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00:00Maybe that's part of it, too, is just the mentality that we have, maybe that we learned from your parents, right, grandparents, or how you grew up is being frugal or penny-pinch or that sort of mentality.
00:12It can be an admirable value or a trait, like, oh, that's good, right?
00:20And, of course, it is good in some respects, right?
00:21If you're, you know, hey, making sure you're not eating cat food sort of thing, save money and be prudent with things.
00:28And at the same time, once you've achieved some sort of resources, and I love that word befuddlement because that really is like suddenly you turn around and you just kind of do smart things over and over again.
00:37And you look around and you go, holy mackerel, look at all this money I got, right?
00:40It's weird, right?
00:41It's kind of crazy to think about those things.
00:44And it is that feeling that I hear when I'm talking with clients about, holy cow, what do we do now with this stuff, right?
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