00:00I'd like to open a line of credit.
00:02Oh, great! One of our personal bankers, Willis, is Charlie.
00:09Go ahead and insert your ATM card.
00:11There's a $95 annual fee plus a credit limit of $10,000.
00:15$10,000?
00:16I think I'm going to need a bit more than that.
00:18How much were we thinking?
00:19$50 million.
00:22You have $43,000 in your bank account?
00:24Google me.
00:26It's okay, don't be shy.
00:30Hey, Roger?
00:33Roger?
00:35You are now an ultra-high-net-worth individual.
00:38You have a $50 million line of credit.
00:44I think you need $100 million.
00:48And that will give you more optionality.
00:51Makes perfect sense.