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IQRA MAZHAR

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00:00Here are five simple finance tips that can help anyone manage money better.

00:05Pay yourself first. Save a portion of your income, at least 10 to 20 percent, before spending on anything else.

00:13Track your expenses. Write down or use an app to monitor where your money goes so you can cut unnecessary spending.

00:21Avoid bad debt. Don't rely on credit cards or loans for lifestyle purchases.

00:27Borrow only for assets that grow in value. Build an emergency fund.

00:32Keep at least three to six months of living expenses aside for unexpected situations.

00:38Invest early and regularly. Start small but consistent investments, stocks, mutual funds, real estate, etc., to grow wealth over time.

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