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Category

😹
Fun
Transcript
00:00Listen, if we take what we're start, our starting point now, what are you spending now? Yep, it's probably going to, and I just use that and say, listen, let's assume that that's a baseline and, you know, maybe factor in some inflation on that. And I go, yep, in the early years, you're probably going to spend some more than that. And in the middle years, you're probably going to spend some less than that. That's probably going to go for quite some time.
00:19And I think, and experience has shown that it's not, number one, it's really difficult to do, but it's not necessary to figure out, well, how much more am I going to spend in those early years and how much less in those middle years and things? And like, no, it tends to, taking that average cost with a starting point and sort of going, hey, you know, we like to talk about financial planning as a process, not an event.
00:42Not here's the schedule and boom, put it on a shelf and it happens. Like, no, there's going to be some more and there's going to be some less. And maybe we go through a 2008, 2009 market goes down and you spend a little bit less because that's how you lived your life. And it's a moving target. So I don't think we need to stress too much about it.
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