满足基本生活   公积金局：退休金需39万令吉 - video Dailymotion

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新闻报报看 | 如果想要在55岁安心退休，到底需要多少存款呢？公积金局之前给出的标准是，基本储蓄至少要有24万令吉。不过受通货膨胀影响，随着物价越来越高，从 2028年开始，基本储蓄至少要达到39万令吉才行。（主播：梁宝仪、罗美伶）

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00:00Before watching the video, I would like to remind you that there is more content on the R.E.D.I.M.E. website.

00:04If you want to retire at the age of 55, how much money do you need?

00:10According to the previous standards, the basic savings must be at least 240,000 RMB.

00:16So that you won't live a miserable life in the future.

00:19However, due to the impact of the inflation, the price of goods is getting higher and higher.

00:23Today, the Public Fund issued the latest retirement guide.

00:27240,000 RMB is not enough for retirement.

00:30If you want to live a basic life after retirement,

00:33starting from 2028, the basic savings must be at least 390,000 RMB.

00:39And this 390,000 RMB is just enough to meet the basic needs after retirement.

00:47If you want to live a more comfortable later years,

00:50the basic savings must be at least 390,000 RMB.

00:53According to the different levels of retirement life,

00:57if the monthly replacement period is extended to 20 years,

01:00the retirement savings will be divided into three levels.

01:03These are basic savings, sufficient savings, and enhanced savings.

01:07As mentioned earlier, the basic savings is just enough to meet the basic needs after retirement.

01:12At least 390,000 RMB.

01:14If you want to live a more comfortable later years,

01:17the basic savings must be at least 390,000 RMB.

01:21If you want to live a more secure and free life after retirement,

01:27the basic savings must be at least 390,000 RMB.

01:31You can refer to the standard of EPF for your retirement life.

01:36According to the EPF,

01:38the basic savings will be increased from 240,000 RMB to 390,000 RMB.

01:43The basic savings will be increased from 240,000 RMB to 390,000 RMB.

01:47According to the data,

01:49the basic savings of single people is about 1,733 RMB.

01:53If you need it in 20 years, you will need about 350,000 RMB.

01:58After 30 years, the basic savings will be increased to 520,000 RMB.

02:02Compared to the previous standard of 240,000 RMB,

02:05there is no way to meet the real needs.

02:08According to the latest guide released by EPF,

02:10a single old man without a family needs about 2,690 RMB every month

02:14to maintain a reasonable living standard after retirement.

02:21The CCP also mentioned that

02:23only 35-year-old active members with 240,000 RMB

02:29have the basic savings threshold of 240,000 RMB.

02:32That is to say,

02:33most people's savings are not enough for them to retire in peace.

02:37The quality of life in the later years is worrisome.

02:40With the new savings standard gradually increasing to 390,000 RMB,

02:44the proportion of retirees with sufficient savings will fall further.

02:48There is also a worse situation.

02:51Didn't the government launch the flexible third account early on?

02:56Members are allowed to transfer some of their EPF savings to this account

03:00and they are free to withdraw money.

03:03Although the CCP has repeatedly warned that

03:06unless the situation is really urgent,

03:08it is better not to use this money before retirement.

03:12However, Secretary-General Amir Khanzha said in Congress today

03:15that 14.5 billion RMB has been transferred to the third account of EPF.

03:20As of November 27,

03:224 million or 30% of members

03:25have already withdrawn 1.16 billion RMB through this third account.

03:31It is expected that in the coming years,

03:33there will be 5 billion to 7 billion RMB in pension every year

03:36that will be used by EPF members in advance.

满足基本生活公积金局：退休金需39万令吉

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满足基本生活 公积金局：退休金需39万令吉

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满足基本生活公积金局：退休金需39万令吉