33so we have a lot of satisfaction.
15:37Where anyone can see it,
15:39it will go up or down.
15:42So, it gives us a lot of satisfaction.
15:45So, it gives us a lot of satisfaction.
15:50Because we have a lot of satisfaction,
15:55but if we don't have the opportunity,
16:00we will do a lot of satisfaction,
16:00because we are in the first place.
16:01Yes.
16:04So, you can see the opportunity for us.
16:11There is a risk for us.
16:13I am going to say that the volatility is not going to change the way.
16:19How do you think volatility is going to change?
16:23Sir, I have seen some calls earlier in the sectors.
16:30One thing that we have seen that volatility is going to change.
16:37Your portfolio is not concentrated.
16:39I don't want to run this strategy.
16:40You can't run this strategy.
16:42Trump didn't say that we were going to run this strategy.
16:46He didn't say that we were going to run this strategy.
16:48He didn't say that we were going to run this strategy.
16:50Like I said, Russia and Ukraine is not going to run this strategy.
16:54When it happens, nobody knows.
16:57But it was so clear that the times are very tough.
17:00You should have a portfolio of diversified.
17:02You should have to do that.
17:03You should have to do that.
17:04Because one stock is 9-10% so you don't think you will bad.
17:08Because this country will not understand.
17:13Because of all you will predict your portfolio.
17:15And then then you will get full of performance.
17:18We've also seen that we had 65 stock stocks that have done.
17:23However, we had some active goals where we got underweighted.
17:29For a long time.
17:30We were looking at the ground level that we didn't understand.
17:35It's very difficult to understand AI's impact.
17:39All people are just speculating that this will happen, that it will happen, that it will happen, that it will
17:46happen.
17:47But we can't pick it up.
17:49We were consciously underweighted.
17:52We thought that our active product,
17:55we will be very different from the benchmark.
17:59We have to run the active product as well as our index funds.
18:04But for the volatility to play, we had done these things.
18:07We had done a good way in the sector, underweighting and overweighting.
18:11Like our auto ancillaries were overweighted a few months back.
18:16We had a good return.
18:20BSU banks were very good.
18:22We had one of the users who were looking for its results.
18:22So we had the potential we were looking for of the return.
18:27We had a hard time for our。」
18:47To show us how much we were looking for,
18:51we were looking for some that we had to go.
18:51इतना गिरा हुआ है तो आपके शाप से मतलब कहीं लाला चाह रहा है कि यह तो अच्छा गिर गया
18:59यहाँ पर
18:59खरीद लेना चाहिए या अभी ढर लग रहा है कि नीए इस तरह की कॉल्स चल रही है या कोई
19:11से स्टम बना रखाए आपने यह सरु
19:15we have made it that if the long term is less than the average, you can see that the market
19:21is 10 rupees, you have to get 8 rupees, 6 rupees, you have to start to do it.
19:27If you have any manager, you have to say anything, any fund manager.
19:30Is it 10-8 or 6?
19:33Now it is 10-8, but it is not 10-9, but it is not 6.
19:37We will get 6 in a few pockets, but we will be very bottom-up.
19:43We will not be able to get 6 in one sector.
19:46We will get a few pockets in small caps.
19:49We will get a lot of correction in small caps.
19:52If you find a name, you will get a lot of good names.
19:55We will get 6 in today's date.
19:58We will get nothing in business.
20:00Just this is normal.
20:01The small caps are going on, and the stock is not even going on.
20:05It is a good thing and this is a good thing.
20:07You are all right now.
20:09We are all right now.
20:11We are all right now.
20:24We will get better.
20:25We just need timeout.
20:27We will get better.
20:27We will get better.
20:27We will get better.
20:27and we have to get more attractive prices.
20:30But no investor can't do that.
20:33When the bottom will come, when the bottom will come,
20:35when the bottom will come, when the bottom will come.
20:36Better to start at least.
20:39We have to start with the pockets.
20:43But when the correction will come,
20:45it will be very attractive.
20:47It will be very attractive.
20:49There is so much fear in people's lives.
20:52If you have a lot of people who will not invest in a business,
20:57then they will be very attractive.
20:59We will see the full of offers.
21:03Yes.
21:04Is this the way that we have seen?
21:07Now it is that the market itself.
21:09So the market itself is still looking for,
21:11the market itself.
21:17But now,
21:19the market itself is not a market.
21:21that they are not.
21:21And that is the most important thing.
21:24But you will always see yourself every day.
21:29What is March?
21:33March is a little different.
21:39Because what happens in March?
21:41You have to pay for advance tax.
21:45The big investors, institutional investors,
21:48investors who are you know March 2nd of me payseye nikalne lago jate
21:52or who it seasonal behavior hotea investors me
21:54agar abh retail investors pe aate hai
21:57hume march me dikhaay ki SIP discipline to raha hai
22:01SIP kai bhi kam nii hua hai infact bada hai
22:03or ab logo mein Rajiv ji bhoat ye
22:08humara investor awareness
22:10itna achha hogya. Hame itna zayada
22:12itne zayada aajkal channels hai jaha pere investor ho
22:15ko samaj jata hai ki jab market girta hai
22:17hume ko lye lena chahiye, hume ko utha lena chahiye
22:19logo mein wu discipline thoda baut to a chuka hai
22:22lekin aap saai kareho agar ye chalta hai
22:24aur ek ya do maina wu ek point hooga
22:27jaha pere nibesak kehenge ki
22:29yaa apne to kaha ta ki
22:30le lo le lo mera to
22:32meinne to 8 pe liye liya ye to 4 ho gaya
22:34ab to me ab me kya karo ho
22:35ab to me me tumhare baato pe borosat to naihi kar sakta
22:38to ye time bhi aayega
22:40aysa nii ye ki naihi aayega
22:41aur I think wu time pe
22:43hum ab thoda close are raha hai
22:45toh marge ke numbers to at least
22:47humare liye itnei itnei aysa kuch off
22:50nii raha hai, aysa regular hi raha hai
22:52sip books vagire maintain huye hai
22:54lekin ah ah
22:56lekin april mayh mein hume
22:59hume shayat kuch dhek saktay hai
23:00because humare view mein ye
23:02ladaai itnei april mein toh itnei jaldi khatam
23:05toh naihi ho jayegi
23:06just recently abhi mutual fund ki jose category There are
23:16अभी आप से बात करते करते यह मेरे ध्यान में आया है कि आपके परस्पेक्टिव से देखें तो बहुत माइनी
23:26नहीं रखती क्योंकि आप जयादा
23:28पैसे फंड में और वो सब समेट करके एक कैटेगरी के अंदर डाल दी जाती है यह सारी कैटेगरी जो
23:38है वो एक्टिव के लिए हैं हाँ आप आप सही कह रहे हैं बट इसमें हमें यह एक सेग्मेंट आफ
23:48प्रड़क्स इंट्रीउस हुआ है जो लाइफ साइकल वाले फंड है
23:58यूएस में या दूसरे मार्केट्स में कौन से ऐसे प्रडॉक्स है जो आज इंडिया में नहीं है तो यह बहुत
24:03ही बड़ा प्रड़क्ट है यूएस में और यह
24:05बहुत-बहुत ही बढ़िया प्रोडक्ट है आप कोई हैडेक ना निजिए आप इसमे निवेश whisperingौ रह
24:31So, we have got a lot of clarity here in the product, but there is a lot of clarity that
24:39you can have 50% of the overlap.
24:43We have always said that our index funds should look like this, and our active funds should not look like
24:54this.
24:59We have always said that our index funds should look like this, but our index funds should look like this.
25:10So, our index funds should look like this, but our index funds should look like this.
25:20When we go to active, we have to do 20-25 schemes.
25:24We have to manage some schemes, but we have to manage the category.
25:28Yes.
25:57So, how do we look at our index funds?
26:08Yes.
26:11Yes.
26:12Yes.
26:39Yes.
26:39Yes.
26:39Yes.
26:39Yes.
27:05Thank you, Rajiv.
27:06Shukriya.
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