Debt-to-Income Ratio (DTI) Explained in Tamil | Loan Reject Aagudhaa? - video Dailymotion

Navia Markets

Puthu car loan apply pannina… “Your DTI is too high” nu bank sollirucha? DTI-naa enna? Loan-ku idhu evlo important-nu theriyumaa?  Indha video-la, Debt-to-Income Ratio (DTI)-va romba simple-aa Tamil-la explain pannrom.  Read the full blog: https://navia.co.in/blog/what-is-debt-to-income-ratio-and-how-to-calculate/  #dti #debttoratio #debttoratioexplained #loanbasics #loanapproval #personalfincaeindia #financialliteracy #moneymanagement #loanrejection #emicalculation #credithealth #financialplanning #loaneducation #bankloans #carloan #homeloan #financialawareness #tamilfinance #learnfinance #moneytips #navia #naviamarkets #naviaapp #budgetingtips #smartmoney #financialeducation #loanapply #creditbasics

Transcript

00:00If you apply to a loan,

00:02sorry, your DTI is too high.

00:05You can reject loan loan.

00:07DTI?

00:08What is it?

00:09DTI.

00:10Debt to Income Ratio.

00:12If you say that,

00:14every month,

00:16the amount of loan,

00:17EMI,

00:18credit,

00:19the number is DTI.

00:21Now,

00:22if you have income,

00:24the risk adjustment

00:26to your bank.

00:28DTI formula is very simple.

00:31Every month,

00:3225,000 EMI,

00:34and your monthly income is 1 lakh.

00:37Then,

00:38DTI is equal to

00:3925,000 divided by 1 lakh into 100.

00:43That is 25%.

00:44What is the best DTI?

00:4620 to 35%

00:48Super healthy.

00:4936 to 43%

00:51Manageable

00:52and careful.

00:5344%

00:55Red dollar.

00:56Loan reject

00:57Chances

00:58are very good.

00:59Okay,

01:00DTI is important.

01:01Loan approve

01:02If you don't have credit score,

01:04you can check the DTI.

01:06DTI is very important.

01:08DTI is important.

01:09DTI is not the risk.

01:11So,

01:12you will reject loan.

01:13So,

01:14what do we do?

01:15High interest loan first close.

01:17We will increase the income.

01:19Loan plan to do the loan.

01:20Loan plan to do the loan.

01:21Loan plan to do the loan.

01:22DTI will calculate the loan.

01:23If you don't have any information,

01:25please follow the markets.

01:26Investments in securities markets are subject to market risk.

01:29Read all related documents carefully before investing.

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Debt-to-Income Ratio (DTI) Explained in Tamil | Loan Reject Aagudhaa?

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