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  • hace 9 minutos
This video explains simple but essential steps to avoid holiday gift-card scams. Viewers learn to inspect physical cards, watch out for fake barcodes, buy only from trusted retailers, keep documentation, and report any fraud immediately. The guidance helps shoppers protect their money during one of the peak seasons for gift-card scams.

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00:00Anyone planning to hand out gift cards this holiday season should take a few precautions to make sure their money ends up in the right hands.
00:09The good news, staying safe doesn't require tech expertise or detective skills, just a little extra attention before you buy.
00:17A big part of avoiding scams starts with the cards themselves.
00:21When purchasing physical gift cards in a store, it's essential to inspect them before proceeding to the checkout line.
00:27Another trick is the fake barcode scam.
00:30Scammers sometimes place a sticker over the real barcode on the back of a card, redirecting your purchase to an account they control instead.
00:38The most reliable alternative is to skip the store rack entirely and purchase digital or physical cards directly from reputable online retailers.
00:47Once you make a purchase, keeping good records can save headaches later.
00:51If you do get caught in a scam, reporting it may help prevent further fraud.
00:55Contact the card issuer right away and notify the Fed.
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