- 1 day ago
stock market news, stock market live, stock market kaise sikhe, stock market news today, stock market for beginners, stock market today, stock market course, stock market telugu, stock market news live, stock market indiabest credit cards 2025, best credit cards 2025 india, best credit cards 2025 lifetime free, best credit cards 2025 malayalam, best credit cards 2025 telugu, best credit cards 2025 tamil, best credit cards for students, best credit cards in india, best credit cards 2025 for students, best credit cards for travel
Category
📚
LearningTranscript
00:00In this video, I am ranking the most popular credit cards using a tier list,
00:04where S and A tier are the highest. These are the credit cards that are good and worth going
00:08out of your way to get versus everything else which may not be worth your trouble.
00:11Starting off with a very popular card these days, the Chase Freedom Unlimited. This is one of the
00:16best beginner credit cards out there because it has a $0 annual fee and it gets you in the door
00:22with Chase if you are looking to eventually have some of their more premium cards like the Preferred,
00:26Reserve, or the business cards. This card in particular gives you unlimited 1.5% cash back
00:32on all of your purchases, 3% back on dining, 3% at drugstores, and 5% back when you spend money on
00:37travel through Chase. You also get a $200 bonus after you spend $500 in the first three months
00:43of the account being opened, which is essentially 40% cash back in the first year that you open it.
00:48Personally, I think this is one of the better no annual fee cards out there because the cash back
00:52will show up in your account as Chase Ultimate Rewards points, which are some of the most
00:56valuable credit card rewards out there, especially if you pair them with a Chase Sapphire later on.
01:02I'll put the Chase Freedom Unlimited solidly in the A tier, which means that it's a really good
01:06card to have in your wallet. The next card though isn't so lucky and that's actually going to be
01:11the Apple card. I'm firmly putting this card in the D tier on my list, which is the lowest tier today
01:16because while the Apple card does offer you 2% cash back on purchases, you actually have to use
01:21Apple pay in order to get that 2% cash back. Not everybody has or uses Apple pay. So if you
01:26somehow forget to use Apple pay or use the physical card itself, you will only get 1% back on all of
01:32your purchases. In my opinion, the Apple card has a great user interface and it's super accessible and
01:37easy to apply for since you can do it all on your phone, but the cash back rewards are just straight
01:42up weak. If you want a straight cash back card, there are many other options that we'll talk about
01:46later on in this video, but the Apple card is one that you can definitely pass on. Not to mention
01:51a huge reason for some of these cards today being excellent, really just hinges on their signup
01:55offer, which the Apple card, it doesn't even offer one. For these reasons, I think the Apple card is
01:59super overrated, even though the card physically is titanium and metal. It's just a card that I'm not
02:05actively getting. Now, if we want to talk about cards, I am actively seeking to get, we have our first
02:10S tier credit card that I'm talking about today, which has a huge signup bonus and is one of the best
02:15all around credit cards out there for everyday spend. And that, in my opinion, is the American
02:19Express gold card. This is the card that I use the most often in my wallet. And there's a good reason
02:24for it because the welcome offer on this card can be as high as a hundred thousand points, which is
02:29worth the equivalent of a thousand dollars. You also get four X points on restaurants and groceries,
02:34three X points on flights, two X points on prepaid hotels through their portal, and one X points on
02:40everything else. Now the American Express gold does come with a $325 annual fee,
02:44but there are easy ways to offset the cost of the fee, including the $120 Uber Cash credit,
02:51the $100 Resi credit, the $84 Dunkin' Donuts credit, and a $120 dining credit at certain
02:57restaurant partners. And if you book any hotels through Amex's The Hotel Collection, when you book
03:02at least two nights, you get a $100 experience credit, room upgrades when available, early check-in,
03:08and late check-out. And that's personally one of my favorite perks about the card, which is that when
03:11you do travel to any hotel for work or pleasure, it's a really nice touch to be able to show up
03:16a little bit early, check-in, or check-out as late as 4 p.m., and you usually get $100 worth
03:22of experience credit. So I usually use that on room service or a spa if they have it.
03:26So the Amex gold definitely belongs in the S tier, in my opinion. Now, before I get into the next card,
03:31I also want to share that I'm putting all of these cards in a Notion cheat sheet that is public in case
03:35you want all the information in one place. I will link to that spreadsheet down in the description
03:40below in case you want to reference that later. For now, though, let's go to another card where
03:44if you don't want to spend over $300 on an annual fee, this one has a $0 annual fee, and it offers
03:50you a ton of cashback value, and that is the Capital One Saver card. This card gets you 3% cashback
03:56on restaurants, groceries, and popular streaming services, 1% cashback on everything else, and 5% cashback
04:02on travel booked through Capital One Travel. The best part is that the signup bonus is typically
04:07very good. You get a $200 cash bonus after you spend $500 in the first three months, plus a $100
04:13Capital One travel credit during your first year. So that's essentially 60% cashback on your first
04:19$500 in spend if you can manage to spend that within the first three months, which I think is
04:23very doable. You also have the option to convert the cashback to Capital One Miles and transfer them
04:28to various hotel and airline partners, which I think can be very helpful if you carry
04:32the more premium older brother credit card to this card, which is the Capital One Venture
04:37X, which we will talk about later. For these reasons, I think this card belongs solely in
04:41the A tier. I think it's a credit card that you should plan to have if you want to have
04:45the Capital One Venture X at some point in your life. Speaking of must-have credit cards
04:49though, let's talk about business credit cards now. I wanted to make sure I at least covered
04:53two of the best business credit cards available on the market right now, and that is, in my
04:57opinion, the Chase Business Inc. Unlimited and the Chase Business Inc. Cash. If you
05:02have a small business or a sole proprietorship or even a big business, you can apply for
05:05these cards, and these are great to get rewarded for the spend you are already making for your
05:10business. Both cards usually have great welcome offers, so you want to make sure to check their
05:14respective pages to see what you can get for signing up. Both cards also have a $0 annual
05:18fee, which is really refreshing to see on a business card. That means it basically costs
05:22you nothing to get rewarded. For example, right now, both cards have updated welcome offers.
05:26With the Inc. Cash, you can earn $900 when you spend $6,000 in the first three months,
05:31and with the Inc. Unlimited, you can also get $900 in bonus cash back after you spend $6,000
05:37in the first three months. The Inc. Cash rewards you with 5% cash back on office supply stores,
05:42internet, cable, and phone on the first $25,000 that you spend every year, as well as 2% cash
05:48back at gas stations and restaurants, again, up to $25,000 spent, and 1% back on everything else.
05:54The Inc. Unlimited earns you 1.5% unlimited cash back on all your purchases, and I love that it's
05:59just super straightforward, and just knowing that you're getting 1.5% cash back on all of your
06:04business expenses can be really powerful. For both of these cards, the cash back is awarded to you in
06:09the form of Chase Ultimate Rewards points, which are really great if you want to take advantage of
06:13them for hotels and airlines. For these reasons, I think if you have a business, these are the best
06:18credit cards for that purpose, and these belong squarely in the S and A tier, as well.
06:23The Inc. Unlimited will be in the S tier just because of the flexibility of the cash back,
06:27and then the Inc. Cash will be in the A tier, only because the cash back categories are slightly more
06:32restrictive. All right, so so far we've talked about some cards with $0 annual fees, some with
06:36higher annual fees like the Amex Gold, but what about cards with a reasonable annual fee?
06:41That's where the Chase Sapphire Preferred comes in. For a $95 annual fee, you get a lot of value.
06:46Not only do you get 3x points on dining, 2x points on travel, and 1x points on everything else,
06:51you also get a $50 hotel credit every single year, and the welcome offer gives you 75,000 bonus points
06:57if you spend $5,000 in the first 3 months, which is the equivalent of $750 in cash, or it could be
07:03worth up to $1,500 if you use it on travel through the Chase Portal. That's the equivalent of $600 in
07:09cash, or it could be worth up to $750 if you use it on travel through the Chase Portal. When you
07:14combine this card with a Chase Freedom Unlimited, a Chase Freedom Flex, or perhaps a Chase Sapphire Reserve,
07:20which we will talk about later, you can really maximize your value in all the ways that you
07:23spend. I would say if you are someone that already has a couple $0 annual fee credit cards, and you're
07:28looking to step up your credit card game to start maximizing rewards and points specifically for
07:33travel, then the Chase Sapphire Preferred is the best gateway card out there. For these reasons,
07:38I'm going to put this card squarely in the A tier today. Changing gears now, let's talk about some of
07:43the most popular retail credit cards out there, which are the Citi Costco Anywhere Visa and the
07:48Chase Amazon Prime Visa. These cards are really good if you shop at Costco or if you shop at Amazon
07:52regularly. With the Costco card, you get 5% cash back on gas at Costco, 3% back at restaurants and
07:59travel, and 2% back on Costco and Costco.com purchases in general. You also get 1% cash back
08:05on everything else. So I think that if you shop at Costco or your life revolves around one Costco trip
08:10or two Costco trips a week, you are going to love this card. And there's also a $0 annual fee.
08:15I will say though, there is no intro offer when it comes to this card. So that's a little bit of
08:19a bummer. The Amazon Prime Visa is also very similar. You will get 5% cash back on Amazon and
08:25Amazon Fresh, 5% back at Whole Foods Market, 5% back at audible.com, and 2% back at gas stations,
08:31restaurants, and local transit. You also then get 1% back on all other purchases and 5% back on
08:37Chase Travel. Now there is no annual fee with this card as well, but I really think it only makes sense
08:41to use this card if you're spending a lot of money on Amazon. Therefore, I think both the Costco and
08:46the Amazon Prime card here are going to be solidly in the B tier. They would be in the A tier if they
08:52were more versatile. However, both cards are super specific in that they really require you to shop
08:57at their respective stores to make them worth it. These are cards I'm not really going out of my way
09:01to get, but if somebody tells me that they have these cards, I'm not generally upset about it.
09:05I'm just like, oh, nice. But still for maximizing credit card rewards, I think these belong in the B tier.
09:10Next up on our list is the Citi Double Cash card. This is a no frills, no annual fee,
09:152% cash back card. You get 1% back when you make a purchase and 1% back when you pay it off.
09:21There are no categories to keep track of, no spending caps to worry about,
09:24and no rotating bonuses that change every quarter. It's just straight up 2% cash back on all of your
09:29purchases, making it perfect for everyday spending. And the standard offer is to give you $200 back when
09:34you spend $1,500 in the first six months. I think there are some better cash back cards out there
09:38these days, but this was the original one that really piqued my interest back in the day when I
09:42was getting into credit cards. This lands it squarely in the B tier. It's not amazing by any
09:47means. You can definitely get better, but I still like the concept. The next card, though, belongs in
09:51the A tier, and that is the Built Mastercard. This is the card that gives you rewards for paying your
09:56rent on it. So that's right. With this card, you actually can pay your rent with this card, and you
10:01will get points for paying your rent. You get 1x Built Points per dollar on rent for up to $100,000
10:07worth of rent payments per year. Instead of paying 2.9% of a transaction fee for paying your rent via
10:12credit card, Built will waive that fee so you don't pay any fees for paying your rent. And that's the
10:17huge reason to get this card, which is that many credit card companies won't waive the transaction
10:20fee when you charge your rent to your credit card. So this is one of the only ways to get rewarded for
10:25what is going to be probably the biggest expense for the majority of people. This card also has a $0
10:30annual fee, which is great. And to qualify for the Built Rewards, you just have to know that you must
10:34use the card five times each statement period in order to qualify for the Built Points. Your rent
10:39payment will count as one of those transactions. And with the other four transactions, if you really
10:43want to just use this card for rent and rent alone, you could just charge four smaller charges to the
10:48card itself every single month. All right, now it's time we talk about another premium travel credit card
10:53today. And this one is another card that will belong in the S tier, and it's the Capital One Venture X card.
10:59The standard welcome offer gives you 75,000 miles if you spend $4,000 in the first three months,
11:05which is the equivalent of $750 in bonuses. And you also get a $120 global entry or TSA pre-check
11:11credit. Now the annual fee is $395 per year, but this can easily be offset by the $300 annual travel
11:17credits and the 10,000 bonus miles you get every single year for owning the card, which is the
11:22equivalent of $100 in bonuses. You get 10X miles on hotels and rental cars booked through Capital One
11:27travel, 5X miles on flights and vacation rentals, and 2X miles on all other purchases every day.
11:34That's the equivalent of around 2% cash back in points, and you will also get access to over 1300 Capital One
11:40lounges at airports. So if your home airport has a Capital One lounge, it will be really nice to have this
11:45card. If you also have the Capital One Saver, you now have what's called the Capital One Duo, which is a very
11:51popular term, and it just means that you have both of those cards. In that setup, you would use your
11:56Capital One Saver for everything that is 3%, for example, groceries, dieting, and entertainment,
12:01and then you would use the Venture X for everything else. It's a pretty much brainless setup with no
12:06headaches, and the Saver rewards are then transferable to the Venture X, so it's a really
12:10great synergistic combo. So the Venture X is definitely an S-tier card in my book, but now I think it would be
12:16fun to talk about some cards that I probably am not going to be getting and belong in a lower tier that you
12:21should be aware of. And those are the airline credit cards, like the American Express Delta
12:25SkyMiles card, the American Airlines credit card by Citi, and also the United Explorer card.
12:31All of these cards are super airline-specific, and if you aren't a frequent flyer, you should not be
12:36getting these cards. However, I could see a case that, for example, if you fly United a lot, it might
12:41be worth getting the United-specific card, but even then, that's only if you're really trying to
12:45qualify for a certain frequent flyer status, or if you fly so much that airlines are a big part of
12:51your life. In most cases, airline credit cards aren't really that worth it, so I'm going to lump
12:54all of these into the C-tier today. The next card on our list is an ultra-premium card, and that is
12:59the American Express Platinum card. Now, as of filming this right now, it has a $695 annual fee,
13:06but rumors are that this is going to increase in the next year or two to possibly $895. For this fee,
13:12the standard welcome offer is anywhere from $80,000 to $175,000 bonus points if you spend $8,000
13:18in six months. That's a lot to spend in the first six months. However, the type of person that they
13:23are trying to target probably has this type of budget. If you're able to time the opening of
13:27this card with some big purchases that you have, it could be worth it to get. Now, this used to be
13:31one of my favorite cards, but honestly, these days, I think the best reason to even have this card is
13:35just for the lounge access. You can still make up the annual fee pretty easily with a $200 hotel credit,
13:41the $240 entertainment credit, the $200 in Uber Cash and airline fee credits,
13:46and miscellaneous other credits like the $300 Equinox credit, the Saks credit, or the Walmart
13:51Plus credit. Now, I think that if you use 60% or more of the perks, then you can easily justify
13:57this card easily because you will probably make up the annual fee. But I think the best part of this
14:02card is mostly for the lounge, like I said earlier, because when you do travel, you get a free place
14:07to hang out, you get free food, and you can have great Wi-Fi before your flight. For me, it's become a
14:12routine to get to the airport probably an hour before boarding. And just like that, I'm able to
14:16have a meal, hydrate myself before a flight. And every time I do this, I feel like I'd probably save
14:21about $30 at the airport. The Platinum doesn't get you much in terms of points multipliers, so that's
14:26why I don't use it every day. But the idea is that if you travel at least one time per month, you can get
14:30a ton of value out of this card. For this reason, I'm putting this card in the B tier. If it had a lower
14:36annual fee, I might consider it A tier. Or if it had better point multipliers, I would also put it in the
14:40A tier as well. But for now, B tier. The next two cards I'm going to talk about are the new Wells
14:45Fargo credit cards, the Wells Fargo autograph, and the autograph journey. I'm going to put both
14:49of these cards in the C tier. Now, I don't hate Wells Fargo as much of the internet does. And I
14:54don't think that these cards are bad per se. They're actually fine for someone who just doesn't have a
14:59lot of cards or just want something simple and easy and straightforward. But I think if we're talking
15:03about maximizing credit card rewards and maximizing credit card points, I think there are just a lot more
15:09better options out there. For example, let's look at the Wells Fargo autograph card. It has 3x points
15:13on multiple categories like restaurants, gas, and transit, and a 20,000 point welcome bonus when you
15:19spend $1,000. Again, that's not bad, but when it comes to transfer partners, that is where Wells Fargo
15:25lacks a little bit compared to say the Chase suite of cards. I do acknowledge that the Wells Fargo
15:30autograph doesn't have an annual fee, but a huge reason why we rank cards on this channel the way that
15:34we do is to try to maximize the value that we're going to get for our spend. Now, for that reason,
15:39I think the autograph and the autograph journey are still a little bit behind the other cards in
15:44today's list, and I will put them in the C tier for now. But I think that for the right person,
15:48they could easily be in the B tier as well. The next card we're going to talk about is something
15:52very new, and I'm excited to talk about it. It's the Robinhood gold card, and I believe that this
15:56belongs in the S tier category. The Robinhood card offers 3% cashback across the board on all
16:02categories, no foreign transaction fees, and the annual fee is free if you have the Robinhood gold
16:07subscription. The subscription itself is $5 a month, and it offers you a bunch of perks for
16:12their Robinhood investing platform, and it makes a lot of sense if you already invest on that website
16:17itself. So technically, the annual fee is actually $60 a year if you don't have Robinhood gold, and if
16:22you don't use Robinhood at all, then perhaps this card is not S tier for you. However, I think a lot of
16:27people these days are using Robinhood, and if you are, then this card is going to be S tier.
16:31I love the simplicity of this card, which is that 3% cashback is very aggressive across the board,
16:37but the one thing that you must know about their cashback is that it will go straight back into your
16:42brokerage buying power. So Robinhood clearly wants you to buy stocks with your cashback rewards, and a
16:47lot of Robinhood users are day trading gamblers, so it can be really tempting to use your cashback on,
16:53let's say, gambling on individual stocks. I think it's a really amazing card if you care about your
16:57investment accounts and you care about stocks. I personally have it as S tier. Somebody might say,
17:02well, I don't have Robinhood. It's not S tier for me, and that makes sense, but I think if I were that
17:07person, I would probably sign up for Robinhood just for this card. That's how good it is.
17:11The next card is the Chase Freedom Flex. It's free to own, so another no annual fee card, and it gives
17:16you a $200 bonus just for signing up for the card and spending $500 in the first three months.
17:21You will get 5% back on rotating categories such as gas stations, grocery stores, and select online
17:26merchants. You also get 3% back at restaurants, 3% back on drugstore purchases, and 1% cashback on
17:33everything else. This card is really great if you enjoy keeping up with the rotating categories. Now,
17:37please note you actually have to activate the categories every single quarter, and that's kind
17:42of a hassle, but it can be a good addition to your other Chase cards if you're willing to do that.
17:47I personally don't love that you have to do that, but if you don't mind,
17:50then I think it's a good card to have in your wallet, and I'm going to put this solidly in the
17:54B tier. The next card I want to talk about is another cashback card, and I think it's borderline
17:58on the B and the A tier. I can't really decide myself, so I'm going to put it in the B tier for
18:03now, but that's the American Express Blue Cash Everyday card. It has targeted rewards such as 3%
18:09cashback at US supermarkets, 3% back at gas stations, 3% back on online retail purchases, and 1% back on
18:16everything else. I think the American Express Blue Cash Everyday card is great for family,
18:20who spend significantly on groceries, gas, and online shopping. It's perfect for people who
18:24want solid rewards without the complexity of premium cards, and the no annual fee structure
18:29means that every dollar of cashback is pure savings, so long as you are paying off your
18:34card in full every statement cycle. The next card that is very popular among people online,
18:38but I don't really love myself, is the Capital One Quicksilver card. While it does offer 1.5% cashback
18:44on everything and a $200 welcome bonus, and it's easy to get approved for, it's just a little bit
18:50too simple, and it doesn't offer the same value as, say, the Capital One Saver card or the City
18:54Double Cash card. Since the Double Cash was in the B tier, I'm going to put this card, the Quicksilver,
18:59in the C tier, only because the other competitive cards are just simply better.
19:03Next, we have the Wells Fargo Active Cash card. This is a solid cashback card that gives you 2% back on
19:09everything and a $200 bonus for signing up. It's not the best credit card out there. I think it's kind of
19:14average, but it is a good starter card, especially if you bank with Wells Fargo and you're looking to
19:18dip your toes into the credit card world, so I will put this in the B tier. Next up, we have two
19:23credit cards that are hotel cards, the World of Hyatt card by Chase and the Marriott Bonvoy
19:28Boundless card. Both of these cards are just okay in my opinion. Oftentimes, they're only worth it if
19:33you really want to maximize your spend with these hotel chains. For example, the World of Hyatt card has
19:38a pretty lousy welcome offer. It has 30,000 bonus points after you spend $3,000 in the first
19:43three months, then another 30,000 points for spending $15,000 in six months. You will also
19:49get 4X points on Hyatt Hotels, 2X points on restaurants and certain travel, and 1X points
19:54on everything else. For the $95 annual fee that it comes with, it's certainly not the best card
19:58out there, so I would put the World of Hyatt in the C tier. For the Marriott Bonvoy card,
20:03you get 3X points on gas stations, grocery stores, and dining, as well as automatic silver elite status,
20:08and a free night award every year on your anniversary. The welcome offer is average,
20:13three free nights when you spend $3,000, and it also has a $95 annual fee. I like this card slightly
20:18more than the Chase World of Hyatt card, only because of the points multipliers, but I'm still
20:23going to put it in the C tier as it's pretty situational to use this. Next up on our list is
20:27the Chase Sapphire Reserve, and it's a hotly debated card right now because they recently increased the
20:33annual fee to $795, up from $550. On one hand, they increased the amount of credits that you get.
20:40You now get $500 to their hotel collection, $300 in credit to certain restaurants, and $300 to StubHub.
20:46Now, here's the thing, though. While an extra $1,100 in statement credits can outweigh the extra $245
20:52annual fee that they increased, I would probably have to spend more money overall to justify the cost
20:58and go out of my way to actually use those credits. While you do get 8X points on Chase Travel
21:02purchases and 4X points on flights and hotels and 3X points on dining, you'll also probably need a
21:08spreadsheet to keep track of all the perks and the statement credits that they offer.
21:11The one saving grace is that the welcome offer is usually pretty good between 100,000 and 125,000
21:17points when you spend $5,000 to $6,000 in the first three months. But honestly, with this card,
21:22I would take a hard look at all of the benefits, see if it fits your lifestyle, and only then would I
21:27apply for this card. What used to be the premium travel credit card that I would have considered
21:31A tier or maybe even S tier? I think that the new changes now make it a solid B tier card.
21:37It's just okay, and it's only in specific cases would I actually consider it worth getting.
21:43I think that the unlimited, the flex, or the preferred by Chase all provide more value and
21:47get you in the Chase store a little bit better. I'm curious to think what your thoughts are down
21:52below, so let me know. The next card on our list is the City Custom Cash card. It's one of these cards
21:56that sits in a little bit of a weird spots among the entire landscape because it does offer you 5%
22:02cash back on one category, and that category is the one that you spend the most money in.
22:07An eligible category, for example, are restaurants, gas stations, grocery stores, home improvement
22:11stores, fitness clubs, et cetera. But here's the catch. The cash back you can get is only up to $500
22:17that you spend per billing cycle. That means your cash back is essentially capped at $25 cash back
22:23per billing cycle, which is really not that great. With a $0 annual fee and a $200 cash back welcome
22:28offer after you spend $1,500 in the first six months, it's not the worst card out there,
22:33but I would prefer something that's a little bit more simple and straightforward. I'm putting this
22:37card in the C tier only because I think there are way more competitive cards out there.
22:41The next credit card is very popular, and it's the Discover It cash back card. With this card,
22:46you get 5% cash back on rotating categories every single quarter and 1% cash back on everything else.
22:51The rotating categories you have to keep track of, but if you're able to do this,
22:55you can really maximize the rewards from this card. There is no annual fee for this card,
22:59and it's easy to get approved for. And what's crazy is that they have the cash back match for
23:04the first year that you had this card with no limit on that cash back. So that means effectively in the
23:09first year, if you earn say $500 in cash back, they will match it and give you another $500 in cash
23:15back as well. That's a really great offer, but it's only for the first year only. And it's a solid
23:20overall credit card because it has no annual fee. Now, for that reason, I'm going to put this card
23:24squarely in the B tier. All right. So we just ranked 28 of the most popular credit cards by
23:29tiers. Now, obviously I don't think you should go and open all 28 of these cards, but if you want to
23:35choose like one or two or three of your favorites, that's probably a pretty good start. Make sure to
23:39check out the free cheat sheet that I made down below in the description, as well as links to all the
23:43credit cards down below. And if you want to see my video on the best seven credit cards that are,
23:48in my opinion, the ones that have, make sure to check out this video. I will see you guys in
23:52that video or a future one on my channel. I hope that you enjoy these types of videos and I'll see
23:57you later. Peace.
Recommended
0:55
|
Up next
14:26
15:08
20:45
0:39
7:06
9:33
8:02
12:13
12:52
8:49
Be the first to comment