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  • 6/29/2025
If you're just starting your financial journey in the United States, choosing the right credit card is important.

In this video, we talk about the top 3 beginner-friendly credit cards for 2025. These cards are easy to get, safe to use, and help you build your credit score step by step.

βœ” No credit history needed
βœ” No annual fees (or very low)
βœ” Rewards and cashback options
βœ” Perfect for students, immigrants & young adults

πŸ“Œ What’s covered in this video:
– Discover it Secured Credit Card
– Capital One QuicksilverOne
– Petal 2 Visa Card
– Simple tips to improve your credit score

Follow our channel for more helpful personal finance videos every week.

#CreditCards #FinanceTips #USA #PersonalFinance #BuildCredit #2025 #Beginners #CreditScore #SmartMoney
Transcript
00:00Do you live in the USA and want to build your credit score?
00:03If you don't have any credit history yet, this video is made for you.
00:08Today, I'll share three simple and trusted credit cards that are great for beginners in 2025.
00:15Let's get started.
00:16The first card is the Discover It Secured credit card.
00:21You don't need a credit score to apply for this card.
00:24There is no annual fee.
00:26You get cash back when you spend at gas stations and restaurants.
00:30After a few months, if you make your payments on time, your card may get upgraded.
00:35This card helps you grow your credit score.
00:36The second card is the Capital One Quicksilver One.
00:40It's a great option for people who have new or low credit history.
00:45You get 1.5% cash back on every purchase.
00:49It also includes free credit score tracking and fraud alerts.
00:53This card reports your payments to...
00:55The third card is the Petal 2 Visa card.
00:58This card has no hidden fees.
01:01There is no annual fee, no late fee, and no extra charges for online shopping.
01:06You get cash back on your spending.
01:08Even if you have no credit score yet, you can still apply.
01:12This card is made especially for new users.
01:15Here are a few simple tips to help you build credit faster.
01:18If you follow these habits, your credit score will grow stronger over time.
01:34These three cards are great choices for beginners.
01:37With the right card and smart habits, you can build your credit in 2025.
01:42If you found this video helpful, please like the video, subscribe to the channel, and hit the bell.

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